Comparison

Paycloud vs Trustar Bank Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paycloud

Manage your reward and gift cards, discover local deals, and earn points or cash back at participating businesses. Easily join loyalty programs and redeem rewards with a tap.

Highlights
  • Manage reward and gift cards
  • Discover local discounts and coupons
  • Earn points, punches, and cash back
  • Join loyalty programs with one touch
  • Redeem rewards via countertop sensor
  • Monitor loyalty program status
Features
Read full description

Paycloud is a mobile wallet app that lets you manage your reward and gift cards, receive exclusive discounts and free coupons and earn points, punches and cash back at local stores and restaurants. Use Paycloud to find area stores that offer exclusive discounts to loyal members and join instantly with a single touch. Connect with the stores and loyalty programs that matter to you without filling out any forms and with no obligation to spend or share your personal information. Download today to start receiving discounts, store coupons and instant rewards. Then simply hold your iPhone to each store’s countertop Paycloud sensor to redeem the rewards you’ve earned. Features: •Replace your plastic gift & loyalty cards •Keep your gift & loyalty cards in a single mobile wallet •View area Paycloud-enabled merchants on a map or in a list •Search for participating merchants by name or location •Join any loyalty program with a single touch •Monitor your loyalty program status in real time •Receive coupons and promotions on your iPhone •Receive rewards for joining, checking in and making purchases •Redeem your rewards by tapping your iPhone to the countertop sensor •Rely on bullet-proof security to protect your personal information Connect with Paycloud at stores nationwide.

About

Trustar Bank Mobile Banking

Manage all your financial accounts, including those from other institutions, in one place. This secure app helps you organize transactions with tags and notes, set balance alerts, make payments, transfer funds, and deposit checks with a photo. It also offers debit card management and branch/ATM locator.

Highlights
  • Aggregate all financial accounts
  • Organize transactions with tags and photos
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • Find branches and ATMs
Features
Read full description

Trustar Bank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Trustar Bank Mobile Banking: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Trustar Bank Mobile Banking app, you must be enrolled as a Trustar Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

Paycloud1 screens
Trustar Bank Mobile Banking4 screens

Verdict

The call

The clearest difference is review sentiment: Trustar Bank Mobile Banking at 100% against Paycloud's 42%. Trustar Bank Mobile Banking also leads on rating (4.8 vs 2.1) and ratings volume (124 vs 14). Paycloud's advantage is monetization model (free vs ad-supported) and iOS requirement (8.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Trustar Bank Mobile Banking holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: Trustar Bank Mobile Banking has 124 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 42% of Paycloud's written reviews are positive against 100% of Trustar Bank Mobile Banking's.

UpkeepUpdate frequency

Paycloud ships an update every 6 weeks, Trustar Bank Mobile Banking monthly. The most recent releases landed on November 1, 2026 and November 13, 2026 respectively.

Scorecard5 real differences · 5 level
Paycloud versus Trustar Bank Mobile Banking: the parameters behind the verdict, then further details
ParameterPaycloudTrustar Bank Mobile Banking
PriceFreeFree
Rating2.1 (14 ratings)4.8 (124 ratings) — better
Positive reviews42.1% of reviews100.0% of reviews — better
Number of ratings14124 — better
Update frequencyEvery 6 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad
Requires iOS8.0 — better18.4
Further details — not scored
Size7 MB176 MB
Age rating4+17+
DeveloperFactor4Trustar Bank

Customer experience

Paycloud

All ratings14 ratings
Positive28.6%
Neutral0.0%
Negative71.4%
Written reviews19 reviews
Positive42.1%
Neutral0.0%
Negative57.9%

Trustar Bank Mobile Banking

All ratings123 ratings
Positive95.1%
Neutral0.8%
Negative4.1%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Paycloud

No in-app purchases

None

Trustar Bank Mobile Banking

No in-app purchases

Questions

Is Paycloud free?
Paycloud is free to download, with no in-app purchases.
Is Trustar Bank Mobile Banking free?
Trustar Bank Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, Paycloud or Trustar Bank Mobile Banking?
Trustar Bank Mobile Banking is rated higher. Paycloud averages 2.1 out of 5 from 14 ratings, while Trustar Bank Mobile Banking averages 4.8 from 124 ratings.
Do Paycloud or Trustar Bank Mobile Banking have ads?
Neither Paycloud nor Trustar Bank Mobile Banking shows ads.
Which is updated more often, Paycloud or Trustar Bank Mobile Banking?
Paycloud ships an update every 6 weeks, and Trustar Bank Mobile Banking monthly. Most recently, Paycloud was updated on November 1, 2026 and Trustar Bank Mobile Banking on November 13, 2026.

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