Paycloud vs EVERPay mPOS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paycloud
Manage your reward and gift cards, discover local deals, and earn points or cash back at participating businesses. Easily join loyalty programs and redeem rewards with a tap.
- Manage reward and gift cards
- Discover local discounts and coupons
- Earn points, punches, and cash back
- Join loyalty programs with one touch
- Redeem rewards via countertop sensor
- Monitor loyalty program status
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Paycloud is a mobile wallet app that lets you manage your reward and gift cards, receive exclusive discounts and free coupons and earn points, punches and cash back at local stores and restaurants. Use Paycloud to find area stores that offer exclusive discounts to loyal members and join instantly with a single touch. Connect with the stores and loyalty programs that matter to you without filling out any forms and with no obligation to spend or share your personal information. Download today to start receiving discounts, store coupons and instant rewards. Then simply hold your iPhone to each store’s countertop Paycloud sensor to redeem the rewards you’ve earned. Features: •Replace your plastic gift & loyalty cards •Keep your gift & loyalty cards in a single mobile wallet •View area Paycloud-enabled merchants on a map or in a list •Search for participating merchants by name or location •Join any loyalty program with a single touch •Monitor your loyalty program status in real time •Receive coupons and promotions on your iPhone •Receive rewards for joining, checking in and making purchases •Redeem your rewards by tapping your iPhone to the countertop sensor •Rely on bullet-proof security to protect your personal information Connect with Paycloud at stores nationwide.
EVERPay mPOS
This application enables businesses to accept various payment methods, including cash, credit cards, and ACH, from anywhere. It offers features like sales summaries, tax management, and tip handling, connecting to a Bluetooth-enabled card reader for secure transactions. A merchant account is required to use the service.
- Accepts cash, credit, debit, check, and ACH
- Bluetooth EMV chip card reader support
- Daily sales summaries and detailed reports
- Manages sales tax and tips
- Email or SMS receipts
- Signature capture
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Accept payments anywhere with EVERPay MPOS application. EVERPay supports the IVU Lotto program for cash, credit cards, ATH PIN debit, check, and ACH payments. Qualify for the best credit card processing rates and increase your sales when you use the EVERPay MPOS payment terminal, a EMV chip card reader that connects to your phone with Bluetooth technology. Advanced features include, daily sales summary and detailed reports, allows multiple users, manages sales tax, mange tips 4 ways, email or sms receipts, captures signatures and much more. A merchant account is required so contact your local bank or Evertec for more information.
Screenshots
Verdict
The clearest difference is rating: EVERPay mPOS at 3.0 against Paycloud's 2.1. Paycloud's advantage is review sentiment (42% vs 0%) and ratings volume (14 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EVERPay mPOS holds the better App Store score, 3.0 against 2.1. That said, the two scores are not equally well evidenced: Paycloud has 14 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 42% of Paycloud's written reviews are positive against 0% of EVERPay mPOS's, so the app with the better star average is not the one people write more warmly about.
Paycloud ships an update every 6 weeks, EVERPay mPOS every 3 months. The most recent releases landed on June 5, 2026 and June 1, 2026 respectively.
| Parameter | Paycloud | EVERPay mPOS |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (14 ratings) | 3.0 (2 ratings) — better |
| Positive reviews | 42.1% of reviews — better | 0.0% of reviews |
| Number of ratings | 14 — better | 2 |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 8.0 — better | 12.0 |
| Further details — not scored | ||
| Size | 7 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | Factor4 | EVERTEC Inc. |
Customer experience
Paycloud
EVERPay mPOS
In-app purchases
Paycloud
No in-app purchases
EVERPay mPOS
No in-app purchases









