Easy Spending Budget vs Emma
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Easy Spending Budget
This app helps you track daily spending, plan budgets, and manage multiple accounts. It offers automatic backups, bill reminders, and detailed reports to improve financial habits and aid in tax preparation.
- Daily money tracking
- Budget planning
- Automatic backup service
- Bill reminders
- Stock expense tracking
- Recurring transaction tracking
- Multiple account summary
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The Easy Spending Budget, is the most powerful and convenient daily money tracker, and budget planning App, for iPhone and iPad, that neatly tracks all your cash flow between different accounts that you can budget. The new Dashboard view provides a quick view of the account performance, and the top expenses and categories right on the dashboard provide an instant view of the cash flow of expenses. Easy Spending is now, all the more secure, with the addition of Automatic Backup Service in addition to the free email backup. With this feature you never have to worry about losing valuable financial data, either through accidental deletion or change of device. You can restore it on any iOS device with this App installed. Easy spending helps improve your credit karma by taking control of spending and developing right spending habits. Easy Spending also helps you in yearly tax preparation reports, so that filing of your taxes is just a tap away. Helps you keep track of your stock investments, by providing category reports. Comes with easy gestures with well spaced layouts and large fonts, for easy viewing and readability. HIGHLIGHTS @ Never loose your valuable financial data either with the free email backup or the All new Automatic Backup Service, (available as an In-App purchase) @ Every dollar spent is tracked. @ BILL Reminders. @ Stock expenses @ Recurring income/expense tracking @ MULTIPLE ACCOUNT(S) Summary in a single screen, and nice reports. $ NOTIFICATIONS added to Default calendar for recurring transactions as an option. Using this option, NEVER forget to pay your BILL on time. $ See future bills/payments and income using, "UPCOMING TRANSACTIONS" view. $ Fast and Free text based Search, on category and notes $ Allows transactions to be emailed as CSV, and also uploaded to your Google Drive account $ Store data for MANY MANY years $ Use MULTIPLE accounts like Checking, Savings, Credit card, Cash flow, Mortgage accounts etc. *** REPORTS *** $ Excellent timeline reports $ Doughnut chart report gives a clean break up of where your money is going. $ Email CSV file of all your data for single or all of your accounts, saves a lot of time during tax season. $ Upload CSV file also to your Google Drive account --- Automatic Backup Service ---- Automatic Backup Service is an auto-renewable In-App purchase that lets you take automatic backup without you having to do anything manually. Just keep using the App, and an automatic backup of all your data is safely stored either weekly or monthly. When your App is deleted by mistake or phone is replaced it is a breeze to restore your data back. -- App Themes -- App Themes is an auto-renewable in-App purchase that lets you choose some amazing unique themes to suit your tastes for both dark and bright viewing. This Premium feature is an auto-renewable subscription that is available on a monthly or yearly plan. Payment will be charged to iTunes Account at confirmation of purchase, and account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Privacy policy and terms of use https://tektontek.com/termsofuse.php *** What our users say *** @ As a financial planner for 42 years this App is all you need. Its simple clean and to the point. If you think you need more than this, then you don’t get it. - LouCFP @ Excellent I am using this app to track our club income/expenses. So easy to use and to create reports then email to whoever needs a copy ! I love it !. - i apple STAY UPDATED Website - https://easyspend.tektontek.com Twitter - @AppLifeStyle Facebook - facebook.com/tektontek
Emma
Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.
- Consolidate all accounts
- Track subscriptions
- Set budgets
- Weekly spending reports
- Overdraft alerts
- Bank-level security
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Meet Emma, your financial super app ● All your accounts in one place ● Find and track your subscriptions ● Set budgets ● Weekly reports ● Analyze your spending & expenses ● Daily balance notifications ● Overdraft alerts BANK LEVEL SECURITY Worried about sharing your data? We hear you. ● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive, personal information is fully encrypted and securely stored. ● Emma uses biometric security authentication for an added level of protection. CUSTOMER REVIEWS “This app is amazing! I used to manually track my expenses using a notepad or a spreadsheet but always used to make mistakes and never found time to update it. This fixes all my budgeting issues and saves me so much time as well as money!” Sarah “I love the fact that I can do everything within this one app. I mainly use it for tracking my expenses but have also started using it to instantly send/receive payments which makes things super easy. Also, the money I’ve saved from using this app is used to invest in my favorite companies using the investment feature!” Mike OUR MISSION We believe everyone deserves a financial advocate to help with money management and budgeting. Someone who watches our back no matter who we are and where we come from. We provide a great experience, which relies on a basic principle - caring about our customers’ financial well being. This is who we are and what we stand for. We have received amazing feedback from the finance community and have been featured in Forbes, Financial Times, Politico, The Sunday Times and CITY A.M. MORE FEATURES? GO PLUS, PRO OR ULTIMATE We have 3 subscription upgrades available in Emma to power charge your finances. Here’s what is available in each subscription upgrade: Emma Plus True Balance - preemptively see the balance of your bank account after your subscriptions are removed Fraud Detection - find out whether your personal details have been part of a known data breach Bill Reminders - get reminded about your upcoming bills so you never miss a payment Cashback - get cashback from your favorite brands Emma Pro All the features in Emma Plus Custom categories - so you can customize your finances to your heart's content Rename transactions - for easier reference Export data - to understand your finances on excel Create Offline Accounts - to manage your cash expenses and any accounts you can’t link to Emma Create Smart Rules - to automate your Offline Accounts. Look, no hands! Split your transactions - into multiple categories for more flexibility Legendary Pro Icon - because you are a Pro Emma Ultimate All the features in Emma Plus & Pro Spaces - group together different accounts to see separated analytics and budgets Ultimate Icon - so you can show them who's boss ----------------------------------- If you choose to purchase Emma Plus, Emma Pro or Emma Ultimate, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions are managed by the user and auto-renewal may be turned off by going to the user's Apple ID. Emma subscription prices start at $4.99 CAD/USD/month with 1-month and 12-month packages available. Prices are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Plus, Emma or Emma Ultimate, you can simply continue using Emma for free. Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952 Company Registration Number: 10578464. Terms and Conditions: https://emma-app.com/terms Privacy Policy: https://emma-app.com/privacy
Screenshots
Verdict
The clearest difference is price: Emma at Free against Easy Spending Budget's $1.99. Emma also leads on update cadence (every 6 days vs monthly) and rating (4.7 vs 4.5). Easy Spending Budget's advantage is ads (none vs shown) and review sentiment (71% vs 38%). On in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Emma is free to download; Easy Spending Budget costs $1.99 up front. Easy Spending Budget sells 10 in-app purchases, starting at $0.99 per month and Emma sells 8 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Emma holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Emma has 1.4K ratings behind it against 109, so its average is the more settled of the two. Written reviews complicate that: 71% of Easy Spending Budget's written reviews are positive against 38% of Emma's, so the app with the better star average is not the one people write more warmly about.
Easy Spending Budget ships an update monthly, Emma every 6 days. Both last shipped on September 24, 2026.
| Parameter | Easy Spending Budget | Emma |
|---|---|---|
| Price | $1.99 | Free — better |
| Rating | 4.5 (109 ratings) | 4.7 (1.4K ratings) — better |
| Positive reviews | 70.8% of reviews — better | 38.4% of reviews |
| Number of ratings | 109 | 1.4K — better |
| Update frequency | Monthly | Every 6 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | #150 — better | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 18 MB | 165 MB |
| Age rating | 4+ | 4+ |
| Developer | Tekton Technologies (P) Ltd. | Emma Technologies LTD. |
Customer experience
Easy Spending Budget
Emma
User reviews
Easy Spending Budget
From 109 App Store ratingsWhat we love
- 👍 Simple and easy to use
- 🔒 Secure with password protection
- 📊 Helpful reports and analytics
- 💳 Tracks multiple accounts
- 🗓️ Recurring expenses/income
Room to improve
- 🐛 Crashes and bugs
- 🔄 Sync issues between devices
- 🎨 Outdated or unattractive UI
- 🔍 Limited customization options
- 💰 Paid backup feature
Emma
From 1.4K App Store ratingsWhat we love
- 👍 Helpful for budgeting and tracking spending
- 🚀 Efficient at categorizing transactions
- 💡 Useful for detecting subscriptions and recurring payments
- 👍 Intuitive and user-friendly interface
- 👍 Provides good financial insights and analytics
Room to improve
- 🔒 Concerns about data privacy and security
- 💰 Expensive subscription model, features locked behind paywall
- 🐛 Syncing issues, transactions not always accurately categorized
- 🔍 Difficult to cancel subscription or delete account
- 📢 Aggressive upselling and notifications
Bugs and requests
Easy Spending Budget
Reported bugs
4 issues- Recurring expenses not working as expected
- Data loss after app updates
- Inability to input starting balances
- Crashes when changing currencies
Requested features
5 requests- Budgeting and goal-setting features
- Receipt scanning and attachment
- Biweekly payment/income support
- Consolidated balance view across accounts
- Ability to delete unused categories
Emma
Reported bugs
4 issues- App crashes or freezes frequently
- Transactions not syncing properly or showing incorrect balances
- Issues connecting to certain bank accounts
- Recurring payments not being tracked accurately
Requested features
5 requests- Add support for more banks and financial institutions
- Improve budgeting features with better categorization and goal-setting
- Provide more customization options for categories and reporting
- Integrate with investment accounts and track net worth
- Offer a more affordable pricing model or free tier with core features
In-app purchases
Easy Spending Budget
- Easy App Themes Monthly$0.991 Month
- Automatic Backup Service7 Days trial$1.991 Month
- Easy Weekly$1.997 Days
Show 6 moreShow fewer
- Easy Monthly Med3 Days trial$2.991 Month
- Easy Monthly3 Days trial$3.991 Month
- Easy App Theme Annual$4.991 Year
- Automatic Backup Service Annual14 Days trial$7.991 Year
- Automatic Backup Annual14 Days trial$8.991 Year
- Easy Annual High7 Days trial$29.991 Year
- Sync data using DropBox$2.99
Emma
- Emma Plus Monthly7 Days trial$4.991 Month
- Emma Pro Monthly7 Days trial$9.991 Month
- Monthly Pro Subscription7 Days trial$9.991 Month
Show 5 moreShow fewer
- Emma Pro7 Days trial2 variants$9.991 Month
- Emma Ultimate7 Days trial$14.991 Month
- Emma Plus Yearly7 Days trial$41.991 Year
- Emma Pro7 Days trial2 variants$83.991 Year
- Subscription7 Days trial$83.991 Year
Questions
Is Easy Spending Budget free?
Is Emma free?
Which has better reviews, Easy Spending Budget or Emma?
Do Easy Spending Budget or Emma have ads?
Which is updated more often, Easy Spending Budget or Emma?
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