Comparison

PlainPay vs Raiffeisen

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PlainPay

This app simplifies payments and money transfers via QR code scanning. It also functions as a utility scanner for various codes and offers features like cardless ATM withdrawals and secure internet banking access.

Highlights
  • QR code payments and transfers
  • Cardless ATM withdrawals
  • Secure internet banking access
  • Utility scanner for QR/Bar codes
  • Digitally sign electronic documents
  • OTP functionality
Features
Read full description

PlainPay is an innovative, secure and simple mobile payment application for making payments or for transferring money using a mobile phone, based on QR Code technology. With PlainPay, it has never been easier to make payments. A quick scan of a QR Code, allows you to transfer money to other PlainPay users and debit the amount directly from your account or have it charged to a credit card. PlainPay can also be used as a Utility Scanner for Bar Codes, QR Codes or Data Matrices with the possibility of saving scans for future reference. PlainPay recognise the most common QR Codes for: - making a call - opening an internet address - adding a vCard to your address book - visualizing Geographic Coordinates on the map - sending an email - adding an event to your calendar - sending an SMS PlainPay can also be used to : - withdraw money from an ATM without using a card - access your Internet banking account using a simple, but just as safe, authentication method - digitally sign your electronic documents. - OTP For more information contact support@plainpay.it

About

Raiffeisen

Manage your banking needs with ease, including transfers, payments, and bill settlements. Access your account information, find nearby branches, and contact your bank securely from anywhere.

Highlights
  • Account overview and asset management
  • Transfers and real-time payments
  • Bill payments (auto tax, public administration)
  • Mobile and card top-ups
  • Digital contract signing
  • IBAN scanner for easy input
  • Branch locator
Features
Read full description

Mit der Raiffeisen App lassen sich Bankgeschäfte schnell und einfach erledigen: Überweisungen, Zahlungen, Handy-Aufladungen, das Scannen von Rechnungen, digitale Vertragsunterzeichnungen und vieles mehr. Die App bietet bequemen Zugriff auf das Konto und ermöglicht den direkten Kontakt zur Raiffeisenkasse – jederzeit und ortsunabhängig. Die wichtigsten Funktionen der Raiffeisen App: • Genauer Vermögensüberblick über die eigenen Geschäftsbeziehungen (Markt- und Ankaufswert der eigenen Wertpapiere usw.) • Überweisungen, Rücküberweisungen und Echtzeitüberweisungen durchführen • Handy oder Südtirol-Pass aufladen • Autosteuer und Bankerlagscheine bezahlen • Zahlungen zugunsten der öffentlichen Verwaltung mittels pagoPA durchführen. • Raiffeisen-Filialen in der Nähe finden • Die Raiffeisen Debit Card für die Verwendung außerhalb Europas aktivieren oder bei Verlust sperren • Bewegungen, Restverfügbarkeit und Limits der Raiffeisen Debit Card abfragen • Aktuelle News deiner Raiffeisenkasse oder nützliche Notfallnummern (z.B. wenn eine Karte gesperrt werden muss) abfragen • Assimoco-Versicherungen verlängern und bezahlen • Saldoübersicht für die "Einheitliche Einkommens- und Vermögenserklärung" (EEVE/ISEE) abrufen • Digitale Unterzeichnung von Bankverträgen • IBAN-Scanner: Bei der Eingabe einer Überweisung kann die IBAN schnell und einfach mittels Handykamera von der Rechnung, Debitkarte u. Ä. gescannt werden • Diskretionsmodus, um deinen Kontostand vor neugierigen Blicken zu schützen Jetzt aktivieren! Voraussetzung für die Benutzung der Raiffeisen App ist die Aktivierung eines Benutzers für das Raiffeisen Online Banking. Wende dich für die Aktivierung an deine/n Raiffeisen-Berater*in.

Screenshots

PlainPay4 screens
Raiffeisen4 screens

Verdict

The call

The clearest difference is update cadence: Raiffeisen at fortnightly against PlainPay's every 2 months. PlainPay's advantage is iOS requirement (13.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PlainPay ships an update every 2 months, Raiffeisen fortnightly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
PlainPay versus Raiffeisen: the parameters behind the verdict, then further details
ParameterPlainPayRaiffeisen
PriceFreeFree
Rating4.6 (79 ratings) — better—
Positive reviews—53.8% of reviews
Number of ratings79 — better—
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better18.0
Further details — not scored
Size38 MB109 MB
Age rating4+4+
DeveloperAuriga SpaRaiffeisen Information Service Scarl

Customer experience

PlainPay

All ratings77 ratings
Positive87.0%
Neutral6.5%
Negative6.5%

Raiffeisen

Written reviews13 reviews
Positive53.8%
Neutral7.7%
Negative38.5%

In-app purchases

None

PlainPay

No in-app purchases

None

Raiffeisen

No in-app purchases

Questions

Is PlainPay free?
PlainPay is free to download, with no in-app purchases.
Is Raiffeisen free?
Raiffeisen is free to download, with no in-app purchases.
Do PlainPay or Raiffeisen have ads?
Neither PlainPay nor Raiffeisen shows ads.
Which is updated more often, PlainPay or Raiffeisen?
PlainPay ships an update every 2 months, and Raiffeisen fortnightly. Most recently, PlainPay was updated on November 1, 2026 and Raiffeisen on November 3, 2026.

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