Comparison

PlainPay vs ISI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PlainPay

This app simplifies payments and money transfers via QR code scanning. It also functions as a utility scanner for various codes and offers features like cardless ATM withdrawals and secure internet banking access.

Highlights
  • QR code payments and transfers
  • Cardless ATM withdrawals
  • Secure internet banking access
  • Utility scanner for QR/Bar codes
  • Digitally sign electronic documents
  • OTP functionality
Features
Read full description

PlainPay is an innovative, secure and simple mobile payment application for making payments or for transferring money using a mobile phone, based on QR Code technology. With PlainPay, it has never been easier to make payments. A quick scan of a QR Code, allows you to transfer money to other PlainPay users and debit the amount directly from your account or have it charged to a credit card. PlainPay can also be used as a Utility Scanner for Bar Codes, QR Codes or Data Matrices with the possibility of saving scans for future reference. PlainPay recognise the most common QR Codes for: - making a call - opening an internet address - adding a vCard to your address book - visualizing Geographic Coordinates on the map - sending an email - adding an event to your calendar - sending an SMS PlainPay can also be used to : - withdraw money from an ATM without using a card - access your Internet banking account using a simple, but just as safe, authentication method - digitally sign your electronic documents. - OTP For more information contact support@plainpay.it

About

ISI

Read full description

ISI-ID è l’App di autenticazione per accedere ed autorizzare ordini in ISI-business, l’online banking per le imprese di Sparkasse – Cassa di Risparmio di Bolzano.

Screenshots

PlainPay4 screens
ISI3 screens

Verdict

The call

PlainPay and ISI are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 7, 2026 and October 9, 2026 respectively.

ScorecardNo meaningful differences
PlainPay versus ISI: the parameters behind the verdict, then further details
ParameterPlainPayISI
PriceFreeFree
Rating4.5 (77 ratings) — better—
Number of ratings77 — better—
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size38 MB29 MB
Age rating4+4+
DeveloperAuriga SpaCassa di Risparmio di Bolzano SpA

In-app purchases

None

PlainPay

No in-app purchases

None

ISI

No in-app purchases

Questions

Is PlainPay free?
PlainPay is free to download, with no in-app purchases.
Is ISI free?
ISI is free to download, with no in-app purchases.
Do PlainPay or ISI have ads?
Neither PlainPay nor ISI shows ads.
Which is updated more often, PlainPay or ISI?
PlainPay ships an update every 2 months, and ISI every 2 months. Most recently, PlainPay was updated on October 7, 2026 and ISI on October 9, 2026.

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