PlainPay vs 301Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PlainPay
This app simplifies payments and money transfers via QR code scanning. It also functions as a utility scanner for various codes and offers features like cardless ATM withdrawals and secure internet banking access.
- QR code payments and transfers
- Cardless ATM withdrawals
- Secure internet banking access
- Utility scanner for QR/Bar codes
- Digitally sign electronic documents
- OTP functionality
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PlainPay is an innovative, secure and simple mobile payment application for making payments or for transferring money using a mobile phone, based on QR Code technology. With PlainPay, it has never been easier to make payments. A quick scan of a QR Code, allows you to transfer money to other PlainPay users and debit the amount directly from your account or have it charged to a credit card. PlainPay can also be used as a Utility Scanner for Bar Codes, QR Codes or Data Matrices with the possibility of saving scans for future reference. PlainPay recognise the most common QR Codes for: - making a call - opening an internet address - adding a vCard to your address book - visualizing Geographic Coordinates on the map - sending an email - adding an event to your calendar - sending an SMS PlainPay can also be used to : - withdraw money from an ATM without using a card - access your Internet banking account using a simple, but just as safe, authentication method - digitally sign your electronic documents. - OTP For more information contact support@plainpay.it
301Authenticator
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301auth is a simple-to-use Strong Customer Authentication (SCA) app designed specifically for users of BKN301 payment solutions. It offers essential capabilities for secure access and transaction authorization, ensuring compliance and ease of use. Secure Access: Easily link your accounts with 301auth to enhance the security of your financial transactions using QR codes. Control: Every transaction prompts your approval, putting you in charge of your financial interactions. Instant Authentication: easily approve your actions with a simple tap on the instant notifications on your smartphone. With 301auth, you can confidently use BKN301 payment services while adhering to SCA requirements.
Screenshots
Verdict
PlainPay and 301Authenticator are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | PlainPay | 301Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (79 ratings) — better | — |
| Number of ratings | 79 — better | — |
| Update frequency | Every 2 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 38 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Auriga Spa | BKN301 S.p.A. |
In-app purchases
PlainPay
No in-app purchases
301Authenticator
No in-app purchases






