Comparison

PlainPay vs MountainBucks

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PlainPay

This app simplifies payments and money transfers via QR code scanning. It also functions as a utility scanner for various codes and offers features like cardless ATM withdrawals and secure internet banking access.

Highlights
  • QR code payments and transfers
  • Cardless ATM withdrawals
  • Secure internet banking access
  • Utility scanner for QR/Bar codes
  • Digitally sign electronic documents
  • OTP functionality
Features
Read full description

PlainPay is an innovative, secure and simple mobile payment application for making payments or for transferring money using a mobile phone, based on QR Code technology. With PlainPay, it has never been easier to make payments. A quick scan of a QR Code, allows you to transfer money to other PlainPay users and debit the amount directly from your account or have it charged to a credit card. PlainPay can also be used as a Utility Scanner for Bar Codes, QR Codes or Data Matrices with the possibility of saving scans for future reference. PlainPay recognise the most common QR Codes for: - making a call - opening an internet address - adding a vCard to your address book - visualizing Geographic Coordinates on the map - sending an email - adding an event to your calendar - sending an SMS PlainPay can also be used to : - withdraw money from an ATM without using a card - access your Internet banking account using a simple, but just as safe, authentication method - digitally sign your electronic documents. - OTP For more information contact support@plainpay.it

About

MountainBucks

Features
Read full description

MountainBucks turns money into a mountain — and saving into a climb you actually want to make. Forget grey spreadsheets. Here your balance is a landscape: every amount you put aside is a step up the trail, every month a new leg, and your goal is the summit waiting at the top. The closer you get, the more you feel it. WHY YOU'LL LOVE IT • A mountain, not a spreadsheet — see your savings as a peak you climb month after month. • Goals that mean something — set a target and it becomes your summit; add smaller "peaks" as milestones along the way. • Add money in seconds — quick blocks for income and expenses, no clutter. • Level up — good habits earn XP and levels that unlock new themes and app icons. Say hi to Monte, your climbing buddy. • The Vault — set aside a reserve and protect it from impulse spending. • Investments in view — keep an eye on your real holdings next to your savings. • A sense of humour — icons, themes and cheeky little lines that joke about money (your balance started it). FOR THE WHOLE FAMILY • Shared expenses with friends and roommates — split it, track it, settle it. • Family mode with kids' piggy banks — assign little tasks, turn them into allowance, and make saving a game everyone gets. PRIVATE BY DESIGN Your financial data lives in your own iCloud, not on our servers. Analytics are anonymous and contain no personal information. GO FURTHER WITH PREMIUM • "What if…" scenarios — play with your future and watch the impact live. • Unlimited peaks and goals. • Forecasts — see when you'll reach the summit if you keep this pace. • Monthly base camp — an end-of-month recap with month-to-month comparison. Available on iPhone and iPad, in 5 languages, with iCloud sync across all your devices. Start climbing. Your summit is closer than you think. — Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

PlainPay4 screens
MountainBucks4 screens

Verdict

The call

The clearest difference is in-app purchases: PlainPay at none against MountainBucks's 2. PlainPay also leads on iOS requirement (13.0 vs 26.0). MountainBucks's advantage is update cadence (every 9 days vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MountainBucks sells 2 in-app purchases, starting at $2.99 per month. PlainPay asks for nothing beyond the download.

UpkeepUpdate frequency

PlainPay ships an update every 2 months, MountainBucks every 9 days. The most recent releases landed on October 7, 2026 and October 4, 2026 respectively.

Scorecard3 real differences · 6 level
PlainPay versus MountainBucks: the parameters behind the verdict, then further details
ParameterPlainPayMountainBucks
PriceFreeFree
Rating4.5 (77 ratings) — better—
Number of ratings77 — better—
Update frequencyEvery 2 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better26.0
Further details — not scored
Size38 MB10 MB
Age rating4+4+
DeveloperAuriga SpaVincenzo Famao

In-app purchases

None

PlainPay

No in-app purchases

2 purchases

MountainBucks

Subscriptions2
  • Premium monthly7 Days trial$2.991 Month
  • Premium yearly7 Days trial$29.991 Year

Questions

Is PlainPay free?
PlainPay is free to download, with no in-app purchases.
Is MountainBucks free?
MountainBucks is free to download, with in-app purchases available.
Do PlainPay or MountainBucks have ads?
Neither PlainPay nor MountainBucks shows ads.
Which is updated more often, PlainPay or MountainBucks?
PlainPay ships an update every 2 months, and MountainBucks every 9 days. Most recently, PlainPay was updated on October 7, 2026 and MountainBucks on October 4, 2026.

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