Comparison

Smart Banking Slovakia vs Poštová banka

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Smart Banking Slovakia

Manage your bank accounts securely and conveniently from your mobile device. Perform payments, set up standing orders, and control your credit cards. Features include card blocking, transaction categorization, and ATM/branch locators.

Highlights
  • Enter payments and standing orders
  • Repay credit cards
  • Secure login with PIN/fingerprint
  • Temporarily block/unblock debit cards
  • Categorize transactions
  • Scan QR codes for payments
  • Find ATMs and branches
Features
Read full description

With Smart Banking, you always have your bank at your fingertips. The app is user-friendly and, most of all, secure. It enables you to enter payments, create and edit standing orders or repay your credit card. The app access as well as payment signatures are protected by your PIN code, fingerprint. Smart Banking also includes Smart Key, with which you can authorize payments and other orders entered in Online Banking, both online and offline – using push notifications online or retrieving QR codes offline. You can also easily change your credentials in Smart Key. In case you forget your credentials, you can reset them using a photo of your registered identification documents and a selfie video. The app itself will guide you through resetting your credentials. You can do much more with the app! • Learn about what’s going on in your account after you turn on the push notifications. • Transactions are automatically categorized and you can see your income and expenses in the Overviews section. • Have you lost a debit card? You can simply temporarily block and unblock the card for free in the app. • You can adjust the daily limit for debit card according to your needs. • Check your account balance even without signing in to the app using Widget. • You can also make payments by scanning a QR code (QR payment) or cheque. • You can use payment templates and beneficiaries saved in Online Banking also in the Smart Banking app. • Account statements, credit card statements and other documents are available in the Documents section. • Get an instant overview of currency rates. • Are you searching for an UniCredit Bank ATM or branch? You can find them in the app in an instant. How to activate the app? We have prepared a simple and unified activation process for you. Simply download the application and activate the application by using your Username and PIN. If you do not have this data, but you are a Client of UniCredit Bank, you can obtain it directly in the application.

About

Poštová banka

Manage your finances easily with this mobile banking app. Get an overview of your accounts, check loan balances, find ATMs, and locate branches. Pay bills quickly and chat with support directly within the app.

Highlights
  • Account overview
  • Loan and mortgage balance check
  • ATM and Postomat locator
  • Branch locator
  • Bill and invoice payments
  • Online chat support
Features
Read full description

Uľahčite si život a správu svojich financií s Mobilnou aplikáciou Poštovej banky. Získate aktuálny prehľad o svojich financiách na bežnom či sporiacom účte. Skontrolujete si zostatok svojho úveru či hypotéky na pár klikov. Potrebujete si vybrať peniaze? Radi vás nasmerujeme k najbližšiemu bankomatu alebo Poštomatu. A ak sa nás chcete niečo spýtať osobne, pomôžeme vám vyhľadať najbližšie obchodné miesto, v ktorom nás nájdete. Prečo si stiahnuť našu aplikáciu? • Získate prehľad o svojich účtoch a ostatných produktoch. • Nemusíte už čakať na výpis z účtu. Históriu zostatkov máte k dispozícii kedykoľvek. • Zaplatíte účty a faktúry rýchlo a jednoducho bez zdĺhavého prepisovania IBAN čísel. • Ak potrebujete poradiť alebo sa na niečo spýtať, máte možnosť nás kontaktovať cez online chat priamo v aplikácii. Koľko budete za aplikáciu platiť? Aplikácia Poštovej banky je zadarmo a neobsahuje žiadne platené služby. Poplatky za operácie vykonané cez aplikáciu sú takisto zadarmo. Ako si ju aktivujete? Ste klientom Poštovej banky? Na aktiváciu aplikácie vám stačí zadať vaše prihlasovacie meno a heslo, ktorým sa prihlasujete do nášho Internet bankingu. Po aktivácii si zvolíte svoj 4-miestny PIN kód, s ktorým sa budete jednoducho prihlasovať a potvrdzovať platby až do výšky 3 000 €. Ak ešte nie ste klientom Poštovej banky alebo nemáte zriadenú službu Internet banking, nájdete nás na poštách, kde vám ochotne pomôžeme. V prípade otázok, nápadov alebo akýchkoľvek problémov nás môžete kontaktovať priamo z hlavného menu aplikácie prostredníctvom online chatu, telefonicky na našej Infolinke 0850 00 6500 alebo e-mailom na adrese: info@pabk.sk.

Screenshots

Smart Banking Slovakia4 screens
Poštová banka4 screens

Verdict

The call

The clearest difference is review sentiment: Smart Banking Slovakia at 66% against Poštová banka's 4%. Smart Banking Slovakia also leads on rating (4.6 vs 1.8) and ratings volume (209 vs 5). Poštová banka's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Smart Banking Slovakia holds the better App Store score, 4.6 against 1.8. That said, the two scores are not equally well evidenced: Smart Banking Slovakia has 209 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 66% of Smart Banking Slovakia's written reviews are positive against 4% of Poštová banka's.

UpkeepUpdate frequency

Smart Banking Slovakia ships an update every 2 months, Poštová banka every 3 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

Scorecard5 real differences · 5 level
Smart Banking Slovakia versus Poštová banka: the parameters behind the verdict, then further details
ParameterSmart Banking SlovakiaPoštová banka
PriceFreeFree
Rating4.6 (209 ratings) — better1.8 (5 ratings)
Positive reviews66.4% of reviews — better3.8% of reviews
Number of ratings209 — better5
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size738 MB26 MB
Age rating4+4+
DeveloperUniCredit Bank Slovakia a.s. powered by Asseco365.bank, a. s.

Customer experience

Smart Banking Slovakia

All ratings209 ratings
Positive90.9%
Neutral2.4%
Negative6.7%
Written reviews128 reviews
Positive66.4%
Neutral7.8%
Negative25.8%

Poštová banka

All ratings5 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews53 reviews
Positive3.8%
Neutral11.3%
Negative84.9%

In-app purchases

None

Smart Banking Slovakia

No in-app purchases

None

Poštová banka

No in-app purchases

Questions

Is Smart Banking Slovakia free?
Smart Banking Slovakia is free to download, with no in-app purchases.
Is Poštová banka free?
Poštová banka is free to download, with no in-app purchases.
Which has better reviews, Smart Banking Slovakia or Poštová banka?
Smart Banking Slovakia is rated higher. Smart Banking Slovakia averages 4.6 out of 5 from 209 ratings, while Poštová banka averages 1.8 from 5 ratings.
Do Smart Banking Slovakia or Poštová banka have ads?
Neither Smart Banking Slovakia nor Poštová banka shows ads.
Which is updated more often, Smart Banking Slovakia or Poštová banka?
Smart Banking Slovakia ships an update every 2 months, and Poštová banka every 3 months. Most recently, Smart Banking Slovakia was updated on November 1, 2026 and Poštová banka on November 2, 2026.

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