Comparison

Smart Banking Slovakia vs SMARTIE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Smart Banking Slovakia

Manage your bank accounts securely and conveniently from your mobile device. Perform payments, set up standing orders, and control your credit cards. Features include card blocking, transaction categorization, and ATM/branch locators.

Highlights
  • Enter payments and standing orders
  • Repay credit cards
  • Secure login with PIN/fingerprint
  • Temporarily block/unblock debit cards
  • Categorize transactions
  • Scan QR codes for payments
  • Find ATMs and branches
Features
Read full description

With Smart Banking, you always have your bank at your fingertips. The app is user-friendly and, most of all, secure. It enables you to enter payments, create and edit standing orders or repay your credit card. The app access as well as payment signatures are protected by your PIN code, fingerprint. Smart Banking also includes Smart Key, with which you can authorize payments and other orders entered in Online Banking, both online and offline – using push notifications online or retrieving QR codes offline. You can also easily change your credentials in Smart Key. In case you forget your credentials, you can reset them using a photo of your registered identification documents and a selfie video. The app itself will guide you through resetting your credentials. You can do much more with the app! • Learn about what’s going on in your account after you turn on the push notifications. • Transactions are automatically categorized and you can see your income and expenses in the Overviews section. • Have you lost a debit card? You can simply temporarily block and unblock the card for free in the app. • You can adjust the daily limit for debit card according to your needs. • Check your account balance even without signing in to the app using Widget. • You can also make payments by scanning a QR code (QR payment) or cheque. • You can use payment templates and beneficiaries saved in Online Banking also in the Smart Banking app. • Account statements, credit card statements and other documents are available in the Documents section. • Get an instant overview of currency rates. • Are you searching for an UniCredit Bank ATM or branch? You can find them in the app in an instant. How to activate the app? We have prepared a simple and unified activation process for you. Simply download the application and activate the application by using your Username and PIN. If you do not have this data, but you are a Client of UniCredit Bank, you can obtain it directly in the application.

About

SMARTIE

Features
Read full description

Čo je SMARTIE? Vitaj vo svete SMARTIE – prvej slovenskej bankovej apke pre všetkých od 8 – 15 rokov k dospeláckemu účtu od 365.bank, ktorá školákom pomôže lepšie porozumieť hodnote peňazí, sporiť si či vyskúšať moderné, bezpečné a jednoduché platenie kartou. Vlastné úspory tak môžu deti spravovať nezávisle od rodiča, ktorý má prístup k ich výdavkom vo vlastnej SMARTIE apke. Som rodič a pýtam sa, ako na to? Všetko sa začína online! SMARTIE je naviazaná na tvoj osobný účet v 365.bank. Ak ho ešte ako rodič nemáš, zriaď si ho za pár minút online. Následne požiadaj na našom webe www.smartie.sk/start o vydanie detskej karty SMARTIE. Pre 100 % využívanie SMARTIE sa uisti, že apku máte nainštalovanú obaja – rodič aj dieťa. Tieto šikovné funkcie si zamiluješ: • prehľad o platbách a výdavkoch dieťaťa, • nastavenie limitov na bezhotovostné platby a výbery z bankomatov, • možnosť kedykoľvek poslať vreckové priamo na kartu, • blokovanie stratenej karty na jeden klik v apke, • zlepšenie finančnej gramotnosti detí v praxi. Som školák a pýtam sa, čo tu pre mňa máš? Apku, čo fakt využiješ. Spravuj si vlastné úspory, odkladaj si na výlet a nemiň celé vreckové v parádnom prostredí apky so skutočnou kartou a štýlovým náramkom na bezkontaktné platby. Mrkni, toto ťa v nej čaká: • sporenie na dosiahnutie tajných snov, • šikovný zoznam úloh vo forme TO DO listu, • vertikálna platobná karta s hravým dizajnom, • štýlový náramok na bezkontaktné platby, • finančné vzdelávanie formou kvízu a odmien, • blokovanie stratenej karty na jeden klik v apke. Všetky vychytávky a dôležité informácie o SMARTIE nájdeš na: www.smartie.sk

Screenshots

Smart Banking Slovakia4 screens
SMARTIE4 screens

Verdict

The call

The clearest difference is update cadence: Smart Banking Slovakia at every 2 months against SMARTIE's every 12 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Smart Banking Slovakia ships an update every 2 months, SMARTIE every 12 months. The most recent releases landed on October 14, 2026 and October 18, 2026 respectively.

Scorecard1 real difference · 9 level
Smart Banking Slovakia versus SMARTIE: the parameters behind the verdict, then further details
ParameterSmart Banking SlovakiaSMARTIE
PriceFreeFree
Rating4.6 (205 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings205 — better—
Update frequencyEvery 2 months — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size708 MB39 MB
Age rating4+4+
DeveloperUniCredit Bank Slovakia a.s. powered by Asseco365.bank, a. s.

In-app purchases

None

Smart Banking Slovakia

No in-app purchases

None

SMARTIE

No in-app purchases

Questions

Is Smart Banking Slovakia free?
Smart Banking Slovakia is free to download, with no in-app purchases.
Is SMARTIE free?
SMARTIE is free to download, with no in-app purchases.
Do Smart Banking Slovakia or SMARTIE have ads?
Neither Smart Banking Slovakia nor SMARTIE shows ads.
Which is updated more often, Smart Banking Slovakia or SMARTIE?
Smart Banking Slovakia ships an update every 2 months, and SMARTIE every 12 months. Most recently, Smart Banking Slovakia was updated on October 14, 2026 and SMARTIE on October 18, 2026.

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