Comparison

Smart Banking Slovakia vs Moja Generali

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Smart Banking Slovakia

Manage your bank accounts securely and conveniently from your mobile device. Perform payments, set up standing orders, and control your credit cards. Features include card blocking, transaction categorization, and ATM/branch locators.

Highlights
  • Enter payments and standing orders
  • Repay credit cards
  • Secure login with PIN/fingerprint
  • Temporarily block/unblock debit cards
  • Categorize transactions
  • Scan QR codes for payments
  • Find ATMs and branches
Features
Read full description

With Smart Banking, you always have your bank at your fingertips. The app is user-friendly and, most of all, secure. It enables you to enter payments, create and edit standing orders or repay your credit card. The app access as well as payment signatures are protected by your PIN code, fingerprint. Smart Banking also includes Smart Key, with which you can authorize payments and other orders entered in Online Banking, both online and offline – using push notifications online or retrieving QR codes offline. You can also easily change your credentials in Smart Key. In case you forget your credentials, you can reset them using a photo of your registered identification documents and a selfie video. The app itself will guide you through resetting your credentials. You can do much more with the app! • Learn about what’s going on in your account after you turn on the push notifications. • Transactions are automatically categorized and you can see your income and expenses in the Overviews section. • Have you lost a debit card? You can simply temporarily block and unblock the card for free in the app. • You can adjust the daily limit for debit card according to your needs. • Check your account balance even without signing in to the app using Widget. • You can also make payments by scanning a QR code (QR payment) or cheque. • You can use payment templates and beneficiaries saved in Online Banking also in the Smart Banking app. • Account statements, credit card statements and other documents are available in the Documents section. • Get an instant overview of currency rates. • Are you searching for an UniCredit Bank ATM or branch? You can find them in the app in an instant. How to activate the app? We have prepared a simple and unified activation process for you. Simply download the application and activate the application by using your Username and PIN. If you do not have this data, but you are a Client of UniCredit Bank, you can obtain it directly in the application.

About

Moja Generali

Features
Read full description

S klientskou zónou Moja Generali budete mať dokonalý prehľad o svojom poistení kedykoľvek ho budete potrebovať. Čo sa vám môže hodiť: • Prehľad o zmluvách a platbách • Informácie o tom, čo a koľko máte poistené • Rýchle nahlásenie škody a sledovanie priebehu vybavenia • Zelená karta a asistenčné karty vždy po ruke

Screenshots

Smart Banking Slovakia4 screens
Moja Generali4 screens

Verdict

The call

The clearest difference is update cadence: Moja Generali at every 11 days against Smart Banking Slovakia's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Smart Banking Slovakia ships an update every 2 months, Moja Generali every 11 days. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.

Scorecard1 real difference · 9 level
Smart Banking Slovakia versus Moja Generali: the parameters behind the verdict, then further details
ParameterSmart Banking SlovakiaMoja Generali
PriceFreeFree
Rating4.6 (209 ratings) — better—
Positive reviews66.4% of reviews—
Number of ratings209 — better—
Update frequencyEvery 2 monthsEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size738 MB10 MB
Age rating4+4+
DeveloperUniCredit Bank Slovakia a.s. powered by AssecoGenerali Poisťovňa, a.s.

In-app purchases

None

Smart Banking Slovakia

No in-app purchases

None

Moja Generali

No in-app purchases

Questions

Is Smart Banking Slovakia free?
Smart Banking Slovakia is free to download, with no in-app purchases.
Is Moja Generali free?
Moja Generali is free to download, with no in-app purchases.
Do Smart Banking Slovakia or Moja Generali have ads?
Neither Smart Banking Slovakia nor Moja Generali shows ads.
Which is updated more often, Smart Banking Slovakia or Moja Generali?
Smart Banking Slovakia ships an update every 2 months, and Moja Generali every 11 days. Most recently, Smart Banking Slovakia was updated on October 24, 2026 and Moja Generali on October 18, 2026.

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