Comparison

LAFCU vs NJFCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LAFCU

Manage your everyday banking needs securely and conveniently 24/7. Check balances, view account information, make and edit payments, deposit checks, and control your cards all from your mobile device.

Highlights
  • Account dashboard
  • Transaction review
  • Mobile check deposit
  • Bill payment scheduling
  • Fund transfers
  • Card controls
  • Statement viewing
Features
Read full description

Los Angeles Federal Credit Union puts everyday banking at your fingertips safely & securely 24/7 with our LAFCU Mobile App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Features included are: Dashboard - Manage all of your LAFCU accounts with one dashboard. View your available funds, your upcoming payments, how much you’ve deposited, progress towards your savings goals, and personalized recommendations just for you all in a single easy-to-read screen. Accounts - View and manage all of your cash accounts. Review recent transactions, see current balances, make transfers, pay loans, and search for specific payments or deposits. Mobile Deposits – Deposit checks into your LAFCU account anytime and anywhere. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts at other financial institutions through our funds transfer capability. Alerts – Set up and manage account alerts, including LAFCU VISA® credit cards. Card Controls – Control when, where, and how your debit card and credit cards are used. Lock and unlock your card, report a lost card, set travel plans, initiate a dispute, and more. Statements – View and download statements and tax forms Since 1936, Los Angeles Federal Credit Union has remained a strong and secure financial institution that is committed to providing the best financial services to its members and residents of Southern California. That’s why we developed the LAFCU Mobile app to manage your everyday banking needs. To enjoy the convenience of our app, you must be a Los Angeles Federal Credit Union member and be enrolled in our online banking service. If you are already a member, simply download this mobile app. To join the credit union, visit www.LAFCU.org, then after joining, download the app.

About

NJFCU Mobile

Manage your credit union accounts conveniently and securely from your mobile device. Check balances, view transactions, make payments, and transfer funds. Add your cards for contactless payments and secure money sharing.

Highlights
  • Account dashboard
  • View account balances and transactions
  • Schedule and make bill payments
  • Transfer funds between accounts
  • Digital wallet for contactless payments
  • Secure card access for money sharing
Features
Read full description

Manage your NJFCU accounts securely and conveniently from anywhere, using NJFCU Mobile. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Members of North Jersey FCU are enabled to have financial freedom, along with the ability to empower their communities and achieve their goals. That’s why we developed NJFCU Mobile - to manage your everyday banking needs. Some features included are: Dashboard - Manage all of your NJFCU accounts in one easy to view dashboard. View available funds, the progress of savings goals, upcoming payments, how much you’ve deposited, and personal recommendations all in one simple and easy to read screen. Accounts - View and manage all of your cash accounts digitally. Review recent transactions, see current balances, and search for specific payments or deposits. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts through our easy to use fund transfer capability. Digital Wallet & iPay – Add your NJFCU Mastercard credit cards and debit cards to your mobile device for contact-less payments, secure card-access to money sharing apps, and more! Download our mobile app today, for instant access to your North Jersey FCU accounts!

Screenshots

LAFCU4 screens
NJFCU Mobile4 screens

Verdict

The call

LAFCU and NJFCU Mobile both sit at 4.9 stars, but that hides the real split: 75% of LAFCU's written reviews are positive against 62% of NJFCU Mobile's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for LAFCU against 4.8 for NJFCU Mobile. Both are backed by a comparable volume of ratings — 7.7K and 2.6K respectively. Written reviews are what separate them: 75% of LAFCU's written reviews are positive against 62% of NJFCU Mobile's.

UpkeepUpdate frequency

LAFCU ships an update every 5 months, NJFCU Mobile every 4 months. The most recent releases landed on October 22, 2026 and October 21, 2026 respectively.

Scorecard1 real difference · 9 level
LAFCU versus NJFCU Mobile: the parameters behind the verdict, then further details
ParameterLAFCUNJFCU Mobile
PriceFreeFree
Rating4.9 (7.7K ratings) — better4.8 (2.6K ratings)
Positive reviews74.7% of reviews — better61.9% of reviews
Number of ratings7.7K — better2.6K
Update frequencyEvery 5 monthsEvery 4 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size24 MB30 MB
Age rating4+4+
DeveloperLos Angeles Federal Credit UnionNORTH JERSEY FEDERAL CREDIT UNION INC

Customer experience

LAFCU

All ratings6,467 ratings
Positive97.7%
Neutral1.7%
Negative0.7%
Written reviews87 reviews
Positive74.7%
Neutral11.5%
Negative13.8%

NJFCU Mobile

All ratings1,969 ratings
Positive96.0%
Neutral2.6%
Negative1.4%
Written reviews21 reviews
Positive61.9%
Neutral9.5%
Negative28.6%

User reviews

LAFCU

From 7.7K App Store ratings

What we love

  • 👍 User friendly
  • 👍 Easy to navigate
  • 👍 Convenient
  • 👍 Reliable
  • 👍 Great customer service

Room to improve

  • 🐛 Zelle not working
  • 🐛 Login/registration issues
  • 🐛 Crashes and freezes
  • 🐛 Limited functionality
  • 🐛 Slow transfers

NJFCU Mobile

From 2.6K App Store ratings

What we love

  • 👍 Excellent service and friendly staff
  • 🚀 Easiness of online banking
  • 🔒 Secure and trustworthy
  • 👍 Great app and easy to use

Room to improve

  • 🐛 App not working after update
  • 🔧 Needs to be more user-friendly and updated
  • 🐛 Unable to unfreeze card
  • 🕰️ Slow mobile deposit processing

Bugs and requests

LAFCU

Reported bugs

4 issues
  • Zelle not working
  • Login/registration issues
  • Crashes and freezes
  • Compatibility issues with older devices

Requested features

4 requests
  • Improve Zelle integration
  • Enhance credit card transaction visibility
  • Introduce dark mode option
  • Improve overall app performance

NJFCU Mobile

Reported bugs

2 issues
  • App freezing and crashing
  • Login issues and inability to view account balances

Requested features

2 requests
  • Credit card option to build credit
  • Ability to view pending transactions

In-app purchases

None

LAFCU

No in-app purchases

None

NJFCU Mobile

No in-app purchases

Questions

Is LAFCU free?
LAFCU is free to download, with no in-app purchases.
Is NJFCU Mobile free?
NJFCU Mobile is free to download, with no in-app purchases.
Which has better reviews, LAFCU or NJFCU Mobile?
LAFCU is rated higher. LAFCU averages 4.9 out of 5 from 7.7K ratings, while NJFCU Mobile averages 4.8 from 2.6K ratings.
Do LAFCU or NJFCU Mobile have ads?
Neither LAFCU nor NJFCU Mobile shows ads.
Which is updated more often, LAFCU or NJFCU Mobile?
LAFCU ships an update every 5 months, and NJFCU Mobile every 4 months. Most recently, LAFCU was updated on October 22, 2026 and NJFCU Mobile on October 21, 2026.

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