LAFCU vs Premier Plus Lending

Los Angeles Federal Credit Union puts everyday banking at your fingertips safely & securely 24/7 with our LAFCU Mobile App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Features included are: Dashboard - Manage all of your LAFCU accounts with one dashboard. View your available funds, your upcoming payments, how much you’ve deposited, progress towards your savings goals, and personalized recommendations just for you all in a single easy-to-read screen. Accounts - View and manage all of your cash accounts. Review recent transactions, see current balances, make transfers, pay loans, and search for specific payments or deposits. Mobile Deposits – Deposit checks into your LAFCU account anytime and anywhere. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts at other financial institutions through our funds transfer capability. Alerts – Set up and manage account alerts, including LAFCU VISA® credit cards. Card Controls – Control when, where, and how your debit card and credit cards are used. Lock and unlock your card, report a lost card, set travel plans, initiate a dispute, and more. Statements – View and download statements and tax forms Since 1936, Los Angeles Federal Credit Union has remained a strong and secure financial institution that is committed to providing the best financial services to its members and residents of Southern California. That’s why we developed the LAFCU Mobile app to manage your everyday banking needs. To enjoy the convenience of our app, you must be a Los Angeles Federal Credit Union member and be enrolled in our online banking service. If you are already a member, simply download this mobile app. To join the credit union, visit www.LAFCU.org, then after joining, download the app.

The Premier Plus Lending app is designed to simplify mortgage calculations and streamline the home loan process, providing accurate results with an intuitive interface. Whether you’re a homebuyer, homeowner, or real estate agent, our app offers the tools you need to navigate the mortgage process smoothly. With the Premier Plus Lending app, you can easily calculate various loan types, including FHA, Conventional, Jumbo, Rural, and VA loans. Affordability calculations help you determine the ideal loan size by inputting details such as the sales price, insurance, and tax amounts. The app automatically factors in important elements like mortgage insurance and down payment based on the loan type, ensuring accurate monthly payment estimates. You can also save your loan quotes for future reference or contact a mortgage professional directly through the app. Premier Plus Lending Mortgage Calculator Features: • 5 Loan Type Calculators: FHA, Conventional, Jumbo, Rural, and VA loans. • New Home and Refinance Options: Seamless calculations for both. • Accurate, Up-to-Date Calculations: Reflecting the latest mortgage regulations. • Save Your Quotes: Easily save and revisit loan quotes for future reference. • Direct Contact: Reach out to a local mortgage broker straight from the app. • TILA Compliant: Our calculator ensures the APR is displayed accurately with every calculation. Document Scanner Features: • Edge Detection: Automatic detection of page boundaries. • Multiple Pages to PDF: Combine multiple scans into one PDF. • Email Functionality: Send your PDF scans directly from the app. • Color, Grayscale, and Black-and-White Scans: Choose the format that works for you. • Image Enhancement: Crisp black-and-white scans and perspective adjustments for professional results. Self Generated Preapproval Letter Feature: • Instantly generate pre-approval letters after inputting basic financial details, providing immediate feedback for homebuyers during their search. Mortgage Brokers and Loan Officers love the Premier Plus Lending app because it’s more than a calculator— it’s a branded, virtual business card. Stay "top of mind" with your realtor associates and clients by providing a simple, easy-to-use mortgage tool that ensures their needs are met on the go. Realtors can rely on it for quick calculations during walk-throughs, and homebuyers will appreciate the user-friendly interface that offers accurate estimates of their monthly payments. With the Premier Plus Lending app, you get: • A powerful mortgage calculator tailored to multiple loan types. • A document scanner for organizing important paperwork. • A seamless connection to your mortgage advisor, making it easy to stay informed and connected. • A self-generated pre-approval letter feature, offering instant feedback. Whether you’re calculating payments on the fly or scanning and sending loan documents, the Premier Plus Lending app puts the tools you need right at your fingertips. Disclaimer: The Premier Plus Lending app is designed to give users an estimate of potential mortgage costs based on the loan type, interest rate, and length of the mortgage. Calculations do not include taxes and insurance, which can influence your total payment. These results are estimates and should not be considered guarantees. For a complete understanding of your loan options, contact a licensed mortgage professional. Download the Premier Plus Lending app today and take the first step toward homeownership with confidence!