LAFCU vs CCU Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LAFCU
Manage your everyday banking needs securely and conveniently 24/7. Check balances, view account information, make and edit payments, deposit checks, and control your cards all from your mobile device.
- Account dashboard
- Transaction review
- Mobile check deposit
- Bill payment scheduling
- Fund transfers
- Card controls
- Statement viewing
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Los Angeles Federal Credit Union puts everyday banking at your fingertips safely & securely 24/7 with our LAFCU Mobile App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Features included are: Dashboard - Manage all of your LAFCU accounts with one dashboard. View your available funds, your upcoming payments, how much you’ve deposited, progress towards your savings goals, and personalized recommendations just for you all in a single easy-to-read screen. Accounts - View and manage all of your cash accounts. Review recent transactions, see current balances, make transfers, pay loans, and search for specific payments or deposits. Mobile Deposits – Deposit checks into your LAFCU account anytime and anywhere. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts at other financial institutions through our funds transfer capability. Alerts – Set up and manage account alerts, including LAFCU VISA® credit cards. Card Controls – Control when, where, and how your debit card and credit cards are used. Lock and unlock your card, report a lost card, set travel plans, initiate a dispute, and more. Statements – View and download statements and tax forms Since 1936, Los Angeles Federal Credit Union has remained a strong and secure financial institution that is committed to providing the best financial services to its members and residents of Southern California. That’s why we developed the LAFCU Mobile app to manage your everyday banking needs. To enjoy the convenience of our app, you must be a Los Angeles Federal Credit Union member and be enrolled in our online banking service. If you are already a member, simply download this mobile app. To join the credit union, visit www.LAFCU.org, then after joining, download the app.
CCU Mobile Banking
Manage your accounts, pay bills, and deposit checks conveniently from your mobile device. Enjoy benefits like cash back rewards and easy access to branches and ATMs. This app provides secure banking 24/7 for members.
- Manage accounts
- Pay bills and credit cards
- Deposit checks remotely
- Transfer money
- Find branches and ATMs
- Send messages to staff
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By downloading and using this app you are agreeing to the terms listed in our Digital Banking disclosure: https://www.ccu.com/sites/default/files/pdf/online_banking_disclosure.pdf California Credit Union’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone and iPad, manage your accounts, pay bills, view statements, and receive the benefits of cash back rewards when you use your debit card. Remote check deposit allows you to easily deposit checks from your mobile device. CCU Mobile Banking is provided free-of-charge to members of California Credit Union and North Island Credit Union as a service to our membership. Bank with confidence – CCU’s mobile app allows you to manage accounts from your mobile device...anytime, anywhere. It’s easy to do banking 24/7, from your iPhone or iPad, or other mobile phone or tablet. It’s fast, secure, and free. With CCU Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Deposit checks • Transfer money between accounts at the credit AND at other financial institutions • Find the nearest credit union branch or ATM • Send a message to our Contact Center staff To use CCU Mobile Banking, you must be a California Credit Union or North Island Credit Union member and be enrolled in our Digital Banking service. To sign up, visit: www.ccu.com or www.northisland.ccu.com
Screenshots
Verdict
The clearest difference is update cadence: CCU Mobile Banking at every 2 months against LAFCU's every 5 months. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for LAFCU against 4.9 for CCU Mobile Banking. Both are backed by a comparable volume of ratings — 7.7K and 19K respectively. Written reviews are what separate them: 75% of LAFCU's written reviews are positive against 71% of CCU Mobile Banking's.
LAFCU ships an update every 5 months, CCU Mobile Banking every 2 months. Both last shipped on October 26, 2026.
| Parameter | LAFCU | CCU Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (7.7K ratings) — better | 4.9 (19K ratings) |
| Positive reviews | 74.7% of reviews — better | 71.4% of reviews |
| Number of ratings | 7.7K | 19K — better |
| Update frequency | Every 5 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 24 MB | 138 MB |
| Age rating | 4+ | 4+ |
| Developer | Los Angeles Federal Credit Union | North Island Financial Credit Union |
Customer experience
LAFCU
CCU Mobile Banking
User reviews
LAFCU
From 7.7K App Store ratingsWhat we love
- 👍 User friendly
- 👍 Easy to navigate
- 👍 Convenient
- 👍 Reliable
- 👍 Great customer service
Room to improve
- 🐛 Zelle not working
- 🐛 Login/registration issues
- 🐛 Crashes and freezes
- 🐛 Limited functionality
- 🐛 Slow transfers
CCU Mobile Banking
From 19K App Store ratingsWhat we love
- 👍 User-friendly app
- 🚀 Convenient and easy to use
- 🔒 Secure login options
- 💡 Helpful features like Zelle and mobile check deposit
- 🌟 Great customer service at branches
Room to improve
- 🐛 Mobile check deposit issues (camera not working, blurry screens)
- 🐛 Login process changes causing inconvenience
- 🐛 Glitches and bugs in the app
- 🔍 Lack of specific transaction details (e.g., which debit card was used)
Bugs and requests
LAFCU
Reported bugs
4 issues- Zelle not working
- Login/registration issues
- Crashes and freezes
- Compatibility issues with older devices
Requested features
4 requests- Improve Zelle integration
- Enhance credit card transaction visibility
- Introduce dark mode option
- Improve overall app performance
CCU Mobile Banking
Reported bugs
3 issues- Mobile check deposit not working after recent updates
- Quick balance feature not functioning properly
- Zelle integration issues with pop-up screens
Requested features
4 requests- Add push notifications for purchases
- Dedicated Zelle button in the app
- Ability to transfer funds between checking and credit card
- Option to order checks online
In-app purchases
LAFCU
No in-app purchases
CCU Mobile Banking
No in-app purchases
Questions
Is LAFCU free?
Is CCU Mobile Banking free?
Which has better reviews, LAFCU or CCU Mobile Banking?
Do LAFCU or CCU Mobile Banking have ads?
Which is updated more often, LAFCU or CCU Mobile Banking?
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