Comparison

LAFCU vs CCU Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LAFCU

Manage your everyday banking needs securely and conveniently 24/7. Check balances, view account information, make and edit payments, deposit checks, and control your cards all from your mobile device.

Highlights
  • Account dashboard
  • Transaction review
  • Mobile check deposit
  • Bill payment scheduling
  • Fund transfers
  • Card controls
  • Statement viewing
Features
Read full description

Los Angeles Federal Credit Union puts everyday banking at your fingertips safely & securely 24/7 with our LAFCU Mobile App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Features included are: Dashboard - Manage all of your LAFCU accounts with one dashboard. View your available funds, your upcoming payments, how much you’ve deposited, progress towards your savings goals, and personalized recommendations just for you all in a single easy-to-read screen. Accounts - View and manage all of your cash accounts. Review recent transactions, see current balances, make transfers, pay loans, and search for specific payments or deposits. Mobile Deposits – Deposit checks into your LAFCU account anytime and anywhere. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts at other financial institutions through our funds transfer capability. Alerts – Set up and manage account alerts, including LAFCU VISA® credit cards. Card Controls – Control when, where, and how your debit card and credit cards are used. Lock and unlock your card, report a lost card, set travel plans, initiate a dispute, and more. Statements – View and download statements and tax forms Since 1936, Los Angeles Federal Credit Union has remained a strong and secure financial institution that is committed to providing the best financial services to its members and residents of Southern California. That’s why we developed the LAFCU Mobile app to manage your everyday banking needs. To enjoy the convenience of our app, you must be a Los Angeles Federal Credit Union member and be enrolled in our online banking service. If you are already a member, simply download this mobile app. To join the credit union, visit www.LAFCU.org, then after joining, download the app.

About

CCU Mobile Banking

Manage your accounts, pay bills, and deposit checks conveniently from your mobile device. Enjoy benefits like cash back rewards and easy access to branches and ATMs. This app provides secure banking 24/7 for members.

Highlights
  • Manage accounts
  • Pay bills and credit cards
  • Deposit checks remotely
  • Transfer money
  • Find branches and ATMs
  • Send messages to staff
Features
Read full description

By downloading and using this app you are agreeing to the terms listed in our Digital Banking disclosure: https://www.ccu.com/sites/default/files/pdf/online_banking_disclosure.pdf California Credit Union’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone and iPad, manage your accounts, pay bills, view statements, and receive the benefits of cash back rewards when you use your debit card. Remote check deposit allows you to easily deposit checks from your mobile device. CCU Mobile Banking is provided free-of-charge to members of California Credit Union and North Island Credit Union as a service to our membership. Bank with confidence – CCU’s mobile app allows you to manage accounts from your mobile device...anytime, anywhere. It’s easy to do banking 24/7, from your iPhone or iPad, or other mobile phone or tablet. It’s fast, secure, and free. With CCU Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Deposit checks • Transfer money between accounts at the credit AND at other financial institutions • Find the nearest credit union branch or ATM • Send a message to our Contact Center staff To use CCU Mobile Banking, you must be a California Credit Union or North Island Credit Union member and be enrolled in our Digital Banking service. To sign up, visit: www.ccu.com or www.northisland.ccu.com

Screenshots

LAFCU4 screens
CCU Mobile Banking4 screens

Verdict

The call

The clearest difference is update cadence: CCU Mobile Banking at every 2 months against LAFCU's every 5 months. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for LAFCU against 4.9 for CCU Mobile Banking. Both are backed by a comparable volume of ratings — 7.7K and 19K respectively. Written reviews are what separate them: 75% of LAFCU's written reviews are positive against 71% of CCU Mobile Banking's.

UpkeepUpdate frequency

LAFCU ships an update every 5 months, CCU Mobile Banking every 2 months. Both last shipped on October 26, 2026.

Scorecard1 real difference · 9 level
LAFCU versus CCU Mobile Banking: the parameters behind the verdict, then further details
ParameterLAFCUCCU Mobile Banking
PriceFreeFree
Rating4.9 (7.7K ratings) — better4.9 (19K ratings)
Positive reviews74.7% of reviews — better71.4% of reviews
Number of ratings7.7K19K — better
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS16.0 — better17.0
Further details — not scored
Size24 MB138 MB
Age rating4+4+
DeveloperLos Angeles Federal Credit UnionNorth Island Financial Credit Union

Customer experience

LAFCU

All ratings6,467 ratings
Positive97.7%
Neutral1.7%
Negative0.7%
Written reviews87 reviews
Positive74.7%
Neutral11.5%
Negative13.8%

CCU Mobile Banking

All ratings18,538 ratings
Positive97.0%
Neutral1.2%
Negative1.8%
Written reviews147 reviews
Positive71.4%
Neutral4.8%
Negative23.8%

User reviews

LAFCU

From 7.7K App Store ratings

What we love

  • 👍 User friendly
  • 👍 Easy to navigate
  • 👍 Convenient
  • 👍 Reliable
  • 👍 Great customer service

Room to improve

  • 🐛 Zelle not working
  • 🐛 Login/registration issues
  • 🐛 Crashes and freezes
  • 🐛 Limited functionality
  • 🐛 Slow transfers

CCU Mobile Banking

From 19K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Convenient and easy to use
  • 🔒 Secure login options
  • 💡 Helpful features like Zelle and mobile check deposit
  • 🌟 Great customer service at branches

Room to improve

  • 🐛 Mobile check deposit issues (camera not working, blurry screens)
  • 🐛 Login process changes causing inconvenience
  • 🐛 Glitches and bugs in the app
  • 🔍 Lack of specific transaction details (e.g., which debit card was used)

Bugs and requests

LAFCU

Reported bugs

4 issues
  • Zelle not working
  • Login/registration issues
  • Crashes and freezes
  • Compatibility issues with older devices

Requested features

4 requests
  • Improve Zelle integration
  • Enhance credit card transaction visibility
  • Introduce dark mode option
  • Improve overall app performance

CCU Mobile Banking

Reported bugs

3 issues
  • Mobile check deposit not working after recent updates
  • Quick balance feature not functioning properly
  • Zelle integration issues with pop-up screens

Requested features

4 requests
  • Add push notifications for purchases
  • Dedicated Zelle button in the app
  • Ability to transfer funds between checking and credit card
  • Option to order checks online

In-app purchases

None

LAFCU

No in-app purchases

None

CCU Mobile Banking

No in-app purchases

Questions

Is LAFCU free?
LAFCU is free to download, with no in-app purchases.
Is CCU Mobile Banking free?
CCU Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, LAFCU or CCU Mobile Banking?
LAFCU is rated higher. LAFCU averages 4.9 out of 5 from 7.7K ratings, while CCU Mobile Banking averages 4.9 from 19K ratings.
Do LAFCU or CCU Mobile Banking have ads?
Neither LAFCU nor CCU Mobile Banking shows ads.
Which is updated more often, LAFCU or CCU Mobile Banking?
LAFCU ships an update every 5 months, and CCU Mobile Banking every 2 months. Most recently, LAFCU was updated on October 26, 2026 and CCU Mobile Banking on October 26, 2026.

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