Comparison

Valenz Bluebook vs Chard Snyder Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Valenz Bluebook

Empower yourself to save on healthcare costs by accessing clear, fair price information for medical procedures. Understand price variations between providers and make informed decisions to potentially save thousands.

Highlights
  • Fair Price information
  • Identify price variances
  • Find best value healthcare
  • Save money on procedures
  • Customizable for employers
Features
Read full description

Valenz Bluebook helps consumers save money on healthcare by empowering them with simple, clear Fair Price information so they can find the best value. Prices among healthcare providers can vary by 5x to 10x depending on the facility used. Armed with Fair Price information, people can see those variances and become smart shoppers - potentially saving thousands of dollars on common procedures. Valenz Bluebook can be customized for employers to include more detailed provider pricing and quality information. Ask your human resources department if they are working with Valenz Bluebook to offer a customized version for your company.

About

Chard Snyder Mobile

Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Quickly check balances, view account details, and submit claims with real-time access and secure navigation.

Highlights
  • Check account balances 24/7
  • View account summaries and charts
  • Submit claims for medical FSA and HRA
  • Upload photos of receipts for claims
  • Manage HSA contributions and distributions
  • Pay bills and add payees
Features
Read full description

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®

Screenshots

Valenz Bluebook4 screens
Chard Snyder Mobile4 screens

Verdict

The call

The clearest difference is rating: Chard Snyder Mobile at 4.3 against Valenz Bluebook's 2.1. Chard Snyder Mobile also leads on ratings volume (1.8K vs 34) and review sentiment (53% vs 33%). Valenz Bluebook's advantage is iOS requirement (14.1 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Chard Snyder Mobile holds the better App Store score, 4.3 against 2.1. That said, the two scores are not equally well evidenced: Chard Snyder Mobile has 1.8K ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 33% of Valenz Bluebook's written reviews are positive against 53% of Chard Snyder Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 1, 2026 and September 20, 2026 respectively.

Scorecard4 real differences · 6 level
Valenz Bluebook versus Chard Snyder Mobile: the parameters behind the verdict, then further details
ParameterValenz BluebookChard Snyder Mobile
PriceFreeFree
Rating2.1 (34 ratings)4.3 (1.8K ratings) — better
Positive reviews33.3% of reviews53.3% of reviews — better
Number of ratings341.8K — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.1 — better17.0
Further details — not scored
Size64 MB32 MB
Age rating4+17+
DeveloperCareOperative, LLCWEX, Inc.

Customer experience

Valenz Bluebook

All ratings34 ratings
Positive23.5%
Neutral8.8%
Negative67.6%
Written reviews51 reviews
Positive33.3%
Neutral3.9%
Negative62.7%

Chard Snyder Mobile

All ratings1,788 ratings
Positive80.4%
Neutral2.6%
Negative16.9%
Written reviews210 reviews
Positive53.3%
Neutral8.1%
Negative38.6%

Bugs and requests

Valenz Bluebook

Not enough reviews yet to summarise bugs or requests.

Chard Snyder Mobile

Reported bugs

6 issues
  • Frequent login issues
  • Inability to resubmit receipts
  • Inconsistent card acceptance
  • Delayed reimbursements
  • Incorrect account information
Show 1 more
  • Unreliable app functionality

Requested features

7 requests
  • Allow editing of submitted claims
  • Improve upload limits for receipts
  • Add detailed claim status view
  • Improve communication on denied claims
  • Provide better in-app support and instructions
Show 2 more
  • Streamline the claim submission process
  • Enhance the mobile experience

In-app purchases

None

Valenz Bluebook

No in-app purchases

None

Chard Snyder Mobile

No in-app purchases

Questions

Is Valenz Bluebook free?
Valenz Bluebook is free to download, with no in-app purchases.
Is Chard Snyder Mobile free?
Chard Snyder Mobile is free to download, with no in-app purchases.
Which has better reviews, Valenz Bluebook or Chard Snyder Mobile?
Chard Snyder Mobile is rated higher. Valenz Bluebook averages 2.1 out of 5 from 34 ratings, while Chard Snyder Mobile averages 4.3 from 1.8K ratings.
Do Valenz Bluebook or Chard Snyder Mobile have ads?
Neither Valenz Bluebook nor Chard Snyder Mobile shows ads.
Which is updated more often, Valenz Bluebook or Chard Snyder Mobile?
Valenz Bluebook ships an update every 2 months, and Chard Snyder Mobile every 2 months. Most recently, Valenz Bluebook was updated on September 1, 2026 and Chard Snyder Mobile on September 20, 2026.

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