Comparison

Colonial On The Move vs SWACU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Colonial On The Move

Manage your Colonial Savings accounts on the go. Check balances, review transaction history, and transfer funds between your accounts securely from your mobile device.

Highlights
  • Check account balances
  • View transaction history
  • Search transactions
  • Transfer funds between accounts
Features
Read full description

Start banking wherever you are with Colonial OTM! Available to all Colonial Savings online banking customers, Colonial OTM allows you to check balances, view history and make transfers. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. All features may not be available in the tablet application.

About

SWACU

Manage your finances on the go with this comprehensive banking app. Perform most branch transactions securely from your mobile device, 24/7. Organize transactions, deposit checks remotely, and control your debit cards.

Highlights
  • Organize transactions with tags, notes, and receipt photos
  • Secure and fast account monitoring
  • Remote check deposit
  • Debit card control (on/off)
  • Schedule and view payments and transfers
  • Apply for new accounts and loans
  • Biometric authentication
Features
Read full description

Upgrade with the all new SWACU mobile app. It’s not just an update, but it’s a complete overhaul designed to put you in control. Do just about everything you can do at a branch on your mobile device. It’s completely secure and at your fingertips 24/7. Welcome to a seamless new world of mobile possibilities. Features: · Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. · Secure and fast account monitoring · Remote Check Deposit · Turn on/off SWACU Debit Cards · Schedule and view bill payments, transactions, transfers, and pending deposits · Make or schedule loan payments · Apply for new accounts such as: checking, term share certificates, credit cards, and loans. · Order checks, view statements and send secure messages. · Find the nearest SWACU branch and ATMs. · TouchID® Fingerprint, FaceID® and other Biometric Authentication. · Set up alerts so you know when your balance drops below a certain amount

Screenshots

Colonial On The Move4 screens
SWACU4 screens

Verdict

The call

The clearest difference is rating: SWACU at 4.9 against Colonial On The Move's 4.3. SWACU also leads on review sentiment (76% vs 40%) and ratings volume (4.1K vs 103). Colonial On The Move's advantage is iOS requirement (15.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SWACU holds the better App Store score, 4.9 against 4.3. That said, the two scores are not equally well evidenced: SWACU has 4.1K ratings behind it against 103, so its average is the more settled of the two. Written reviews point the same way: 40% of Colonial On The Move's written reviews are positive against 76% of SWACU's.

UpkeepUpdate frequency

Colonial On The Move ships an update every 5 weeks, SWACU every 4 weeks. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
Colonial On The Move versus SWACU: the parameters behind the verdict, then further details
ParameterColonial On The MoveSWACU
PriceFreeFree
Rating4.3 (103 ratings)4.9 (4.1K ratings) — better
Positive reviews40.0% of reviews75.8% of reviews — better
Number of ratings1034.1K — better
Update frequencyEvery 5 weeksEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size122 MB196 MB
Age rating4+4+
DeveloperColonial Savings, F. A.Southwest Airlines Federal Credit Union

Customer experience

Colonial On The Move

All ratings83 ratings
Positive77.1%
Neutral8.4%
Negative14.5%
Written reviews20 reviews
Positive40.0%
Neutral15.0%
Negative45.0%

SWACU

All ratings4,055 ratings
Positive96.9%
Neutral1.4%
Negative1.7%
Written reviews33 reviews
Positive75.8%
Neutral9.1%
Negative15.2%

Bugs and requests

Colonial On The Move

Not enough reviews yet to summarise bugs or requests.

SWACU

Reported bugs

1 issue
  • No rewards counter in the new app

Requested features

1 request
  • Provide rewards transactions and tracking

In-app purchases

None

Colonial On The Move

No in-app purchases

None

SWACU

No in-app purchases

Questions

Is Colonial On The Move free?
Colonial On The Move is free to download, with no in-app purchases.
Is SWACU free?
SWACU is free to download, with no in-app purchases.
Which has better reviews, Colonial On The Move or SWACU?
SWACU is rated higher. Colonial On The Move averages 4.3 out of 5 from 103 ratings, while SWACU averages 4.9 from 4.1K ratings.
Do Colonial On The Move or SWACU have ads?
Neither Colonial On The Move nor SWACU shows ads.
Which is updated more often, Colonial On The Move or SWACU?
Colonial On The Move ships an update every 5 weeks, and SWACU every 4 weeks. Most recently, Colonial On The Move was updated on November 1, 2026 and SWACU on November 4, 2026.

Other comparisons