Colonial On The Move vs Cochyn
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Colonial On The Move
Manage your Colonial Savings accounts on the go. Check balances, review transaction history, and transfer funds between your accounts securely from your mobile device.
- Check account balances
- View transaction history
- Search transactions
- Transfer funds between accounts
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Start banking wherever you are with Colonial OTM! Available to all Colonial Savings online banking customers, Colonial OTM allows you to check balances, view history and make transfers. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. All features may not be available in the tablet application.
Cochyn
Effortlessly manage and split shared expenses for trips and outings. Log costs, track who paid, and see exactly who owes whom. Supports multi-currency and carries balances forward to future events.
- Create events for trips and outings
- Log expenses with payer and involvement details
- Split costs equally, by percentage, or custom amounts
- Multi-currency support with real-time exchange rates
- Accumulate balances across multiple events
- Manage family and group balances
- Dashboard with active events and balance summaries
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Cochyn ("KOH-chin") makes shared expenses effortless — whether it's a weekend getaway, a family vacation, or just splitting dinner with friends. Create an event for any trip or outing, add the people involved, log expenses as they happen, and let Cochyn handle the maths. When you're ready to settle up, you'll see exactly who owes who. If you're not ready yet — no pressure. Balances carry forward to your next adventure. TRACK EXPENSES TOGETHER Log who paid, who was involved, and how to split it — equally, by percentage, or custom amounts per person. Every expense is recorded in real time, visible to everyone in the event. MULTI-CURRENCY SUPPORT Travelling across borders? Cochyn converts expenses using daily exchange rates and displays all balances in your preferred currency — so nothing gets lost in translation. RUNNING BALANCES Balances accumulate across every event. At any point you can see exactly who owes who, spanning every trip you've shared together. FAMILY & GROUP BALANCES Manage balances at the family level, not just individually. Perfect when two families travel together and want to settle as a unit. SETTLE ON YOUR TERMS Settle right after a trip or weeks later — there's no deadline. Cochyn keeps the books accurate until you're ready. A DASHBOARD THAT KEEPS YOU IN THE LOOP See all active events, live balance summaries, and pending actions at a glance. Complete transaction history per person or family. Always know exactly where things stand. STAY IN THE LOOP Cochyn keeps everyone in sync — automatically. Get a push notification when an expense is added, when someone initiates a settlement, or when you've been added to a new event. A notification centre in the app holds your full history with unread indicators, so nothing slips through. You control what reaches you: push and email notifications can each be turned off independently in your settings. Cochyn. Make Memories. Share The Journey. Settle Fairly.
Screenshots
Verdict
The clearest difference is review sentiment: Cochyn at 100% against Colonial On The Move's 40%. Cochyn also leads on rating (5.0 vs 4.3) and update cadence (every 2 weeks vs every 5 weeks). Colonial On The Move's advantage is ratings volume (103 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cochyn holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Colonial On The Move has 103 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 40% of Colonial On The Move's written reviews are positive against 100% of Cochyn's.
Colonial On The Move ships an update every 5 weeks, Cochyn every 2 weeks. The most recent releases landed on October 23, 2026 and September 24, 2026 respectively.
| Parameter | Colonial On The Move | Cochyn |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (103 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 40.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 103 — better | 4 |
| Update frequency | Every 5 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 122 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Colonial Savings, F. A. | MyBiZSquare LLC |
Customer experience
Colonial On The Move
Cochyn
In-app purchases
Colonial On The Move
No in-app purchases
Cochyn
No in-app purchases
Questions
Is Colonial On The Move free?
Is Cochyn free?
Which has better reviews, Colonial On The Move or Cochyn?
Do Colonial On The Move or Cochyn have ads?
Which is updated more often, Colonial On The Move or Cochyn?
Other comparisons
