Elevations Credit Union vs Cochyn

Bank securely and on-the-go with the Elevations mobile app. Our digital banking experience will help you manage your money, from payments and transfers to depositing checks with the tap of a button. Activate and manage your cards with configurable alerts, rewards redemption and travel notices. This enables you to use your card without interruption so you can focus on enjoying your trip! Keep an eye on your financial health with balance and transaction notifications, credit health monitoring, and budgeting. You can expect the same great service from our mobile app as you would receive in branch. Our goal is always to support your financial wellness.

Cochyn ("KOH-chin") makes shared expenses effortless — whether it's a weekend getaway, a family vacation, or just splitting dinner with friends. Create an event for any trip or outing, add the people involved, log expenses as they happen, and let Cochyn handle the maths. When you're ready to settle up, you'll see exactly who owes who. If you're not ready yet — no pressure. Balances carry forward to your next adventure. TRACK EXPENSES TOGETHER Log who paid, who was involved, and how to split it — equally, by percentage, or custom amounts per person. Every expense is recorded in real time, visible to everyone in the event. MULTI-CURRENCY SUPPORT Travelling across borders? Cochyn converts expenses using daily exchange rates and displays all balances in your preferred currency — so nothing gets lost in translation. RUNNING BALANCES Balances accumulate across every event. At any point you can see exactly who owes who, spanning every trip you've shared together. FAMILY & GROUP BALANCES Manage balances at the family level, not just individually. Perfect when two families travel together and want to settle as a unit. SETTLE ON YOUR TERMS Settle right after a trip or weeks later — there's no deadline. Cochyn keeps the books accurate until you're ready. A DASHBOARD THAT KEEPS YOU IN THE LOOP See all active events, live balance summaries, and pending actions at a glance. Complete transaction history per person or family. Always know exactly where things stand. STAY IN THE LOOP Cochyn keeps everyone in sync — automatically. Get a push notification when an expense is added, when someone initiates a settlement, or when you've been added to a new event. A notification centre in the app holds your full history with unread indicators, so nothing slips through. You control what reaches you: push and email notifications can each be turned off independently in your settings. Cochyn. Make Memories. Share The Journey. Settle Fairly.