GoColonial vs Cochyn

Colonial’s Mortgage Servicing Division is responsible for the day-to-day management of your loan account. As one of the largest mortgage servicers in the country, we know how important it is to be available should you have any questions about your mortgage account, have trouble paying the mortgage due to job loss or financial hardship and to provide additional opportunities, including refinancing and insurance services.

Cochyn ("KOH-chin") makes shared expenses effortless — whether it's a weekend getaway, a family vacation, or just splitting dinner with friends. Create an event for any trip or outing, add the people involved, log expenses as they happen, and let Cochyn handle the maths. When you're ready to settle up, you'll see exactly who owes who. If you're not ready yet — no pressure. Balances carry forward to your next adventure. TRACK EXPENSES TOGETHER Log who paid, who was involved, and how to split it — equally, by percentage, or custom amounts per person. Every expense is recorded in real time, visible to everyone in the event. MULTI-CURRENCY SUPPORT Travelling across borders? Cochyn converts expenses using daily exchange rates and displays all balances in your preferred currency — so nothing gets lost in translation. RUNNING BALANCES Balances accumulate across every event. At any point you can see exactly who owes who, spanning every trip you've shared together. FAMILY & GROUP BALANCES Manage balances at the family level, not just individually. Perfect when two families travel together and want to settle as a unit. SETTLE ON YOUR TERMS Settle right after a trip or weeks later — there's no deadline. Cochyn keeps the books accurate until you're ready. A DASHBOARD THAT KEEPS YOU IN THE LOOP See all active events, live balance summaries, and pending actions at a glance. Complete transaction history per person or family. Always know exactly where things stand. STAY IN THE LOOP Cochyn keeps everyone in sync — automatically. Get a push notification when an expense is added, when someone initiates a settlement, or when you've been added to a new event. A notification centre in the app holds your full history with unread indicators, so nothing slips through. You control what reaches you: push and email notifications can each be turned off independently in your settings. Cochyn. Make Memories. Share The Journey. Settle Fairly.