Comparison

GoColonial vs TCDRS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GoColonial

Manage your mortgage loan account with ease. This app provides support for loan inquiries, payment difficulties, and offers opportunities for refinancing and insurance services. It ensures you have access to assistance for your mortgage needs.

Highlights
  • Loan account management
  • Mortgage payment assistance
  • Refinancing opportunities
  • Insurance services
  • Customer support for loan questions
Read full description

Colonial’s Mortgage Servicing Division is responsible for the day-to-day management of your loan account. As one of the largest mortgage servicers in the country, we know how important it is to be available should you have any questions about your mortgage account, have trouble paying the mortgage due to job loss or financial hardship and to provide additional opportunities, including refinancing and insurance services.

About

TCDRS

Manage your retirement savings and benefits securely from your mobile device. Track your account balance, estimate future payments, and update personal information. Designed for both active members and retirees to stay connected to their financial future.

Highlights
  • View account balance and transaction history
  • Estimate monthly retirement benefits
  • Apply for retirement or withdrawals
  • Manage beneficiaries
  • Update contact information
  • Access annual statements
  • Track retirement payments
Features
Read full description

Plan your future with confidence — all from the palm of your hand. The Texas County & District Retirement System (TCDRS) app makes it simple to manage your retirement account, track your savings, and stay connected at every stage of your journey. With the TCDRS app, members can: • View your account balance, transaction history, and savings growth • Estimate your monthly retirement benefit • Apply for retirement or withdraw your account (if eligible) • Manage your beneficiaries quickly and securely • Update your contact information with ease • Access your annual statements and account information anytime Already retired? Retirement doesn’t mean you stop planning. The TCDRS app helps retirees stay connected by allowing you to: • View and track your monthly retirement payments • Update direct deposit information • Adjust your tax withholding preferences • Access and download your 1099-R tax forms • Update your personal and beneficiary information easily Stay connected to your retirement with secure, convenient account access wherever you go. Download the TCDRS app today — safe, secure, and built just for you.

Screenshots

GoColonial4 screens
TCDRS4 screens

Verdict

The call

The clearest difference is update cadence: TCDRS at every 2 days against GoColonial's every 7 months. TCDRS also leads on rating (5.0 vs 4.7) and device support (3 vs 1). GoColonial's advantage is ratings volume (647 vs 4). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TCDRS holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: GoColonial has 647 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 40% of GoColonial's written reviews are positive against 33% of TCDRS's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

GoColonial ships an update every 7 months, TCDRS every 2 days. The most recent releases landed on October 7, 2026 and October 2, 2026 respectively.

Scorecard5 real differences · 5 level
GoColonial versus TCDRS: the parameters behind the verdict, then further details
ParameterGoColonialTCDRS
PriceFreeFree
Rating4.7 (647 ratings)5.0 (4 ratings) — better
Positive reviews40.0% of reviews — better33.3% of reviews
Number of ratings647 — better4
Update frequencyEvery 7 monthsEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.613.0 — better
Further details — not scored
Size42 MB8 MB
Age rating17+4+
DeveloperColonial Savings, F. A.Texas County and District Retirement System

Customer experience

GoColonial

All ratings647 ratings
Positive92.9%
Neutral2.6%
Negative4.5%
Written reviews15 reviews
Positive40.0%
Neutral13.3%
Negative46.7%

TCDRS

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Bugs and requests

GoColonial

Reported bugs

2 issues
  • App refuses to update
  • Spinning wheel of death on login

Requested features

2 requests
  • Easier access to auto-pay settings
  • Remove need to re-enter verified accounts

TCDRS

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

GoColonial

No in-app purchases

None

TCDRS

No in-app purchases

Questions

Is GoColonial free?
GoColonial is free to download, with no in-app purchases.
Is TCDRS free?
TCDRS is free to download, with no in-app purchases.
Which has better reviews, GoColonial or TCDRS?
TCDRS is rated higher. GoColonial averages 4.7 out of 5 from 647 ratings, while TCDRS averages 5.0 from 4 ratings.
Do GoColonial or TCDRS have ads?
Neither GoColonial nor TCDRS shows ads.
Which is updated more often, GoColonial or TCDRS?
GoColonial ships an update every 7 months, and TCDRS every 2 days. Most recently, GoColonial was updated on October 7, 2026 and TCDRS on October 2, 2026.

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