GoColonial vs TCDRS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GoColonial
Manage your mortgage loan account with ease. This app provides support for loan inquiries, payment difficulties, and offers opportunities for refinancing and insurance services. It ensures you have access to assistance for your mortgage needs.
- Loan account management
- Mortgage payment assistance
- Refinancing opportunities
- Insurance services
- Customer support for loan questions
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Colonial’s Mortgage Servicing Division is responsible for the day-to-day management of your loan account. As one of the largest mortgage servicers in the country, we know how important it is to be available should you have any questions about your mortgage account, have trouble paying the mortgage due to job loss or financial hardship and to provide additional opportunities, including refinancing and insurance services.
TCDRS
Manage your retirement savings and benefits securely from your mobile device. Track your account balance, estimate future payments, and update personal information. Designed for both active members and retirees to stay connected to their financial future.
- View account balance and transaction history
- Estimate monthly retirement benefits
- Apply for retirement or withdrawals
- Manage beneficiaries
- Update contact information
- Access annual statements
- Track retirement payments
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Plan your future with confidence — all from the palm of your hand. The Texas County & District Retirement System (TCDRS) app makes it simple to manage your retirement account, track your savings, and stay connected at every stage of your journey. With the TCDRS app, members can: • View your account balance, transaction history, and savings growth • Estimate your monthly retirement benefit • Apply for retirement or withdraw your account (if eligible) • Manage your beneficiaries quickly and securely • Update your contact information with ease • Access your annual statements and account information anytime Already retired? Retirement doesn’t mean you stop planning. The TCDRS app helps retirees stay connected by allowing you to: • View and track your monthly retirement payments • Update direct deposit information • Adjust your tax withholding preferences • Access and download your 1099-R tax forms • Update your personal and beneficiary information easily Stay connected to your retirement with secure, convenient account access wherever you go. Download the TCDRS app today — safe, secure, and built just for you.
Screenshots
Verdict
The clearest difference is update cadence: TCDRS at every 2 days against GoColonial's every 7 months. TCDRS also leads on rating (5.0 vs 4.7) and device support (3 vs 1). GoColonial's advantage is ratings volume (647 vs 4). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TCDRS holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: GoColonial has 647 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 40% of GoColonial's written reviews are positive against 33% of TCDRS's, so the app with the better star average is not the one people write more warmly about.
GoColonial ships an update every 7 months, TCDRS every 2 days. The most recent releases landed on October 7, 2026 and October 2, 2026 respectively.
| Parameter | GoColonial | TCDRS |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (647 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 40.0% of reviews — better | 33.3% of reviews |
| Number of ratings | 647 — better | 4 |
| Update frequency | Every 7 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 42 MB | 8 MB |
| Age rating | 17+ | 4+ |
| Developer | Colonial Savings, F. A. | Texas County and District Retirement System |
Customer experience
GoColonial
TCDRS
Bugs and requests
GoColonial
Reported bugs
2 issues- App refuses to update
- Spinning wheel of death on login
Requested features
2 requests- Easier access to auto-pay settings
- Remove need to re-enter verified accounts
TCDRS
Not enough reviews yet to summarise bugs or requests.
In-app purchases
GoColonial
No in-app purchases
TCDRS
No in-app purchases
Questions
Is GoColonial free?
Is TCDRS free?
Which has better reviews, GoColonial or TCDRS?
Do GoColonial or TCDRS have ads?
Which is updated more often, GoColonial or TCDRS?
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