Comparison

GoColonial vs CUTX Mortgage

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GoColonial

Manage your mortgage loan account with ease. This app provides support for loan inquiries, payment difficulties, and offers opportunities for refinancing and insurance services. It ensures you have access to assistance for your mortgage needs.

Highlights
  • Loan account management
  • Mortgage payment assistance
  • Refinancing opportunities
  • Insurance services
  • Customer support for loan questions
Read full description

Colonial’s Mortgage Servicing Division is responsible for the day-to-day management of your loan account. As one of the largest mortgage servicers in the country, we know how important it is to be available should you have any questions about your mortgage account, have trouble paying the mortgage due to job loss or financial hardship and to provide additional opportunities, including refinancing and insurance services.

About

CUTX Mortgage

Manage your mortgage servicing needs with this app. Make one-time or recurring payments, download important loan documents, and update your notification preferences. View detailed loan information and transaction history.

Highlights
  • Make one-time mortgage payments
  • Schedule recurring payments
  • Download loan documents
  • Update notification preferences
  • View loan information and history
  • User-friendly interface
Features
Read full description

We are excited to announce the launch of our new Mortgage Servicing App! This powerful and user-friendly application is designed to provide you with seamless access to all your mortgage servicing needs right from your mobile device. Here are some of the key features available in this initial release: Key Features 1. Make Payments ◦ Easily make one-time payments towards your mortgage from the app. ◦ Securely save payment methods for future use. 2. Schedule Recurring Payments ◦ Set up and manage recurring mortgage payments to ensure you never miss a due date. ◦ Customize payment schedules according to your preferences. 3. Download Documents ◦ Access and download important loan documents such as Monthly Mortgage Statements. ◦ Retrieve other critical documents related to your mortgage. 4. Update Notification Preferences ◦ Customize your notification settings to receive alerts and reminders about your mortgage. ◦ Choose how you want to be notified (email, SMS, push notifications, etc.). 5. Loan Information and History ◦ View detailed information about your mortgage, including balance, interest rate, and payment history. ◦ Keep track of all transactions and payment activities. 6. User-Friendly Interface ◦ Intuitive design for easy navigation and access to all features. ◦ Enhanced user experience with a clean and modern layout.

Screenshots

GoColonial4 screens
CUTX Mortgage4 screens

Verdict

The call

The clearest difference is rating: GoColonial at 4.7 against CUTX Mortgage's 1.0. GoColonial also leads on ratings volume (699 vs 1). CUTX Mortgage's advantage is update cadence (every 6 weeks vs every 7 months) and iOS requirement (13.0 vs 16.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GoColonial holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: GoColonial has 699 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

GoColonial ships an update every 7 months, CUTX Mortgage every 6 weeks. The most recent releases landed on October 20, 2026 and October 16, 2026 respectively.

Scorecard4 real differences · 6 level
GoColonial versus CUTX Mortgage: the parameters behind the verdict, then further details
ParameterGoColonialCUTX Mortgage
PriceFreeFree
Rating4.7 (699 ratings) — better1.0 (1 ratings)
Positive reviews40.0% of reviews—
Number of ratings699 — better1
Update frequencyEvery 7 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.613.0 — better
Further details — not scored
Size42 MB142 MB
Age rating17+4+
DeveloperColonial Savings, F. A.Credit Union of Texas

Customer experience

GoColonial

All ratings647 ratings
Positive92.9%
Neutral2.6%
Negative4.5%
Written reviews15 reviews
Positive40.0%
Neutral13.3%
Negative46.7%

CUTX Mortgage

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

GoColonial

Reported bugs

2 issues
  • App refuses to update
  • Spinning wheel of death on login

Requested features

2 requests
  • Easier access to auto-pay settings
  • Remove need to re-enter verified accounts

CUTX Mortgage

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

GoColonial

No in-app purchases

None

CUTX Mortgage

No in-app purchases

Questions

Is GoColonial free?
GoColonial is free to download, with no in-app purchases.
Is CUTX Mortgage free?
CUTX Mortgage is free to download, with no in-app purchases.
Which has better reviews, GoColonial or CUTX Mortgage?
GoColonial is rated higher. GoColonial averages 4.7 out of 5 from 699 ratings, while CUTX Mortgage averages 1.0 from 1 ratings.
Do GoColonial or CUTX Mortgage have ads?
Neither GoColonial nor CUTX Mortgage shows ads.
Which is updated more often, GoColonial or CUTX Mortgage?
GoColonial ships an update every 7 months, and CUTX Mortgage every 6 weeks. Most recently, GoColonial was updated on October 20, 2026 and CUTX Mortgage on October 16, 2026.

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