DATCU Mobile Banking vs CUTX Mortgage
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DATCU Mobile Banking
Manage your banking tasks efficiently from your mobile device. Access account balances, transfer funds, pay bills, and deposit checks on the go. Offers enhanced accessibility features for a personalized experience.
- Biometric sign-in (Touch ID/Face ID)
- Quick Balance viewing
- Fund transfers
- Bill payments
- Mobile check deposit
- Loan payments
- Accessibility features
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Welcome to DATCU Mobile Banking! Looking for time-saving shortcuts? We can't help you escape the traffic on Interstate 35. But we can help you get your banking chores done a lot faster. Just download our app onto your mobile device and you'll be able to manage all your DATCU accounts from wherever you are at any time of day. Do more with our DATCU Mobile Banking app. Features: - Sign in with Touch ID or Face ID - Use Quick Balance to view account balances without signing in - View Quick Balances on your Apple Watch - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, colorblindness, and visual sensitivity. ...and more!
CUTX Mortgage
Manage your mortgage servicing needs with this app. Make one-time or recurring payments, download important loan documents, and update your notification preferences. View detailed loan information and transaction history.
- Make one-time mortgage payments
- Schedule recurring payments
- Download loan documents
- Update notification preferences
- View loan information and history
- User-friendly interface
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We are excited to announce the launch of our new Mortgage Servicing App! This powerful and user-friendly application is designed to provide you with seamless access to all your mortgage servicing needs right from your mobile device. Here are some of the key features available in this initial release: Key Features 1. Make Payments ◦ Easily make one-time payments towards your mortgage from the app. ◦ Securely save payment methods for future use. 2. Schedule Recurring Payments ◦ Set up and manage recurring mortgage payments to ensure you never miss a due date. ◦ Customize payment schedules according to your preferences. 3. Download Documents ◦ Access and download important loan documents such as Monthly Mortgage Statements. ◦ Retrieve other critical documents related to your mortgage. 4. Update Notification Preferences ◦ Customize your notification settings to receive alerts and reminders about your mortgage. ◦ Choose how you want to be notified (email, SMS, push notifications, etc.). 5. Loan Information and History ◦ View detailed information about your mortgage, including balance, interest rate, and payment history. ◦ Keep track of all transactions and payment activities. 6. User-Friendly Interface ◦ Intuitive design for easy navigation and access to all features. ◦ Enhanced user experience with a clean and modern layout.
Screenshots
Verdict
The clearest difference is rating: DATCU Mobile Banking at 2.9 against CUTX Mortgage's 1.0. DATCU Mobile Banking also leads on ratings volume (171 vs 1) and update cadence (every 2 weeks vs every 6 weeks). CUTX Mortgage's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DATCU Mobile Banking holds the better App Store score, 2.9 against 1.0. That said, the two scores are not equally well evidenced: DATCU Mobile Banking has 171 ratings behind it against 1, so its average is the more settled of the two.
DATCU Mobile Banking ships an update every 2 weeks, CUTX Mortgage every 6 weeks. The most recent releases landed on October 27, 2026 and October 16, 2026 respectively.
| Parameter | DATCU Mobile Banking | CUTX Mortgage |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (171 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 15.3% of reviews | — |
| Number of ratings | 171 — better | 1 |
| Update frequency | Every 2 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 143 MB | 142 MB |
| Age rating | 4+ | 4+ |
| Developer | DATCU Credit Union | Credit Union of Texas |
Customer experience
DATCU Mobile Banking
CUTX Mortgage
Bugs and requests
DATCU Mobile Banking
Reported bugs
67 issues- App crashes
- App is offline
- Cannot login
- System errors
- Orientation flips
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- Transaction list limited
- Confusing balance display
- Wasted screen space
- Horrible new layout
- App is trash
- App is worthless
- Server error on login
- Card controls difficult
- Loan payments not visible
- Cannot see account balances on transfer
- Less user friendly
- Obscure info layout
- Not easy to use anymore
- Takes more steps
- Cannot transfer funds to credit card/loan
- Too busy interface
- Missing pending transaction info
- No balance after payment
- Missing loan payoff details
- App is crap
- Cloudflare blocking access
- App support page not found
- Frozen account
- App crashes instantly
- Outdated look
- Lacks basic features
- Antiquated feel
- Limited features and accessibility
- Cannot make payments with external account
- No help on login screen
- App isn't working with update
- Doesn't accept login info
- Asks for PIN
- Froze up
- App looks outdated
- Not as clean without screen real estate
- Antiquated feel
- Needs updating
- Very limited to features and accessibility
- Lack of app updates
- App not working on iPhone 4
- Crashes immediately loading presets
- Cannot get it to work after OS update
- Needs to be more secure
- Graphs feature doesn't work
- Needs new features
- Sleeker interface needed
- Not all inclusive
- Doesn't show pending deposits or withdrawals
- Doesn't show credit card account
- Not much more functional than mobile website
- App isn't working
- Useless app
- Cannot log in
- Account freeze on login attempt
- Bugs need to be worked out
- Incorrect balances shown
- Payment selection not working
- Cannot transfer money externally
- Mobile deposit never works
- App rarely works
- Show incorrect balances
Requested features
37 requests- Budgeting feature
- In-depth income/expense tracking
- Other financial tools
- Access to monthly bank statements
- Ability to see pending transactions
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- Access to bill pay
- See captured transactions without desktop login
- See pending transactions without desktop login
- Password feature on startup for security
- Check images
- New features
- Sleeker interface
- More all inclusive features
- Show pending deposits or withdrawals
- Show credit card account
- Ability to see pending ACH withdrawals
- Ability to see balance as each item cleared
- Access desktop version on iPhone
- 4-digit passcode entry
- Option for both or either passcode/password
- Photograph checks for deposit
- New look for the app
- Face ID for fast login
- Support for passwords via Apple keyboard
- Layout for X and XR phones
- Show savings from paying off early
- Show current loan amount
- Show pending transactions on mobile
- Show posted balances
- Show available balances
- Transfer funds from checking to credit card/loan
- Mobile deposit
- Access to account number
- Dark mode option
- Advanced analytics dashboard
- Dark mode option
- Advanced analytics dashboard
CUTX Mortgage
Not enough reviews yet to summarise bugs or requests.
In-app purchases
DATCU Mobile Banking
No in-app purchases
CUTX Mortgage
No in-app purchases
Questions
Is DATCU Mobile Banking free?
Is CUTX Mortgage free?
Which has better reviews, DATCU Mobile Banking or CUTX Mortgage?
Do DATCU Mobile Banking or CUTX Mortgage have ads?
Which is updated more often, DATCU Mobile Banking or CUTX Mortgage?
Other comparisons
