Comparison

Elevations Credit Union vs Meritrust Colorado

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Elevations Credit Union

Manage your finances securely and conveniently from your mobile device. This app allows for easy payments, transfers, check deposits, and card management with customizable alerts and travel notifications. Monitor your financial health through notifications, credit monitoring, and budgeting tools.

Highlights
  • Secure mobile banking
  • On-the-go money management
  • Check deposit
  • Card activation and management
  • Configurable alerts and travel notices
  • Credit health monitoring
  • Budgeting tools
Features
Read full description

Bank securely and on-the-go with the Elevations mobile app. Our digital banking experience will help you manage your money, from payments and transfers to depositing checks with the tap of a button. Activate and manage your cards with configurable alerts, rewards redemption and travel notices. This enables you to use your card without interruption so you can focus on enjoying your trip! Keep an eye on your financial health with balance and transaction notifications, credit health monitoring, and budgeting. You can expect the same great service from our mobile app as you would receive in branch. Our goal is always to support your financial wellness.

About

Meritrust Colorado

Manage your finances conveniently and securely from your mobile device. This app allows you to view account balances, deposit checks, pay bills, transfer money, and track your budget and savings goals. It also offers customizable alerts and easy access to contact information for support.

Highlights
  • Account management and balance overview
  • Secure sign-in with biometrics
  • Mobile check deposit
  • Bill pay and money transfers
  • Budget tracking and savings goals
  • Customizable transaction alerts
  • Card lock/unlock functionality
Features
Read full description

Like your favorite neighborhood branch in an app. Manage your accounts, pay bills, transfer money, and more. It’s easy and secure. Just what you expect from The Artisans of Banking. Manage your Accounts • Get a quick snapshot of your accounts • Sign in securely with Touch ID® or Face ID® • Review activity and balances for all of your accounts • Lock and unlock your debit and credit cards • Set up alerts so you’re never caught off guard • Deposit checks Make Payments and Transfer Money • Pay other people • Make loan payments • Manage your bill pay, from adding new payees, scheduling future payments to viewing past payments • Manage, edit and schedule recurring money transfers Track your Budget and Savings Goals • View your budget progress summary • See details of your spending and income • Keep track of your savings goals and progress Get Alerts on Just About Anything, including • Transactions and purchases • Upcoming or past due payments • Transfers • Budget categories • Savings goals Contact Us • Send us a message, directly from the app • Find your neighborhood branch or ATM • Give us a call

Screenshots

Elevations Credit Union4 screens
Meritrust Colorado4 screens

Verdict

The call

The clearest difference is ads: Elevations Credit Union at none against Meritrust Colorado's shown. Elevations Credit Union also leads on monetization model (ad-supported vs free with in-app purchases). Meritrust Colorado's advantage is review sentiment (61% vs 51%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Elevations Credit Union against 4.8 for Meritrust Colorado. Both are backed by a comparable volume of ratings — 4.5K and 3.2K respectively. Written reviews are what separate them: 51% of Elevations Credit Union's written reviews are positive against 61% of Meritrust Colorado's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 10, 2026.

Scorecard3 real differences · 7 level
Elevations Credit Union versus Meritrust Colorado: the parameters behind the verdict, then further details
ParameterElevations Credit UnionMeritrust Colorado
PriceFreeFree
Rating4.8 (4.5K ratings)4.8 (3.2K ratings) — better
Positive reviews51.5% of reviews61.1% of reviews — better
Number of ratings4.5K — better3.2K
Update frequencyMonthlyMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size181 MB109 MB
Age rating4+4+
DeveloperElevations Credit UnionPREMIER MEMBERS CREDIT UNION

Customer experience

Elevations Credit Union

All ratings4,503 ratings
Positive96.1%
Neutral2.0%
Negative1.9%
Written reviews136 reviews
Positive51.5%
Neutral8.1%
Negative40.4%

Meritrust Colorado

All ratings2,823 ratings
Positive98.2%
Neutral0.7%
Negative1.1%
Written reviews90 reviews
Positive61.1%
Neutral10.0%
Negative28.9%

User reviews

Elevations Credit Union

From 4.5K App Store ratings

What we love

  • 💻 Convenient mobile banking
  • 💳 Easy check deposit
  • 🌟 Great customer service
  • 🏠 Local credit union

Room to improve

  • 🐛 Frequent app crashes
  • ⏱️ Slow performance
  • 🔒 Security concerns
  • 🤔 Confusing navigation

Meritrust Colorado

From 3.2K App Store ratings

What we love

  • 🚀 Great service and price
  • 🚀 Personalized service and good benefits
  • 🚀 Easy to use
  • 🚀 Very user friendly
  • 🚀 Improved app

Room to improve

  • 🐛 App crashes and login issues
  • 🐛 Unreliable website and app
  • 🐛 Difficult to navigate and use
  • 🐛 Missing key features like pending transactions and credit card access
  • 🐛 Landscape mode not supported

Bugs and requests

Elevations Credit Union

Reported bugs

3 issues
  • Check deposit not working after iOS update
  • Account nicknames disappearing after update
  • Inability to log in consistently

Requested features

4 requests
  • Ability to rearrange account order
  • Improved check deposit functionality
  • Landscape mode support for iPad
  • Integrated FICO score tracking

Meritrust Colorado

Reported bugs

5 issues
  • Mobile deposit not working
  • Frequent login issues and account lockouts
  • App crashes on launch
  • P2P payments not functioning
  • Compatibility issues with newer OS versions

Requested features

5 requests
  • Allow larger check deposits via mobile app
  • Add credit card account access
  • Improve bill pay functionality
  • Implement landscape mode support
  • Add pending transaction visibility

In-app purchases

None

Elevations Credit Union

No in-app purchases

None

Meritrust Colorado

No in-app purchases

Questions

Is Elevations Credit Union free?
Elevations Credit Union is free to download, with no in-app purchases.
Is Meritrust Colorado free?
Meritrust Colorado is free to download, with no in-app purchases.
Which has better reviews, Elevations Credit Union or Meritrust Colorado?
Meritrust Colorado is rated higher. Elevations Credit Union averages 4.8 out of 5 from 4.5K ratings, while Meritrust Colorado averages 4.8 from 3.2K ratings.
Do Elevations Credit Union or Meritrust Colorado have ads?
Meritrust Colorado shows ads; Elevations Credit Union does not.
Which is updated more often, Elevations Credit Union or Meritrust Colorado?
Elevations Credit Union ships an update monthly, and Meritrust Colorado monthly. Most recently, Elevations Credit Union was updated on November 10, 2026 and Meritrust Colorado on November 10, 2026.

Other comparisons