Comparison

Meritrust Colorado vs Westerra CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Meritrust Colorado

Manage your finances conveniently and securely from your mobile device. This app allows you to view account balances, deposit checks, pay bills, transfer money, and track your budget and savings goals. It also offers customizable alerts and easy access to contact information for support.

Highlights
  • Account management and balance overview
  • Secure sign-in with biometrics
  • Mobile check deposit
  • Bill pay and money transfers
  • Budget tracking and savings goals
  • Customizable transaction alerts
  • Card lock/unlock functionality
Features
Read full description

Like your favorite neighborhood branch in an app. Manage your accounts, pay bills, transfer money, and more. It’s easy and secure. Just what you expect from The Artisans of Banking. Manage your Accounts • Get a quick snapshot of your accounts • Sign in securely with Touch ID® or Face ID® • Review activity and balances for all of your accounts • Lock and unlock your debit and credit cards • Set up alerts so you’re never caught off guard • Deposit checks Make Payments and Transfer Money • Pay other people • Make loan payments • Manage your bill pay, from adding new payees, scheduling future payments to viewing past payments • Manage, edit and schedule recurring money transfers Track your Budget and Savings Goals • View your budget progress summary • See details of your spending and income • Keep track of your savings goals and progress Get Alerts on Just About Anything, including • Transactions and purchases • Upcoming or past due payments • Transfers • Budget categories • Savings goals Contact Us • Send us a message, directly from the app • Find your neighborhood branch or ATM • Give us a call

About

Westerra CU

Manage your finances conveniently and securely with this digital banking application. It allows you to view account details, transfer funds, pay bills, and deposit checks directly from your mobile device. The app also offers spending analysis and secure messaging for a comprehensive banking experience.

Highlights
  • View account balances and history
  • Transfer funds between accounts
  • Pay bills and people
  • Mobile check deposit
  • Spending analysis
  • Notifications for balances and transactions
  • Secure messaging
Features
Read full description

Easily manage your finances with the free and secure Westerra Digital Banking app.* FEATURES • View account balances and history • Transfer funds • Pay bills and people • Deposit checks right from your mobile device • Access spending analysis • Receive balance and transaction notifications • Send secure messages and attachments • Find free ATMs and shared branches Have questions about the Westerra Digital Banking app? Please call 303-321-4209, 1-800-858-7212 or visit WesterraCU.com. *Your mobile carrier's message and data rates may apply. Federally Insured by NCUA. Equal Housing Opportunity. See WesterraCU.com for full disclosures.

Screenshots

Meritrust Colorado4 screens
Westerra CU4 screens

Verdict

The call

The clearest difference is review sentiment: Meritrust Colorado at 61% against Westerra CU's 11%. Meritrust Colorado also leads on rating (4.8 vs 2.7) and ratings volume (3.2K vs 202). Westerra CU's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Meritrust Colorado holds the better App Store score, 4.8 against 2.7. That said, the two scores are not equally well evidenced: Meritrust Colorado has 3.2K ratings behind it against 202, so its average is the more settled of the two. Written reviews point the same way: 61% of Meritrust Colorado's written reviews are positive against 11% of Westerra CU's.

UpkeepUpdate frequency

Meritrust Colorado ships an update monthly, Westerra CU every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
Meritrust Colorado versus Westerra CU: the parameters behind the verdict, then further details
ParameterMeritrust ColoradoWesterra CU
PriceFreeFree
Rating4.8 (3.2K ratings) — better2.7 (202 ratings)
Positive reviews61.1% of reviews — better11.5% of reviews
Number of ratings3.2K — better202
Update frequencyMonthlyEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size109 MB382 MB
Age rating4+4+
DeveloperPREMIER MEMBERS CREDIT UNIONWesterra Credit Union

Customer experience

Meritrust Colorado

All ratings2,823 ratings
Positive98.2%
Neutral0.7%
Negative1.1%
Written reviews90 reviews
Positive61.1%
Neutral10.0%
Negative28.9%

Westerra CU

All ratings199 ratings
Positive38.2%
Neutral7.5%
Negative54.3%
Written reviews122 reviews
Positive11.5%
Neutral4.1%
Negative84.4%

User reviews

Meritrust Colorado

From 3.2K App Store ratings

What we love

  • 🚀 Great service and price
  • 🚀 Personalized service and good benefits
  • 🚀 Easy to use
  • 🚀 Very user friendly
  • 🚀 Improved app

Room to improve

  • 🐛 App crashes and login issues
  • 🐛 Unreliable website and app
  • 🐛 Difficult to navigate and use
  • 🐛 Missing key features like pending transactions and credit card access
  • 🐛 Landscape mode not supported

Westerra CU

From 202 App Store ratings

What we love

  • 🚀 Easy to use app
  • 👍 User-friendly interface
  • 💡 Ability to view all accounts with one login
  • 🚀 Clean and fast app

Room to improve

  • 🐛 Frequent login issues
  • 🐛 Unreliable app performance
  • 🐛 Inability to access accounts
  • 🐛 Buggy check deposit feature
  • 🐛 Lack of real-time balance updates

Bugs and requests

Meritrust Colorado

Reported bugs

5 issues
  • Mobile deposit not working
  • Frequent login issues and account lockouts
  • App crashes on launch
  • P2P payments not functioning
  • Compatibility issues with newer OS versions

Requested features

5 requests
  • Allow larger check deposits via mobile app
  • Add credit card account access
  • Improve bill pay functionality
  • Implement landscape mode support
  • Add pending transaction visibility

Westerra CU

Reported bugs

4 issues
  • App crashes frequently
  • Scheduled transfers not working
  • Incorrect account balances displayed
  • Login credentials not recognized

Requested features

4 requests
  • Add Zelle integration
  • Improve bill pay functionality
  • Allow customization of account order
  • Provide more detailed transaction information

In-app purchases

None

Meritrust Colorado

No in-app purchases

None

Westerra CU

No in-app purchases

Questions

Is Meritrust Colorado free?
Meritrust Colorado is free to download, with no in-app purchases.
Is Westerra CU free?
Westerra CU is free to download, with no in-app purchases.
Which has better reviews, Meritrust Colorado or Westerra CU?
Meritrust Colorado is rated higher. Meritrust Colorado averages 4.8 out of 5 from 3.2K ratings, while Westerra CU averages 2.7 from 202 ratings.
Do Meritrust Colorado or Westerra CU have ads?
Meritrust Colorado shows ads; Westerra CU does not.
Which is updated more often, Meritrust Colorado or Westerra CU?
Meritrust Colorado ships an update monthly, and Westerra CU every 3 weeks. Most recently, Meritrust Colorado was updated on October 23, 2026 and Westerra CU on October 24, 2026.

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