Comparison

Westerra CU vs Colorado PERA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Westerra CU

Manage your money on the go with this secure digital banking app. View balances, transfer funds, pay bills, deposit checks, and analyze spending. Receive notifications and find ATMs.

Highlights
  • View account balances and history
  • Transfer funds
  • Pay bills and people
  • Mobile check deposit
  • Spending analysis
  • Notifications
  • Secure messaging
Features
Read full description

Easily manage your finances with the free and secure Westerra Digital Banking app.* FEATURES • View account balances and history • Transfer funds • Pay bills and people • Deposit checks right from your mobile device • Access spending analysis • Receive balance and transaction notifications • Send secure messages and attachments • Find free ATMs and shared branches Have questions about the Westerra Digital Banking app? Please call 303-321-4209, 1-800-858-7212 or visit WesterraCU.com. *Your mobile carrier's message and data rates may apply. Federally Insured by NCUA. Equal Housing Opportunity. See WesterraCU.com for full disclosures.

About

Colorado PERA

Easily manage your retirement account on the go. View benefit information, track progress toward your goals, and update personal details. Submit forms electronically for retirement applications, direct deposit, and health coverage.

Highlights
  • View projected monthly benefit
  • Check account balance
  • Track salary and service credit
  • Update beneficiary information
  • Modify tax withholding
  • Submit retirement applications electronically
  • Set up direct deposit
Features
Read full description

Manage your PERA account any time, any place with our easy-to-use mobile app. Log in to make quick changes to your account, view up-to-date benefit information, or submit forms. Track progress toward your retirement goals by viewing your: • Projected monthly benefit • Account balance • Salary and service credit Update your account information, including: • Beneficiary(ies) • Tax withholding • Electronic communication preferences Skip the paper forms and submit them electronically: • Apply for retirement • Set up direct deposit • Sign up for health care coverage (if eligible)

Screenshots

Westerra CU4 screens
Colorado PERA3 screens

Verdict

The call

The clearest difference is review sentiment: Colorado PERA at 100% against Westerra CU's 12%. Colorado PERA also leads on rating (5.0 vs 2.7). Westerra CU's advantage is update cadence (every 3 weeks vs every 4 months) and ratings volume (203 vs 15). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Colorado PERA holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: Westerra CU has 203 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 12% of Westerra CU's written reviews are positive against 100% of Colorado PERA's.

UpkeepUpdate frequency

Westerra CU ships an update every 3 weeks, Colorado PERA every 4 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
Westerra CU versus Colorado PERA: the parameters behind the verdict, then further details
ParameterWesterra CUColorado PERA
PriceFreeFree
Rating2.7 (203 ratings)5.0 (15 ratings) — better
Positive reviews12.1% of reviews100.0% of reviews — better
Number of ratings203 — better15
Update frequencyEvery 3 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.014.1 — better
Further details — not scored
Size383 MB1 MB
Age rating4+4+
DeveloperWesterra Credit UnionColorado PERA

Customer experience

Westerra CU

All ratings202 ratings
Positive38.1%
Neutral7.4%
Negative54.5%
Written reviews124 reviews
Positive12.1%
Neutral4.0%
Negative83.9%

Colorado PERA

All ratings15 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Westerra CU

Reported bugs

4 issues
  • App crashes frequently
  • Scheduled transfers not working
  • Incorrect account balances displayed
  • Login credentials not recognized

Requested features

4 requests
  • Add Zelle integration
  • Improve bill pay functionality
  • Allow customization of account order
  • Provide more detailed transaction information

Colorado PERA

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Westerra CU

No in-app purchases

None

Colorado PERA

No in-app purchases

Questions

Is Westerra CU free?
Westerra CU is free to download, with no in-app purchases.
Is Colorado PERA free?
Colorado PERA is free to download, with no in-app purchases.
Which has better reviews, Westerra CU or Colorado PERA?
Colorado PERA is rated higher. Westerra CU averages 2.7 out of 5 from 203 ratings, while Colorado PERA averages 5.0 from 15 ratings.
Do Westerra CU or Colorado PERA have ads?
Neither Westerra CU nor Colorado PERA shows ads.
Which is updated more often, Westerra CU or Colorado PERA?
Westerra CU ships an update every 3 weeks, and Colorado PERA every 4 months. Most recently, Westerra CU was updated on November 7, 2026 and Colorado PERA on November 3, 2026.

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