Comparison

Blue Digital vs Colorado PERA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Blue Digital

Manage your bank accounts, transfer funds, pay bills, and deposit checks directly from your mobile device. This app offers secure access to your financial information, card management, and communication with your credit union.

Highlights
  • View account balances and transaction history
  • Transfer money between accounts
  • Pay bills and make loan payments
  • Deposit checks remotely
  • Send money with Zelle®
  • Manage cards and change PIN
  • Secure messaging with credit union
Features
Read full description

Your finances, on your terms. Blue Digital by Blue Federal Credit Union makes it easy to manage your accounts, move money, and stay connected to Blue wherever life takes you. Enjoy a refreshed mobile experience with updated menus, a redesigned passcode screen, and helpful improvements to transaction memos and payment notifications. View and edit scheduled transfers right from your mobile device, and see your scheduled transaction history for greater visibility into your money. GETTING STARTED Log in with your Blue Digital username and password. New to Blue Digital? Select “Enroll for a Login” in the app to create your credentials and get started. MANAGE YOUR MONEY • Securely view account balances and transaction history. • Transfer money between accounts and set up external accounts. • View and edit scheduled transfers. • View your scheduled transaction history. • Make loan payments and pay bills. • Send money to people you know and trust with Zelle®. • Deposit checks using your mobile device’s camera. MANAGE YOUR CARDS • Activate your cards, add travel notices, and change your PIN. • Launch CardNav by Blue FCU from within Blue Digital by Blue FCU to activate your cards, add travel notices, and change your PIN, and more. STAY CONNECTED • Send and receive secure messages with Blue. • Update your contact information. • Find nearby branches and ATMs. SECURITY All transactional data is encrypted, and no sensitive account information is stored on your mobile device. PERMISSIONS • Location permissions are used to help you find nearby branches and ATMs. • Camera permissions are needed to deposit checks remotely. The companion CardNav by Blue FCU app periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if you, the End User, expressly authorize collection of such information. Geolocation information can be monitored on a continuous basis in the background, only while the Solution is being used, or not at all, depending on the End User’s selection. End Users can change their location permissions at any time in their device settings. ACCESS Deposit limits, transaction limits, and other restrictions apply. Access to Blue Digital is subject to eligibility. Some features are available for eligible members and accounts only. There is no charge from Blue Federal Credit Union to use the Blue Digital app, but message and data rates may apply. All transactions are subject to our Funds Availability Policy and related applicable laws. QUESTIONS OR NEED HELP? Blue Federal Credit Union www.BlueFCU.com 1-800-368-9328 support@BlueFCU.com

About

Colorado PERA

Easily manage your retirement account on the go. View benefit information, track progress toward your goals, and update personal details. Submit forms electronically for retirement applications, direct deposit, and health coverage.

Highlights
  • View projected monthly benefit
  • Check account balance
  • Track salary and service credit
  • Update beneficiary information
  • Modify tax withholding
  • Submit retirement applications electronically
  • Set up direct deposit
Features
Read full description

Manage your PERA account any time, any place with our easy-to-use mobile app. Log in to make quick changes to your account, view up-to-date benefit information, or submit forms. Track progress toward your retirement goals by viewing your: • Projected monthly benefit • Account balance • Salary and service credit Update your account information, including: • Beneficiary(ies) • Tax withholding • Electronic communication preferences Skip the paper forms and submit them electronically: • Apply for retirement • Set up direct deposit • Sign up for health care coverage (if eligible)

Screenshots

Blue Digital4 screens
Colorado PERA3 screens

Verdict

The call

The clearest difference is review sentiment: Colorado PERA at 100% against Blue Digital's 7%. Colorado PERA also leads on rating (5.0 vs 2.0). Blue Digital's advantage is update cadence (every 3 weeks vs every 4 months) and ratings volume (281 vs 15). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Colorado PERA holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: Blue Digital has 281 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 7% of Blue Digital's written reviews are positive against 100% of Colorado PERA's.

UpkeepUpdate frequency

Blue Digital ships an update every 3 weeks, Colorado PERA every 4 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
Blue Digital versus Colorado PERA: the parameters behind the verdict, then further details
ParameterBlue DigitalColorado PERA
PriceFreeFree
Rating2.0 (281 ratings)5.0 (15 ratings) — better
Positive reviews7.0% of reviews100.0% of reviews — better
Number of ratings281 — better15
Update frequencyEvery 3 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.014.1 — better
Further details — not scored
Size232 MB1 MB
Age rating4+4+
DeveloperBlue Federal Credit UnionColorado PERA

Customer experience

Blue Digital

All ratings281 ratings
Positive23.1%
Neutral3.2%
Negative73.7%
Written reviews128 reviews
Positive7.0%
Neutral1.6%
Negative91.4%

Colorado PERA

All ratings15 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Blue Digital

Reported bugs

4 issues
  • Issues with check deposits not working
  • Problems linking external accounts
  • Inability to transfer funds or make payments
  • Inconsistent account balance information

Requested features

4 requests
  • Restore previous app functionality
  • Improve app stability and reliability
  • Enhance user interface and navigation
  • Add more features for better banking experience

Colorado PERA

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Blue Digital

No in-app purchases

None

Colorado PERA

No in-app purchases

Questions

Is Blue Digital free?
Blue Digital is free to download, with no in-app purchases.
Is Colorado PERA free?
Colorado PERA is free to download, with no in-app purchases.
Which has better reviews, Blue Digital or Colorado PERA?
Colorado PERA is rated higher. Blue Digital averages 2.0 out of 5 from 281 ratings, while Colorado PERA averages 5.0 from 15 ratings.
Do Blue Digital or Colorado PERA have ads?
Neither Blue Digital nor Colorado PERA shows ads.
Which is updated more often, Blue Digital or Colorado PERA?
Blue Digital ships an update every 3 weeks, and Colorado PERA every 4 months. Most recently, Blue Digital was updated on November 7, 2026 and Colorado PERA on November 3, 2026.

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