Blue Digital vs RMR Benefits
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Blue Digital
Manage your finances conveniently on the go with this mobile banking app. Securely view account balances, transfer funds, pay bills, and deposit checks using your device's camera. It also offers card management and secure messaging.
- View balances and transaction history
- Transfer money between accounts
- Pay bills and loan payments
- Mobile check deposit
- Card management and PIN changes
- Secure messaging with bank
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Blue Digital by Blue Federal Credit Union makes managing your finances on the go super easy! With Blue Digital, you have convenient access to your accounts through your favorite mobile device. Simply login with your Blue Digital username and password. If you are a first time user, simply "Enroll for a Login" to create your credentials to get started, all available right within the app. HIGHLIGHTED MOBILE FEATURES • See your balances and transaction history securely. • Move money easily, transfer money between accounts, make a loan payment, pay bills, setup external accounts, or utilize Zelle® to pay somebody you know in near real-time. • Manage your Cards, Activation, Travel Notes, Change your PIN, or Launch CardNav by Blue FCU for further controls & alerts options. • Deposit checks utilizing the camera on your mobile device. • Send and receive messages securely with Blue. • Keep your information updated as things change, update your contact information with us. SECURITY All transactional data is encrypted and no sensitive account information is stored on your mobile device. PERMISSIONS • Location permissions are needed to determine your location in order to find nearby Branches and/or ATMs. • Camera permissions are needed to remotely deposit checks. The companion CardNav by Blue FCU app periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if you, the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User's selection. End Users can change their location permissions at any time in their device settings. ACCESS Deposit limits, transaction limits, and other restrictions apply. Access to Blue Digital is subject to eligibility. Some features are available for eligible members and accounts only. There is no charge from Blue Federal Credit Union to use the Blue Digital app, but message and data rates may apply. All transactions are subject to our Funds Availability Policy and related applicable laws. Questions / Comments / Need Help? Blue FCU www.BlueFCU.com 1-800-368-9328 support@BlueFCU.com
RMR Benefits
Access and manage your health savings accounts (HSAs), flexible spending accounts (FSAs), and other benefits like commuter accounts. Easily view balances, submit claims by scanning receipts, and receive instant notifications for faster access to your funds.
- Manage HSA, FSA, HRA accounts
- Scan-to-enter claims
- Fast payments
- Instant notices
- View account balances
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Your money, faster. It’s never been easier to use your benefits accounts—HSAs, FSAs, HRAs, commuter, and more. Everything you need, all right here: account balances, scan-to-enter claims (no typing!), fast payments, and instant notices.
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Verdict
The clearest difference is review sentiment: RMR Benefits at 55% against Blue Digital's 6%. RMR Benefits also leads on rating (4.9 vs 1.9) and ratings volume (1.1K vs 269). Blue Digital's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
RMR Benefits holds the better App Store score, 4.9 against 1.9. Both are backed by a comparable volume of ratings — 269 and 1.1K respectively. Written reviews point the same way: 6% of Blue Digital's written reviews are positive against 55% of RMR Benefits's.
Blue Digital ships an update every 3 weeks, RMR Benefits monthly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | Blue Digital | RMR Benefits |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (269 ratings) | 4.9 (1.1K ratings) — better |
| Positive reviews | 6.3% of reviews | 54.7% of reviews — better |
| Number of ratings | 269 | 1.1K — better |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15 — better |
| Further details — not scored | ||
| Size | 580 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | Blue Federal Credit Union | Elevate CDB Inc |
Customer experience
Blue Digital
RMR Benefits
User reviews
Blue Digital
From 269 App Store ratingsWhat we love
- 👍 Convenient and easy to use
- 👍 Consistent updates to improve user experience
- 👍 Necessary banking features available
Room to improve
- 🐛 Frequent crashes and glitches
- 🐛 Unreliable login and account access
- 🐛 Slow performance and long loading times
- 🐛 Buggy and unstable app
- 🐛 Inferior to previous app version
RMR Benefits
From 1.1K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient reimbursement process
- 💡 Useful features
- 🚀 Quick access to account information
Room to improve
- 🐛 Buggy login/registration process
- 🐛 Unreliable document upload functionality
- 🐛 Glitchy user interface
- 🔒 Concerns about privacy and security
Bugs and requests
Blue Digital
Reported bugs
4 issues- Issues with check deposits not working
- Problems linking external accounts
- Inability to transfer funds or make payments
- Inconsistent account balance information
Requested features
4 requests- Restore previous app functionality
- Improve app stability and reliability
- Enhance user interface and navigation
- Add more features for better banking experience
RMR Benefits
Reported bugs
4 issues- Login page does not accept changes to receive verification code
- Date of birth field defaults to current date and cannot be changed
- Keyboard covers text boxes, preventing form completion
- Inability to cancel transactions or access certain features
Requested features
4 requests- Add ability to view investment balance
- Improve two-factor authentication process
- Enhance search and help functionality
- Allow dependents to be added for claims
In-app purchases
Blue Digital
No in-app purchases
RMR Benefits
No in-app purchases
Questions
Is Blue Digital free?
Is RMR Benefits free?
Which has better reviews, Blue Digital or RMR Benefits?
Do Blue Digital or RMR Benefits have ads?
Which is updated more often, Blue Digital or RMR Benefits?
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