Comparison

Blue Digital vs RMR Benefits

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Blue Digital

Manage your finances conveniently on the go with this mobile banking app. Securely view account balances, transfer funds, pay bills, and deposit checks using your device's camera. It also offers card management and secure messaging.

Highlights
  • View balances and transaction history
  • Transfer money between accounts
  • Pay bills and loan payments
  • Mobile check deposit
  • Card management and PIN changes
  • Secure messaging with bank
Features
Read full description

Blue Digital by Blue Federal Credit Union makes managing your finances on the go super easy! With Blue Digital, you have convenient access to your accounts through your favorite mobile device. Simply login with your Blue Digital username and password. If you are a first time user, simply "Enroll for a Login" to create your credentials to get started, all available right within the app. HIGHLIGHTED MOBILE FEATURES • See your balances and transaction history securely. • Move money easily, transfer money between accounts, make a loan payment, pay bills, setup external accounts, or utilize Zelle® to pay somebody you know in near real-time. • Manage your Cards, Activation, Travel Notes, Change your PIN, or Launch CardNav by Blue FCU for further controls & alerts options. • Deposit checks utilizing the camera on your mobile device. • Send and receive messages securely with Blue. • Keep your information updated as things change, update your contact information with us. SECURITY All transactional data is encrypted and no sensitive account information is stored on your mobile device. PERMISSIONS • Location permissions are needed to determine your location in order to find nearby Branches and/or ATMs. • Camera permissions are needed to remotely deposit checks. The companion CardNav by Blue FCU app periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if you, the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User's selection. End Users can change their location permissions at any time in their device settings. ACCESS Deposit limits, transaction limits, and other restrictions apply. Access to Blue Digital is subject to eligibility. Some features are available for eligible members and accounts only. There is no charge from Blue Federal Credit Union to use the Blue Digital app, but message and data rates may apply. All transactions are subject to our Funds Availability Policy and related applicable laws. Questions / Comments / Need Help? Blue FCU www.BlueFCU.com 1-800-368-9328 support@BlueFCU.com

About

RMR Benefits

Access and manage your health savings accounts (HSAs), flexible spending accounts (FSAs), and other benefits like commuter accounts. Easily view balances, submit claims by scanning receipts, and receive instant notifications for faster access to your funds.

Highlights
  • Manage HSA, FSA, HRA accounts
  • Scan-to-enter claims
  • Fast payments
  • Instant notices
  • View account balances
Features
Read full description

Your money, faster. It’s never been easier to use your benefits accounts—HSAs, FSAs, HRAs, commuter, and more. Everything you need, all right here: account balances, scan-to-enter claims (no typing!), fast payments, and instant notices.

Screenshots

Blue Digital4 screens
RMR Benefits4 screens

Verdict

The call

The clearest difference is review sentiment: RMR Benefits at 55% against Blue Digital's 6%. RMR Benefits also leads on rating (4.9 vs 1.9) and ratings volume (1.1K vs 269). Blue Digital's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

RMR Benefits holds the better App Store score, 4.9 against 1.9. Both are backed by a comparable volume of ratings — 269 and 1.1K respectively. Written reviews point the same way: 6% of Blue Digital's written reviews are positive against 55% of RMR Benefits's.

UpkeepUpdate frequency

Blue Digital ships an update every 3 weeks, RMR Benefits monthly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
Blue Digital versus RMR Benefits: the parameters behind the verdict, then further details
ParameterBlue DigitalRMR Benefits
PriceFreeFree
Rating1.9 (269 ratings)4.9 (1.1K ratings) — better
Positive reviews6.3% of reviews54.7% of reviews — better
Number of ratings2691.1K — better
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115 — better
Further details — not scored
Size580 MB81 MB
Age rating4+4+
DeveloperBlue Federal Credit UnionElevate CDB Inc

Customer experience

Blue Digital

All ratings267 ratings
Positive20.2%
Neutral3.4%
Negative76.4%
Written reviews127 reviews
Positive6.3%
Neutral1.6%
Negative92.1%

RMR Benefits

All ratings1,019 ratings
Positive98.0%
Neutral1.3%
Negative0.7%
Written reviews53 reviews
Positive54.7%
Neutral3.8%
Negative41.5%

User reviews

Blue Digital

From 269 App Store ratings

What we love

  • 👍 Convenient and easy to use
  • 👍 Consistent updates to improve user experience
  • 👍 Necessary banking features available

Room to improve

  • 🐛 Frequent crashes and glitches
  • 🐛 Unreliable login and account access
  • 🐛 Slow performance and long loading times
  • 🐛 Buggy and unstable app
  • 🐛 Inferior to previous app version

RMR Benefits

From 1.1K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient reimbursement process
  • 💡 Useful features
  • 🚀 Quick access to account information

Room to improve

  • 🐛 Buggy login/registration process
  • 🐛 Unreliable document upload functionality
  • 🐛 Glitchy user interface
  • 🔒 Concerns about privacy and security

Bugs and requests

Blue Digital

Reported bugs

4 issues
  • Issues with check deposits not working
  • Problems linking external accounts
  • Inability to transfer funds or make payments
  • Inconsistent account balance information

Requested features

4 requests
  • Restore previous app functionality
  • Improve app stability and reliability
  • Enhance user interface and navigation
  • Add more features for better banking experience

RMR Benefits

Reported bugs

4 issues
  • Login page does not accept changes to receive verification code
  • Date of birth field defaults to current date and cannot be changed
  • Keyboard covers text boxes, preventing form completion
  • Inability to cancel transactions or access certain features

Requested features

4 requests
  • Add ability to view investment balance
  • Improve two-factor authentication process
  • Enhance search and help functionality
  • Allow dependents to be added for claims

In-app purchases

None

Blue Digital

No in-app purchases

None

RMR Benefits

No in-app purchases

Questions

Is Blue Digital free?
Blue Digital is free to download, with no in-app purchases.
Is RMR Benefits free?
RMR Benefits is free to download, with no in-app purchases.
Which has better reviews, Blue Digital or RMR Benefits?
RMR Benefits is rated higher. Blue Digital averages 1.9 out of 5 from 269 ratings, while RMR Benefits averages 4.9 from 1.1K ratings.
Do Blue Digital or RMR Benefits have ads?
Neither Blue Digital nor RMR Benefits shows ads.
Which is updated more often, Blue Digital or RMR Benefits?
Blue Digital ships an update every 3 weeks, and RMR Benefits monthly. Most recently, Blue Digital was updated on November 3, 2026 and RMR Benefits on November 4, 2026.

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