Comparison

FNB Banking App vs Chuuma

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FNB Banking App

Experience award-winning, secure, and personalized digital banking. This app offers intelligent search, customizable features, and innovative payment options for effortless financial management. Access verified statements and make secure transactions on the go.

Highlights
  • Intelligent search for quick access
  • Customizable home screen
  • Secure PIN and biometric login
  • Multiple profile switching
  • Innovative payment options (ChatPay, PayShap)
  • Digital wallet integration
  • Secure in-app messaging
  • Prepaid top-ups
  • Verified statement downloads
Features
Read full description

Award-winning banking made simple, secure, and built around you. Welcome to the future of banking. Discover smarter, safer banking with the FNB App, recognised globally and named Best Consumer Digital Bank and Best Mobile Banking App in South Africa four years in a row. How the FNB App helps you Intelligent Search Find what you need, faster. Discover smarter banking with intelligent search; from shortcuts and saved recipients to offers, FAQs, and instant help. Customise your app Make your Home screen yours by adding your most-used features for quick, effortless banking. App PIN & biometrics Sign in securely with a 5-digit PIN or biometric authentication. Multiple profiles Switch seamlessly between different users via My profile. Innovative payments Pay your way with ChatPay, PayShap, Geo Payments, Pay2Cell, Instant Payment, and more. Digital wallets Make secure contactless payments with Apple Pay and other wallets. Secure messaging Chat safely with FNB customers — share locations, send voice notes, or pay directly in chat. Prepaid purchases Top up airtime, data, electricity, vouchers, and more in seconds. Verified statements Easily download verified, bank-stamped statements straight from your app. We continuously update the app to deliver world-class security, performance, and innovation, giving you the best possible digital banking experience

About

Chuuma

Easily buy and sell shares, invest in funds, and track your portfolio with real-time market data. This user-friendly platform offers comprehensive investment options and expert guidance to empower your financial decisions.

Highlights
  • Buy and sell shares
  • Invest in various funds
  • Real-time portfolio tracking
  • Access to curated investment funds
  • User-friendly interface
  • Expert guidance and support
  • Financial literacy resources
Features
Read full description

Chuuma is a user-friendly app that lets you easily buy and sell shares, invest and a variety of funds, and track your portfolio in real-time. Chuuma makes investing simple, accessible, and intuitive. We have the following main features: - Comprehensive investment options: The app provides access to a variety of investment products, including stocks and curated investment funds. - Real-time market data: Users can stay up-to-date on market movements and make informed decisions with real-time data. - User-friendly interface: The app is designed with ease of use in mind, making it accessible to investors of all levels of experience. - Expert guidance and support: Users have access to educational resources, personalized advice, and dedicated customer support. - Focus on financial literacy: Chuuma is committed to empowering users with the knowledge and tools they need to make informed financial decisions. [:mav: 2.0.11]

Screenshots

FNB Banking App4 screens
Chuuma4 screens

Verdict

The call

The clearest difference is ratings volume: FNB Banking App at 9.6K against Chuuma's 2. Chuuma's advantage is update cadence (every 10 days vs monthly). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Chuuma holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: FNB Banking App has 9.6K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

FNB Banking App ships an update monthly, Chuuma every 10 days. The most recent releases landed on October 21, 2026 and October 14, 2026 respectively.

Scorecard2 real differences · 8 level
FNB Banking App versus Chuuma: the parameters behind the verdict, then further details
ParameterFNB Banking AppChuuma
PriceFreeFree
Rating4.8 (9.6K ratings)5.0 (2 ratings) — better
Positive reviews43.9% of reviews—
Number of ratings9.6K — better2
Update frequencyMonthlyEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size106 MB88 MB
Age rating4+4+
DeveloperFirstRand Bank LimitedChuuma

Customer experience

FNB Banking App

All ratings9,123 ratings
Positive96.1%
Neutral1.7%
Negative2.1%
Written reviews189 reviews
Positive43.9%
Neutral9.5%
Negative46.6%

Chuuma

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

FNB Banking App

Reported bugs

5 issues
  • Login issues and inability to reset credentials
  • Notifications not clearing correctly
  • Inconsistent performance across devices
  • Compatibility problems with newer iOS versions
  • Errors when trying to complete transactions

Requested features

5 requests
  • Implement Apple Pay support
  • Add iPad-specific optimization
  • Improve transaction history and statements
  • Introduce budgeting and financial management tools
  • Allow pasting of passwords for security apps

Chuuma

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FNB Banking App

No in-app purchases

None

Chuuma

No in-app purchases

Questions

Is FNB Banking App free?
FNB Banking App is free to download, with no in-app purchases.
Is Chuuma free?
Chuuma is free to download, with no in-app purchases.
Which has better reviews, FNB Banking App or Chuuma?
Chuuma is rated higher. FNB Banking App averages 4.8 out of 5 from 9.6K ratings, while Chuuma averages 5.0 from 2 ratings.
Do FNB Banking App or Chuuma have ads?
Neither FNB Banking App nor Chuuma shows ads.
Which is updated more often, FNB Banking App or Chuuma?
FNB Banking App ships an update monthly, and Chuuma every 10 days. Most recently, FNB Banking App was updated on October 21, 2026 and Chuuma on October 14, 2026.

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