Comparison

FNB Banking App vs Subscription Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FNB Banking App

This banking app offers secure and convenient mobile financial management. It features intelligent search, personalized customization, and innovative payment options like ChatPay and PayShap. Manage multiple profiles, make secure digital wallet payments, and access verified statements easily.

Highlights
  • Intelligent search and instant help
  • Personalized app customization
  • Secure PIN and biometric login
  • Multiple profile management
  • Innovative payment methods (ChatPay, PayShap)
  • Digital wallet integration
  • Secure in-app messaging
  • Prepaid purchases (airtime, data, electricity)
Features
Read full description

Award-winning banking Welcome to smarter banking with the FNB App. Named Best Consumer Digital Bank globally and Best Mobile Banking App in South Africa for five years running, it brings secure, convenient banking to your phone. What you can look forward to: Intelligent Search Find what you need faster with smart search, shortcuts, saved recipients, offers, FAQs, and instant help. Customising your app Benefit from personalised suggestions while customising the app to match your preferences. App PIN & biometrics Sign in securely with a 5-digit PIN or biometric authentication. Multiple profiles Switch easily between different user profiles in My Profile. Innovative payments Pay your way with ChatPay, PayShap, Geo Payments, Pay2Cell, Instant Payments, and more. Our refreshed Pay experience makes payments easier to find, manage, and complete. Digital wallets Make secure contactless payments with Apple Pay and other digital wallets. Secure messaging Chat safely with FNB customers, share locations, send voice notes, and make payments directly in chat. Prepaid purchases Buy airtime, data, electricity, vouchers, and more in seconds. Verified statements Download bank-stamped statements quickly and conveniently from the app. Location permissions The FNB App may collect approximate and, where necessary, precise location information when you choose to enable location permissions. We use this information only for purposes such as security and fraud prevention, identity verification, compliance with legal and regulatory requirements, and providing location-based services and features. You remain in control of your location settings and may change or withdraw permission at any time through your device settings. Certain services or features may be limited or unavailable if location access is not enabled. We continuously update the FNB App with enhanced security, performance, and innovative features to give you the best possible digital banking experience.

About

Subscription Manager

Features
Read full description

Stop wasting money on forgotten free trials and hidden fees! Track, manage, and cancel your recurring bills instantly with Subly. Subly is the simplest, most secure subscription tracker and bill reminder app. Instantly see your monthly recurring costs, get alerts before cards are charged, and spot unused services to save money every single year. ◆ WHY USERS LOVE SUBLY • See everything in one place — add popular services like Netflix, Spotify, Disney+, iCloud, and ChatGPT in just one tap. • Never pay for a forgotten trial — Subly tracks free trial end dates and alerts you before they convert to paid subscriptions. • Predict your cash outflow — an interactive calendar shows exactly when every bill is due. • 100% private — works offline with secure iCloud sync. No bank accounts or private logins ever required. ◆ INTERACTIVE SUBSCRIPTION CALENDAR & ALERTS Track recurring bills in a clean weekly or monthly calendar view. Get automatic notifications 3 days and 1 day before any upcoming renewal so you can review, cancel, or adjust your plan before you're charged. ◆ FREE TRIAL TRACKER (RISK-FREE) Add free trials with custom day counts — 7-day, 14-day, 30-day, or any duration you choose. Visual Trial Badges highlight every active trial. Subly shows your exact first billing date (e.g., "Starts Oct 20") so you can cancel well in advance without losing a single dollar. ◆ SMART SPEND INSIGHTS & ANALYTICS Dynamic charts simulate your actual historical payment patterns month-by-month so you can see your real subscription costs over time — not just a flat total. Subly automatically flags inactive or unused subscriptions, revealing exactly how much you could save each year. Track spending across categories like Entertainment, Productivity, Utilities, Gym, Software, and more. ◆ 100% PRIVATE & SECURE ICLOUD SYNC Zero trackers. Zero third-party databases. Zero bank connections. Your data stays securely within your personal Apple iCloud account using CloudKit. Sync seamlessly across iPhone and iPad in the background, automatically. Export or import your subscriptions anytime via standard CSV format. ◆ BEAUTIFUL HOME SCREEN WIDGETS Keep upcoming renewals visible at a glance without opening the app. Subly widgets are beautifully designed for both Light and Dark modes, highlighting trial markers and charge dates right from your Home Screen or Lock Screen. ◆ FULLY CUSTOMIZABLE • Popular Library: 30+ service brands preloaded with brand icons and theme colors. • Custom Categories: Create your own categories with personalized icons and colors. • Payment Methods: Track spending across credit cards, digital wallets, and bank drafts. • Custom Alerts: Set reminders in advance for any upcoming renewal. Master your recurring budget and stop unwanted charges today. Download Subly for free! Privacy Policies: https://trysubly.vercel.app/privacy.html Terms of use: https://trysubly.vercel.app/terms.html

Screenshots

FNB Banking App4 screens
Subscription Manager4 screens

Verdict

The call

The clearest difference is in-app purchases: FNB Banking App at none against Subscription Manager's 4. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription Manager sells 4 in-app purchases, starting at $0.99 per month. FNB Banking App asks for nothing beyond the download.

Scorecard1 real difference · 9 level
FNB Banking App versus Subscription Manager: the parameters behind the verdict, then further details
ParameterFNB Banking AppSubscription Manager
PriceFreeFree
Rating4.8 (9.7K ratings) — better—
Positive reviews45.3% of reviews—
Number of ratings9.7K — better—
Update frequencyMonthly—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17
Further details — not scored
Size81 MB8 MB
Age rating4+4+
DeveloperFirstRand Bank LimitedBansaree Bhalsod

Bugs and requests

FNB Banking App

Reported bugs

5 issues
  • Login issues and inability to reset credentials
  • Notifications not clearing correctly
  • Inconsistent performance across devices
  • Compatibility problems with newer iOS versions
  • Errors when trying to complete transactions

Requested features

5 requests
  • Implement Apple Pay support
  • Add iPad-specific optimization
  • Improve transaction history and statements
  • Introduce budgeting and financial management tools
  • Allow pasting of passwords for security apps

Subscription Manager

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FNB Banking App

No in-app purchases

4 purchases

Subscription Manager

Subscriptions2
  • Subly Pro Monthly3 Days trial$0.991 Month
  • Subly Pro Yearly1 Month trial$6.991 Year
One-time2
  • Subly Pro Lifetime (50% Off)$12.99
  • Subly Pro Lifetime$24.99

Questions

Is FNB Banking App free?
FNB Banking App is free to download, with no in-app purchases.
Is Subscription Manager free?
Subscription Manager is free to download, with in-app purchases available.
Do FNB Banking App or Subscription Manager have ads?
Neither FNB Banking App nor Subscription Manager shows ads.

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