Comparison

HTCAgent ONE vs Meritrust Colorado

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HTCAgent ONE

This app helps real estate professionals quickly generate buyer estimates and seller net sheets. It offers customizable email and printout options for client presentations. A free trial is available for subscription plans.

Highlights
  • Generate buyer estimates
  • Create seller net sheets
  • Customizable email/printouts
  • City/County specific calculations
  • Real estate professional focused
Features
Read full description

HTCAgent ONE is City/County Specific Closing Cost app that comes preloaded with calculations and closing costs for Real Estate Professionals. It allows them to easily and quickly generate Buyer Estimates and Seller Net Sheets from their iPhone and iPad. HTCAgent ONE also allows the user to fully customize email/printouts for their clients. Visit htcagent.com for more details. We offer a free 30-day trial for the monthly and yearly subscriptions. The amount will be charged to your iTunes account. Subscriptions purchased in-app renew automatically monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time from your iTunes account settings. Terms of Service: http://palmagent.com/terms/ Privacy Policy: http://palmagent.com/privacy/

About

Meritrust Colorado

Manage your finances conveniently and securely from your mobile device. This app allows you to view account balances, deposit checks, pay bills, transfer money, and track your budget and savings goals. It also offers customizable alerts and easy access to contact information for support.

Highlights
  • Account management and balance overview
  • Secure sign-in with biometrics
  • Mobile check deposit
  • Bill pay and money transfers
  • Budget tracking and savings goals
  • Customizable transaction alerts
  • Card lock/unlock functionality
Features
Read full description

Like your favorite neighborhood branch in an app. Manage your accounts, pay bills, transfer money, and more. It’s easy and secure. Just what you expect from The Artisans of Banking. Manage your Accounts • Get a quick snapshot of your accounts • Sign in securely with Touch ID® or Face ID® • Review activity and balances for all of your accounts • Lock and unlock your debit and credit cards • Set up alerts so you’re never caught off guard • Deposit checks Make Payments and Transfer Money • Pay other people • Make loan payments • Manage your bill pay, from adding new payees, scheduling future payments to viewing past payments • Manage, edit and schedule recurring money transfers Track your Budget and Savings Goals • View your budget progress summary • See details of your spending and income • Keep track of your savings goals and progress Get Alerts on Just About Anything, including • Transactions and purchases • Upcoming or past due payments • Transfers • Budget categories • Savings goals Contact Us • Send us a message, directly from the app • Find your neighborhood branch or ATM • Give us a call

Screenshots

HTCAgent ONE4 screens
Meritrust Colorado4 screens

Verdict

The call

The clearest difference is rating: Meritrust Colorado at 4.8 against HTCAgent ONE's 4.1. Meritrust Colorado also leads on in-app purchases (none vs 2) and ratings volume (3.2K vs 9). HTCAgent ONE's advantage is ads (none vs shown). On price, review sentiment, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. HTCAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Meritrust Colorado asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Meritrust Colorado holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: Meritrust Colorado has 3.2K ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 60% of HTCAgent ONE's written reviews are positive against 61% of Meritrust Colorado's.

UpkeepUpdate frequency

HTCAgent ONE ships an update every 2 months, Meritrust Colorado monthly. The most recent releases landed on October 15, 2026 and October 20, 2026 respectively.

Scorecard5 real differences · 5 level
HTCAgent ONE versus Meritrust Colorado: the parameters behind the verdict, then further details
ParameterHTCAgent ONEMeritrust Colorado
PriceFreeFree
Rating4.1 (9 ratings)4.8 (3.2K ratings) — better
Positive reviews60.0% of reviews61.1% of reviews — better
Number of ratings93.2K — better
Update frequencyEvery 2 monthsMonthly — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size356 MB109 MB
Age rating9+4+
DeveloperPalmAgent SoftwarePREMIER MEMBERS CREDIT UNION

Customer experience

HTCAgent ONE

All ratings9 ratings
Positive77.8%
Neutral11.1%
Negative11.1%
Written reviews5 reviews
Positive60.0%
Neutral20.0%
Negative20.0%

Meritrust Colorado

All ratings2,823 ratings
Positive98.2%
Neutral0.7%
Negative1.1%
Written reviews90 reviews
Positive61.1%
Neutral10.0%
Negative28.9%

Bugs and requests

HTCAgent ONE

Not enough reviews yet to summarise bugs or requests.

Meritrust Colorado

Reported bugs

5 issues
  • Mobile deposit not working
  • Frequent login issues and account lockouts
  • App crashes on launch
  • P2P payments not functioning
  • Compatibility issues with newer OS versions

Requested features

5 requests
  • Allow larger check deposits via mobile app
  • Add credit card account access
  • Improve bill pay functionality
  • Implement landscape mode support
  • Add pending transaction visibility

In-app purchases

2 purchases

HTCAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
None

Meritrust Colorado

No in-app purchases

Questions

Is HTCAgent ONE free?
HTCAgent ONE is free to download, with in-app purchases available.
Is Meritrust Colorado free?
Meritrust Colorado is free to download, with no in-app purchases.
Which has better reviews, HTCAgent ONE or Meritrust Colorado?
Meritrust Colorado is rated higher. HTCAgent ONE averages 4.1 out of 5 from 9 ratings, while Meritrust Colorado averages 4.8 from 3.2K ratings.
Do HTCAgent ONE or Meritrust Colorado have ads?
Meritrust Colorado shows ads; HTCAgent ONE does not.
Which is updated more often, HTCAgent ONE or Meritrust Colorado?
HTCAgent ONE ships an update every 2 months, and Meritrust Colorado monthly. Most recently, HTCAgent ONE was updated on October 15, 2026 and Meritrust Colorado on October 20, 2026.

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