1ST SUMMIT Mobile Banking vs STC Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
1ST SUMMIT Mobile Banking
Manage your bank accounts, deposit checks, and pay bills conveniently from your mobile device. Access your financial information securely anytime, anywhere. Find nearby branches and ATMs with ease.
- Manage accounts
- Deposit checks
- Transfer money
- Pay bills
- Find ATMs and branches
- View transaction history
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1st SUMMIT BANK’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone and iPad! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence – 1st SUMMIT BANK’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iPhone and iPad. It’s fast, secure and free. With 1st SUMMIT Mobile, you can: • Check available balances & transaction history • Deposit checks right from your iPhone or iPad • Transfer money between 1st SUMMIT accounts • Find the nearest 1st SUMMIT branches and ATMs • Pay bills and credit cards To use 1st SUMMIT Mobile, you must be a 1st SUMMIT Bank customer and enrolled in our online banking service. To sign up, visit www.1stsummit.com To learn how we protect your privacy, please visit http://www.1stsummit.com/pages/privacy.html
STC Mobile Banking
Manage your finances on the go with this banking app. Quickly pay bills, deposit checks with a photo, and transfer funds to others. Enjoy secure access to balances, card controls, and branch locations.
- Bill payment
- Mobile check deposit
- Fund transfers
- Balance checking
- Debit card controls
- Branch/ATM locator
- Customizable alerts
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The STC Mobile app from Somerset Trust is more versatile and convenient. Quickly pay bills and deposit checks just by taking a picture. Easily transfer money to friends or family. Check balances faster without having to log in. You can do all this and more, and do it all with multiple layers of security. The STC Mobile app - designed to let you do just about anything, anywhere, anytime. Now that’s convenient! Our mobile app is FREE and allows you to: • Transfer funds to friends and family • Make a check deposit on the go • Check your balances without logging in • Locate a branch or ATM • Turn your debit card on/off for extra security • Contact our People First Call Center • Set alerts • Share our app with friends and family To enroll in mobile banking, you must be a customer of Somerset Trust. Simply download the free mobile banking app and click ‘Register Now’ to get started. Disclosure: Some features are available for eligible customers and accounts only. There is no charge from Somerset Trust Co for STC Mobile. There may be message and data rates from your communications service provider. STC Mobile service may be interrupted by various reasons including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations.
Screenshots
Verdict
The clearest difference is ads: STC Mobile Banking at none against 1ST SUMMIT Mobile Banking's shown. STC Mobile Banking also leads on update cadence (monthly vs every 3 months). 1ST SUMMIT Mobile Banking's advantage is review sentiment (74% vs 43%) and ratings volume (1.6K vs 443). On price, rating, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
1ST SUMMIT Mobile Banking holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 1.6K and 443 respectively. Written reviews point the same way: 74% of 1ST SUMMIT Mobile Banking's written reviews are positive against 43% of STC Mobile Banking's.
1ST SUMMIT Mobile Banking ships an update every 3 months, STC Mobile Banking monthly. The most recent releases landed on October 15, 2026 and October 17, 2026 respectively.
| Parameter | 1ST SUMMIT Mobile Banking | STC Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.6K ratings) — better | 4.6 (443 ratings) |
| Positive reviews | 74.5% of reviews — better | 43.5% of reviews |
| Number of ratings | 1.6K — better | 443 |
| Update frequency | Every 3 months | Monthly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 101 MB | 229 MB |
| Age rating | 4+ | 4+ |
| Developer | 1ST SUMMIT BANK | Somerset Trust Company |
Customer experience
1ST SUMMIT Mobile Banking
STC Mobile Banking
User reviews
1ST SUMMIT Mobile Banking
From 1.6K App Store ratingsWhat we love
- 👍 User-friendly
- 💳 Convenient banking features
- 🚀 Easy to use
- 💳 Helpful for managing accounts
- 🚀 Saves time and money
Room to improve
- 🐛 Remote deposit issues
- 🐛 Unreliable app performance
- 🐛 Slow transaction updates
- 🐛 Buggy login and balance display
STC Mobile Banking
From 443 App Store ratingsWhat we love
- 👍 Easy navigation and user-friendly interface
- 💰 Multi-account visibility across financial institutions
- 📱 Convenient 24/7 mobile banking access
- ✅ Improved modern design compared to old app
- 💳 Debit card control features (on/off toggle)
Room to improve
- 🐛 Frequent app crashes and freezing
- ⏱️ Slow mobile deposit processing
- ⏱️ Delayed account balance updates (24-48 hours)
- 🔐 Login and authentication errors
- 🐛 App requires frequent restarts
Bugs and requests
1ST SUMMIT Mobile Banking
Reported bugs
3 issues- Remote deposit frequently fails
- App crashes and glitches
- Balance information not up-to-date
Requested features
7 requests- Add ability to edit/update bill pay contacts
- Include individual branch phone numbers
- Optimize for iPhone 5 screen size
- Allow default to list view instead of map view for locations
- Add payee creation within the app
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- Provide real-time transaction updates
- Add search functionality for transactions
STC Mobile Banking
Reported bugs
12 issues- App crashes on opening
- Cannot add STC friend transfers
- Account number validation errors
- Authentication errors preventing login
- Password reset kicks user out after change
Show 7 moreShow fewer
- Cannot sign in after update
- Mobile deposit screen shows thick white line and frozen small square
- Fingerprint login disabled when linked accounts present
- Inconsistent vendor information display
- Account balance not reflecting transactions for days
- Requires phone reboot to login
- Thick white line appears during mobile deposit photo capture
Requested features
10 requests- Dark mode option
- Real-time transaction and pending status updates
- Running balance total per transaction
- Automatic check photo capture (front and back)
- Full iPad screen optimization
Show 5 moreShow fewer
- Fingerprint/TouchID login restoration
- Transaction reconciliation checkboxes
- Better vendor/merchant name visibility
- Pending transactions display
- Bill pay support for iPad users
In-app purchases
1ST SUMMIT Mobile Banking
No in-app purchases
STC Mobile Banking
No in-app purchases
Questions
Is 1ST SUMMIT Mobile Banking free?
Is STC Mobile Banking free?
Which has better reviews, 1ST SUMMIT Mobile Banking or STC Mobile Banking?
Do 1ST SUMMIT Mobile Banking or STC Mobile Banking have ads?
Which is updated more often, 1ST SUMMIT Mobile Banking or STC Mobile Banking?
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