Splitwise vs Money Manager Expense & Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splitwise
Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.
- Create groups or private friendships
- Add expenses in any currency
- Simplify debts into repayment plans
- Split expenses equally or unequally
- Record cash payments or use integrations
- Recurring bills
- Export to CSV
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Splitwise is the easiest way to share expenses with friends and family and stop stressing about “who owes who”. Millions of people around the world use Splitwise to organize group bills for households, trips, and more. Our mission is to reduce the stress and awkwardness that money places on our most important relationships. Splitwise is great for: - Roommates splitting rent and apartment bills - Group trips around the world - Splitting a vacation house for skiing or at the beach - Weddings and bachelor/bachelorette parties - Couples sharing relationship costs - Friends and co-workers who go out to lunch or dinner together frequently - Loans and IOUS between friends - And so much more Splitwise is simple to use: - Create groups or private friendships for any splitting situation - Add expenses, IOUs, or informal debts in any currency, with support for offline entry - Expenses are backed up online so everyone can log in, view their balances, and add expenses - Keep track of who should pay next, or settle up by recording cash payments or using our integrations We also have powerful features that can handle almost any money sharing situation. Here are some of our industry-leading features: - Multi-platform support for smartphones and web - Simplify debts into the easiest repayment plan - Expense categorization - Calculate group totals - Export to CSV - Comment directly on expenses - Split expenses equally or unequally by percentages, shares, or exact amounts - Add informal debts and IOUs - Create bills that reccur monthly, weekly, yearly, fortnightly - Add multiple payers on a single expense - See total balances with a person across multiple groups and private expenses - Custom user avatars - Cover photos for groups - Activity feed and push notifications help you stay on top of changes - View your edit history for changes to an expense - Any deleted group or bill can be restored easily - World-class customer support - Pay back using our integrated payments: Venmo and PayPal (US only), Paytm (India only) - 100+ currencies and growing - 7+ supported languages Endorsements: “Makes it easy to split everything from your dinner bill to rent.” - NY Times "Fundamental for tracking finances. As good as WhatsApp for containing awkwardness." – The Financial Times “I never fight with roommates over bills because of this genius expense-splitting app”- Business Insider “The Single Best App You Can Download for Group Trips of Any Kind” - Thrillist “Life Changing! I don’t review many things, but this app has seriously improved my quality of life. It has saved my sanity when it comes to splitting utilities, mortgage, groceries, dog expenses...the list goes on. No more saving receipts, making spreadsheets, and manually calculating each month. So handy for group trips/weekends, too! THANK YOU!!” – Courtney via the App Store We offer in-app purchases for “Splitwise Pro”, the benefits of which are described below. The subscription amount will be charged to your App Store account and will vary by plan and country. You’ll see the total price before completing your first payment. If you don’t choose to purchase “Splitwise Pro”, you can continue using Splitwise for free. Premium Subscription Service “Splitwise Pro”: 1. Store high-resolution receipts in the cloud (10GB cloud storage) 2. OCR integration for scanning and itemizing receipts 3. Backups to JSON, downloadable from our website 4. Convert expenses to different currencies using our Open Exchange Rates integration 5. Access to “spending by category” budgeting tools and other charts 6. Search full expense history “Splitwise Pro” subscriptions purchased in-app renew monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time by visiting the App Store. Terms of Service and Privacy Policy: https://www.splitwise.com/terms
Money Manager Expense & Budget
This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.
- Easy data entry
- Graphical spending analysis
- Budget planning
- Double-entry bookkeeping
- PC management via Wi-Fi
- Credit/Debit card management
- Multi-currency support
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“Money Manager Expense & Budget ” is an optimized application for personal account management. Household account management is complicated. But we make it simple by simplifying the things that are complex. The default settings will get you started, and once you get used to it, you can alter the settings according to your needs with the highly flexible and customizable functions available. - Super easy and simple to enter data anytime, anywhere. - View your spending tendencies graphically. - View statistics by simply entering the data. - Search and calculator functions. - Set up sub-categories and main categories as necessary. - Manage all your accounts at once. - Use multiple currencies. - Check weekly, monthly, and annual statistics. - Use the calendar view. - Use budget planning features to plan weekly, monthly, and annual budgets. - Change the start date of the month. ※ Applying double entry bookkeeping It facilitates efficient account management. Automatic double entry bookkeeping. ※ PC manager function You can view ‘“Money Manager” application using Wi-Fi. You can edit and sort the data by date, category or account group on the screen of your PC. In addition, you can see fluctuations of your accounts indicated on graphs on your PC. ※ Budget management function You can manage your budget. It shows your budget and expenditures on a graph so you can compare a number of your expenditures against your budget quickly. ※ Credit Card / Debit Card management function When entering a future payment date, you can see the payment amount and outstanding balance on the accounts page. You can connect your debit card to your accounts so that expenses are automatically recorded under a specific account. ※ Passcode You can specify the desired time lapse before the app requests a passcode. ※ Automatic money transfer and frequency functions You can set up automatic money transfers between your accounts and configure the frequency of those transfers. ※ Sort expenses by the recipient You can sort your expenses by the recipient and view this information graphically. ※ Payment Profiles You can easily enter frequent expenditures by creating payment profiles. ※ Backup / Restore You can backup and restore your data via email, iTunes and iCloud. ※ Multiple currency support – you can have individual entries in multiple currencies, and configure each account to calculate the total balance in your desired currency. In Full Version. (https://itunes.apple.com/app/id564730202?mt=8) Manage from PC is available. There are no Ads. There is no limit the accounts. (In the lite version, 10 accounts is available.) Subscription pricing and terms: Money Manager offers auto-renewing monthly subscription at US$2.49/month and an auto-renewing yearly subscription at US$19.99/year to provide you with unlimited access to the Money Manager Data Sync Service while you maintain an active subscription. Payment will be charged to the credit card connected to your iTunes Account when you confirm the initial subscription purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24-hours before the end of the current subscription period. Your account will be charged for renewal within 24-hours prior to the end of the current period, and the cost of the renewal will be identified. You may manage your subscription and auto-renewal may be turned off by going to your Account Settings after the purchase. Read more about our terms and conditions here: https://realbyteapps.com/policy/terms.html Privacy Policy: https://realbyteapps.com/policy/privacy.html
Screenshots
Verdict
The clearest difference is review sentiment: Money Manager Expense & Budget at 93% against Splitwise's 45%. Money Manager Expense & Budget also leads on rating (4.8 vs 4.0). Splitwise's advantage is ads (none vs shown) and chart position (#34 vs unranked). On price, ratings volume, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitwise sells 10 in-app purchases, starting at $2.99 per month and Money Manager Expense & Budget sells 2 in-app purchases, starting at $2.49 per month. Whichever you choose, the download price is not the number that matters.
Money Manager Expense & Budget holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 29K and 20K respectively. Written reviews point the same way: 45% of Splitwise's written reviews are positive against 93% of Money Manager Expense & Budget's.
Splitwise ships an update every 11 days, Money Manager Expense & Budget fortnightly. Both last shipped on October 25, 2026.
| Parameter | Splitwise | Money Manager Expense & Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (29K ratings) | 4.8 (20K ratings) — better |
| Positive reviews | 44.8% of reviews | 92.9% of reviews — better |
| Number of ratings | 29K — better | 20K |
| Update frequency | Every 11 days — better | Fortnightly |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | #34 — better | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 67 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | Splitwise, Inc. | Realbyte Inc. |
Customer experience
Splitwise
Money Manager Expense & Budget
User reviews
Splitwise
From 29K App Store ratingsWhat we love
- 🚀 Simplifies splitting expenses
- 👍 Easy to use and intuitive
- 💡 Helpful for group trips and shared living
- 🚀 Convenient payment integration
- 🚀 Supports multiple currencies
Room to improve
- 🐛 Confusing settle up process
- 🐛 Inaccurate receipt scanning
- 💰 Subscription model too expensive
- 🐛 Glitches when switching between apps
- 🐛 Inconsistent user experience
Money Manager Expense & Budget
From 20K App Store ratingsWhat we love
- 👍 Easy to use
- 📊 Helpful statistics and charts
- 💰 Effective for managing finances
- 🗓️ Convenient calendar view
- 🔍 Detailed expense tracking
Room to improve
- 🐛 Recurring transactions not working properly
- 🔀 Difficulty changing main currency without losing data
- 🔒 Lack of multi-user/device sync capability
- 💬 No option to add notes or comments
- 📤 Inability to export data
Bugs and requests
Splitwise
Reported bugs
4 issues- Payments not properly credited
- Expense entries disappearing
- Incorrect balance calculations
- Venmo integration issues
Requested features
5 requests- Custom recurring expense options
- Ability to set default split percentages
- Better group management tools
- Improved currency conversion and tracking
- Integration with more payment services
Money Manager Expense & Budget
Reported bugs
3 issues- Slow performance when adding old transactions
- Inconsistent behavior of repeat expense feature
- Ads reappearing after being removed
Requested features
5 requests- Ability to split transactions across categories
- Option to set percentage-based budgets
- Integration with bank accounts for automatic syncing
- Customizable color themes
- Family/shared account functionality
In-app purchases
Splitwise
- Splitwise Pro7 Days trial$2.991 Month
- Splitwise Pro3 variants$2.991 Month
- Splitwise Pro1 Month trial$2.991 Month
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- Splitwise Pro$3.991 Month
- Splitwise Pro4 variants$4.991 Month
- Splitwise Pro1 Month trial$29.991 Year
- Splitwise Pro2 variants$29.991 Year
- Splitwise Pro3 variants$39.991 Year
- Splitwise Pro1 Year trial$39.991 Year
- Splitwise Pro7 Days trial$59.991 Year
Money Manager Expense & Budget
- 1 Month Subscription$2.491 Month
- 1 Year Subscription1 Year trial$19.991 Year
Questions
Is Splitwise free?
Is Money Manager Expense & Budget free?
Which has better reviews, Splitwise or Money Manager Expense & Budget?
Do Splitwise or Money Manager Expense & Budget have ads?
Which is updated more often, Splitwise or Money Manager Expense & Budget?
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