Comparison

Splitwise vs Expense & Budget App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitwise

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

Highlights
  • Create groups or private friendships
  • Add expenses in any currency
  • Simplify debts into repayment plans
  • Split expenses equally or unequally
  • Record cash payments or use integrations
  • Recurring bills
  • Export to CSV
Features
Read full description

Splitwise is the easiest way to share expenses with friends and family and stop stressing about “who owes who”. Millions of people around the world use Splitwise to organize group bills for households, trips, and more. Our mission is to reduce the stress and awkwardness that money places on our most important relationships. Splitwise is great for: - Roommates splitting rent and apartment bills - Group trips around the world - Splitting a vacation house for skiing or at the beach - Weddings and bachelor/bachelorette parties - Couples sharing relationship costs - Friends and co-workers who go out to lunch or dinner together frequently - Loans and IOUS between friends - And so much more Splitwise is simple to use: - Create groups or private friendships for any splitting situation - Add expenses, IOUs, or informal debts in any currency, with support for offline entry - Expenses are backed up online so everyone can log in, view their balances, and add expenses - Keep track of who should pay next, or settle up by recording cash payments or using our integrations We also have powerful features that can handle almost any money sharing situation. Here are some of our industry-leading features: - Multi-platform support for smartphones and web - Simplify debts into the easiest repayment plan - Expense categorization - Calculate group totals - Export to CSV - Comment directly on expenses - Split expenses equally or unequally by percentages, shares, or exact amounts - Add informal debts and IOUs - Create bills that reccur monthly, weekly, yearly, fortnightly - Add multiple payers on a single expense - See total balances with a person across multiple groups and private expenses - Custom user avatars - Cover photos for groups - Activity feed and push notifications help you stay on top of changes - View your edit history for changes to an expense - Any deleted group or bill can be restored easily - World-class customer support - Pay back using our integrated payments: Venmo and PayPal (US only), Paytm (India only) - 100+ currencies and growing - 7+ supported languages Endorsements: “Makes it easy to split everything from your dinner bill to rent.” - NY Times "Fundamental for tracking finances. As good as WhatsApp for containing awkwardness." – The Financial Times “I never fight with roommates over bills because of this genius expense-splitting app”- Business Insider “The Single Best App You Can Download for Group Trips of Any Kind” - Thrillist “Life Changing! I don’t review many things, but this app has seriously improved my quality of life. It has saved my sanity when it comes to splitting utilities, mortgage, groceries, dog expenses...the list goes on. No more saving receipts, making spreadsheets, and manually calculating each month. So handy for group trips/weekends, too! THANK YOU!!” – Courtney via the App Store We offer in-app purchases for “Splitwise Pro”, the benefits of which are described below. The subscription amount will be charged to your App Store account and will vary by plan and country. You’ll see the total price before completing your first payment. If you don’t choose to purchase “Splitwise Pro”, you can continue using Splitwise for free. Premium Subscription Service “Splitwise Pro”: 1. Store high-resolution receipts in the cloud (10GB cloud storage) 2. OCR integration for scanning and itemizing receipts 3. Backups to JSON, downloadable from our website 4. Convert expenses to different currencies using our Open Exchange Rates integration 5. Access to “spending by category” budgeting tools and other charts 6. Search full expense history “Splitwise Pro” subscriptions purchased in-app renew monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time by visiting the App Store. Terms of Service and Privacy Policy: https://www.splitwise.com/terms

About

Expense & Budget App

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Highlights
  • Connect bank and crypto wallets
  • Automatic expense categorization
  • Budget creation and tracking
  • AI receipt scanner
  • Shared finances management
  • Multiple currency support
  • Personalized financial insights
Features
Currently charting
Read full description

Save money effortlessly! Spendee is a FREE budgeting app already loved by almost 3.000.000 people around the world that track their spendings and optimize their budgets. Seeing all your financial habits enables you to stick to your goals and be organized in what's important. Take responsibility and know exactly where your money goes. With Spendee, you can be your own money manager. It's that easy! MAKE YOUR MONEY SHINE • See All of Your Money in One Place Connect Spendee with your online banking, E-Wallet (e.g. PayPal) or crypto-wallet (e.g. Coinbase) and see your wealth in one place. • Organize & Analyze Your Expenses We'll help you see your finances in the big picture! Imagine your data being automatically categorized, displayed in simple infographics, stylish graphs and clever insights that help you on your way to your dream savings and proper financial health! • Optimize Your Spendings Save money for categories you spend the most on by creating budgets and sticking to them! We'll notify you on your progress to make sure you are in green numbers and maintaining positive cash flow. • Learn Through Personal Insights Embrace financial awareness. Let us become your best financial friend which proactively helps you to manage your personal finances and build a sustainable emergency fund. We're ready to give you tips & tricks to help you with your daily decision making. MORE KEY FEATURES • Budgets - to help you stick to your financial goals • Wallets - organize your cash, bank accounts or different financial occasions • AI Receipt Scanner (NEW) – scan your receipt and create a transaction in seconds (price, category, description, photo, and other details filled automatically) • Shared Finances - to efficiently manage money with partners or flatmates • Multiple Currencies - to handle vacation finances with ease • Labels - to mark and analyse transactions in more depth • Dark Mode - to enjoy in eye friendly environment • Web Version - to see your finances on a bigger screen • Secure Data Sync - to keep your details private, confidential and safe AWARD WINNING DESIGN Starting with Spendee is easy thanks to its intuitive design. And the more you use it, the more valuable it gets, rewarding you with attractive charts that show you where your money is going, how you're doing compared to previous periods & much more. We believe in beautiful design - and thanks to that, we'll guide you to better financial decisions with ease. Download Spendee now! Sync your bank account to be your own money manager & get ahead of your finances. It's easy, effective and enables you to save and plan for the future. Follow us on our social media @spendeeapp or email us at hello@spendee.com Terms of Use: https://www.spendee.com/terms-of-use Privacy Policy: https://www.spendee.com/privacy-policy Help centre: https://help.spendee.com

Screenshots

Splitwise4 screens
Expense & Budget App4 screens

Verdict

The call

The clearest difference is rating: Expense & Budget App at 4.6 against Splitwise's 4.0. Expense & Budget App also leads on review sentiment (53% vs 44%). Splitwise's advantage is ratings volume (28K vs 6.3K) and chart position (#29 vs #162). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitwise sells 10 in-app purchases, starting at $2.99 per month and Expense & Budget App sells 15 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expense & Budget App holds the better App Store score, 4.6 against 4.0. Both are backed by a comparable volume of ratings — 28K and 6.3K respectively. Written reviews point the same way: 44% of Splitwise's written reviews are positive against 53% of Expense & Budget App's.

UpkeepUpdate frequency

Splitwise ships an update weekly, Expense & Budget App fortnightly. Both last shipped on September 24, 2026.

Scorecard4 real differences · 7 level
Splitwise versus Expense & Budget App: the parameters behind the verdict, then further details
ParameterSplitwiseExpense & Budget App
PriceFreeFree
Rating4.0 (28K ratings)4.6 (6.3K ratings) — better
Positive reviews44.3% of reviews52.7% of reviews — better
Number of ratings28K — better6.3K
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#29 — better#162
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size67 MB104 MB
Age rating4+4+
DeveloperSplitwise, Inc.Cleevio s.r.o.

Customer experience

Splitwise

All ratings28,064 ratings
Positive73.6%
Neutral2.2%
Negative24.2%
Written reviews2,264 reviews
Positive44.3%
Neutral6.4%
Negative49.2%

Expense & Budget App

All ratings6,252 ratings
Positive91.5%
Neutral2.4%
Negative6.1%
Written reviews2,185 reviews
Positive52.7%
Neutral12.4%
Negative35.0%

User reviews

Splitwise

From 28K App Store ratings

What we love

  • 🚀 Simplifies splitting expenses
  • 👍 Easy to use and intuitive
  • 💡 Helpful for group trips and shared living
  • 🚀 Convenient payment integration
  • 🚀 Supports multiple currencies

Room to improve

  • 🐛 Confusing settle up process
  • 🐛 Inaccurate receipt scanning
  • 💰 Subscription model too expensive
  • 🐛 Glitches when switching between apps
  • 🐛 Inconsistent user experience

Expense & Budget App

From 6.3K App Store ratings

What we love

  • 💯 Excellent budgeting tool
  • 👍 User-friendly interface
  • 🎨 Beautiful design
  • 🔍 Detailed expense tracking
  • 💳 Supports multiple wallets and accounts

Room to improve

  • 🐛 Frequent crashes and bugs
  • ⚠️ Unreliable bank sync
  • 🕰️ Slow transaction loading
  • 💰 Subscription model too restrictive
  • 🤔 Confusing UI changes after updates

Bugs and requests

Splitwise

Reported bugs

4 issues
  • Payments not properly credited
  • Expense entries disappearing
  • Incorrect balance calculations
  • Venmo integration issues

Requested features

5 requests
  • Custom recurring expense options
  • Ability to set default split percentages
  • Better group management tools
  • Improved currency conversion and tracking
  • Integration with more payment services

Expense & Budget App

Reported bugs

5 issues
  • Transactions disappearing or duplicating
  • Incorrect account balances and data corruption
  • Syncing issues with certain banks
  • Crashes when navigating app
  • Categories not saving properly after updates

Requested features

8 requests
  • Ability to transfer money between wallets
  • Calendar view for scheduled payments
  • Savings goal tracking
  • Improved recurring transaction management
  • Subcategories for better expense organization
Show 3 more
  • Offline mode for manual entry
  • iPad-specific app design
  • Siri/Shortcuts integration

In-app purchases

10 purchases

Splitwise

Subscriptions10
  • Splitwise Pro7 Days trial$2.991 Month
  • Splitwise Pro3 variants$2.991 Month
  • Splitwise Pro1 Month trial$2.991 Month
Show 7 more
  • Splitwise Pro$3.991 Month
  • Splitwise Pro4 variants$4.991 Month
  • Splitwise Pro1 Month trial$29.991 Year
  • Splitwise Pro2 variants$29.991 Year
  • Splitwise Pro3 variants$39.991 Year
  • Splitwise Pro1 Year trial$39.991 Year
  • Splitwise Pro7 Days trial$59.991 Year
15 purchases

Expense & Budget App

Subscriptions9
  • Spendee Plus account7 Days trial$3.991 Month
  • Spendee Premium – Monthly$5.991 Month
  • Spendee Premium – Monthly7 Days trial$5.991 Month
Show 6 more
  • Spendee Premium - Quarterly7 Days trial$6.993 Months
  • Spendee Premium account$11.491 Year
  • Spendee Plus account7 Days trial$27.991 Year
  • Spendee Premium account$28.991 Year
  • Spendee Premium account7 Days trial$35.991 Year
  • Spendee Premium – Yearly$35.991 Year
One-time6
  • Spendee Lifetime Plus$29.99
  • Spendee Lifetime Plus$35.99
  • Spendee Lifetime Premium$44.99
Show 3 more
  • Spendee Lifetime Premium$59.99
  • Spendee Lifetime Premium$71.99
  • Spendee Lifetime Premium$119.99

Questions

Is Splitwise free?
Splitwise is free to download, with in-app purchases available.
Is Expense & Budget App free?
Expense & Budget App is free to download, with in-app purchases available.
Which has better reviews, Splitwise or Expense & Budget App?
Expense & Budget App is rated higher. Splitwise averages 4.0 out of 5 from 28K ratings, while Expense & Budget App averages 4.6 from 6.3K ratings.
Do Splitwise or Expense & Budget App have ads?
Neither Splitwise nor Expense & Budget App shows ads.
Which is updated more often, Splitwise or Expense & Budget App?
Splitwise ships an update weekly, and Expense & Budget App fortnightly. Most recently, Splitwise was updated on September 24, 2026 and Expense & Budget App on September 24, 2026.
Which is more popular, Splitwise or Expense & Budget App?
Splitwise currently peaks at #29 in the App Store charts, and Expense & Budget App at #162. Chart position reflects recent download velocity rather than total install base.

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