Splitwise vs Monefy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splitwise
Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.
- Create groups or private friendships
- Add expenses in any currency
- Simplify debts into repayment plans
- Split expenses equally or unequally
- Record cash payments or use integrations
- Recurring bills
- Export to CSV
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Splitwise is the easiest way to share expenses with friends and family and stop stressing about “who owes who”. Millions of people around the world use Splitwise to organize group bills for households, trips, and more. Our mission is to reduce the stress and awkwardness that money places on our most important relationships. Splitwise is great for: - Roommates splitting rent and apartment bills - Group trips around the world - Splitting a vacation house for skiing or at the beach - Weddings and bachelor/bachelorette parties - Couples sharing relationship costs - Friends and co-workers who go out to lunch or dinner together frequently - Loans and IOUS between friends - And so much more Splitwise is simple to use: - Create groups or private friendships for any splitting situation - Add expenses, IOUs, or informal debts in any currency, with support for offline entry - Expenses are backed up online so everyone can log in, view their balances, and add expenses - Keep track of who should pay next, or settle up by recording cash payments or using our integrations We also have powerful features that can handle almost any money sharing situation. Here are some of our industry-leading features: - Multi-platform support for smartphones and web - Simplify debts into the easiest repayment plan - Expense categorization - Calculate group totals - Export to CSV - Comment directly on expenses - Split expenses equally or unequally by percentages, shares, or exact amounts - Add informal debts and IOUs - Create bills that reccur monthly, weekly, yearly, fortnightly - Add multiple payers on a single expense - See total balances with a person across multiple groups and private expenses - Custom user avatars - Cover photos for groups - Activity feed and push notifications help you stay on top of changes - View your edit history for changes to an expense - Any deleted group or bill can be restored easily - World-class customer support - Pay back using our integrated payments: Venmo and PayPal (US only), Paytm (India only) - 100+ currencies and growing - 7+ supported languages Endorsements: “Makes it easy to split everything from your dinner bill to rent.” - NY Times "Fundamental for tracking finances. As good as WhatsApp for containing awkwardness." – The Financial Times “I never fight with roommates over bills because of this genius expense-splitting app”- Business Insider “The Single Best App You Can Download for Group Trips of Any Kind” - Thrillist “Life Changing! I don’t review many things, but this app has seriously improved my quality of life. It has saved my sanity when it comes to splitting utilities, mortgage, groceries, dog expenses...the list goes on. No more saving receipts, making spreadsheets, and manually calculating each month. So handy for group trips/weekends, too! THANK YOU!!” – Courtney via the App Store We offer in-app purchases for “Splitwise Pro”, the benefits of which are described below. The subscription amount will be charged to your App Store account and will vary by plan and country. You’ll see the total price before completing your first payment. If you don’t choose to purchase “Splitwise Pro”, you can continue using Splitwise for free. Premium Subscription Service “Splitwise Pro”: 1. Store high-resolution receipts in the cloud (10GB cloud storage) 2. OCR integration for scanning and itemizing receipts 3. Backups to JSON, downloadable from our website 4. Convert expenses to different currencies using our Open Exchange Rates integration 5. Access to “spending by category” budgeting tools and other charts 6. Search full expense history “Splitwise Pro” subscriptions purchased in-app renew monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time by visiting the App Store. Terms of Service and Privacy Policy: https://www.splitwise.com/terms
Monefy
Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.
- One-click transaction entry
- Cross-device synchronization
- Spending distribution charts
- Customizable categories
- Multi-currency support
- Passcode protection
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How to track your expenses successfully? We know that it’s easy. You only need to add each expense you do… no more than that! And Monefy is going to help you. Just add new transactions when you are buying a coffee or taking a taxi. It’s done in one click, because you do not need to fill anything except the expense amount. It has never been so quick and enjoyable! Do you own a phone and a tablet? Or you want to track expenses together with your significant other? Monefy fits the best. You can safely synchronize data between devices using your own Google Drive or Dropbox account. Create or change records, add new categories or delete old ones and they will be present on another devices right away! Key features which make tracking enjoyable and powerful: 1. Intuitive and easy to use user interface. No redundancy 2. Add new records extremely fast 3. See your spending distribution on the nice and informative chart or get detailed information from the records list 4. Multi-currency support 5. Manage categories if defaults do not work for you 6. Be safely synchronized using your own Google Drive or Dropbox account 7. Choose the report period 8. Track recurring records easily 9. Passcode protection 10. Multiple accounts support 11. Built-in calculator MONEFY PREMIUM: The app offers an auto-renewing Premium Subscription. Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Any prices referenced are in US Dollars (USD). Pricing in other currencies and countries may vary and actual charges may be converted to your local currency depending on the country of residence. Privacy Policy: https://monefy.com/privacy-policy Terms of Service: https://monefy.com/terms-of-service Find more information on our website - https://monefy.com
Screenshots
Verdict
The clearest difference is rating: Monefy at 4.7 against Splitwise's 4.0. Monefy also leads on review sentiment (64% vs 45%). Splitwise's advantage is ads (none vs shown) and ratings volume (29K vs 6.8K). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitwise sells 10 in-app purchases, starting at $2.99 per month and Monefy sells 4 in-app purchases, starting at $59.99 per year. Whichever you choose, the download price is not the number that matters.
Monefy holds the better App Store score, 4.7 against 4.0. Both are backed by a comparable volume of ratings — 29K and 6.8K respectively. Written reviews point the same way: 45% of Splitwise's written reviews are positive against 64% of Monefy's.
Splitwise ships an update every 11 days, Monefy every 2 weeks. Both last shipped on October 29, 2026.
| Parameter | Splitwise | Monefy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (29K ratings) | 4.7 (6.8K ratings) — better |
| Positive reviews | 44.8% of reviews | 64.2% of reviews — better |
| Number of ratings | 29K — better | 6.8K |
| Update frequency | Every 11 days — better | Every 2 weeks |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | #26 — better | #118 |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 67 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | Splitwise, Inc. | Reflective Technologies ApS |
Customer experience
Splitwise
Monefy
User reviews
Splitwise
From 29K App Store ratingsWhat we love
- 🚀 Simplifies splitting expenses
- 👍 Easy to use and intuitive
- 💡 Helpful for group trips and shared living
- 🚀 Convenient payment integration
- 🚀 Supports multiple currencies
Room to improve
- 🐛 Confusing settle up process
- 🐛 Inaccurate receipt scanning
- 💰 Subscription model too expensive
- 🐛 Glitches when switching between apps
- 🐛 Inconsistent user experience
Monefy
From 6.8K App Store ratingsWhat we love
- 👍 Very easy to use
- 👍 Helpful for tracking expenses
- 👍 Customizable categories
- 👍 Intuitive interface
- 👍 Reliable and smooth performance
Room to improve
- 🐛 Synchronization issues
- 🐛 Pricing errors and lack of refunds
- 🐛 Ads and paywalls for basic features
- 🐛 Inability to change categories in free version
- 🐛 Slow startup without internet connection
Bugs and requests
Splitwise
Reported bugs
4 issues- Payments not properly credited
- Expense entries disappearing
- Incorrect balance calculations
- Venmo integration issues
Requested features
5 requests- Custom recurring expense options
- Ability to set default split percentages
- Better group management tools
- Improved currency conversion and tracking
- Integration with more payment services
Monefy
Reported bugs
4 issues- Randomly deleting or resetting data
- Balance not updating correctly when using carry over or deposits
- Categories shuffling positions in chart view
- Dropbox synchronization issues
Requested features
9 requests- Recurring expense/transfer feature
- Ability to set budgets per category
- More customization options for categories and icons
- Improved reporting and analytics
- Syncing across multiple devices
Show 4 moreShow fewer
- Export options (e.g. CSV)
- Calendar view for expenses
- Ability to hide regular expenses from main view
- Fortnightly expense tracking view
In-app purchases
Splitwise
- Splitwise Pro7 Days trial$2.991 Month
- Splitwise Pro3 variants$2.991 Month
- Splitwise Pro1 Month trial$2.991 Month
Show 7 moreShow fewer
- Splitwise Pro$3.991 Month
- Splitwise Pro4 variants$4.991 Month
- Splitwise Pro1 Month trial$29.991 Year
- Splitwise Pro2 variants$29.991 Year
- Splitwise Pro3 variants$39.991 Year
- Splitwise Pro1 Year trial$39.991 Year
- Splitwise Pro7 Days trial$59.991 Year
Monefy
- Monefy Premium7 Days trial2 variants$59.991 Year
- Monefy Premium1 Year trial4 variants$59.991 Year
- Monefy Premium$59.991 Year
- Monefy Pro$2.99








