Comparison

Splitwise vs Split Bills & Expenses

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitwise

Easily share expenses with friends and family, eliminating the stress of tracking who owes whom. Organize group bills for households, trips, and more, simplifying financial relationships.

Highlights
  • Group and private expense splitting
  • Offline expense entry
  • Multi-currency support
  • Simplified debt repayment plans
  • Recurring bill creation
  • Export to CSV
  • Integrated payment options
Features
Read full description

Splitwise is the easiest way to share expenses with friends and family and stop stressing about “who owes who”. Millions of people around the world use Splitwise to organize group bills for households, trips, and more. Our mission is to reduce the stress and awkwardness that money places on our most important relationships. Splitwise is great for: - Roommates splitting rent and apartment bills - Group trips around the world - Splitting a vacation house for skiing or at the beach - Weddings and bachelor/bachelorette parties - Couples sharing relationship costs - Friends and co-workers who go out to lunch or dinner together frequently - Loans and IOUS between friends - And so much more Splitwise is simple to use: - Create groups or private friendships for any splitting situation - Add expenses, IOUs, or informal debts in any currency, with support for offline entry - Expenses are backed up online so everyone can log in, view their balances, and add expenses - Keep track of who should pay next, or settle up by recording cash payments or using our integrations We also have powerful features that can handle almost any money sharing situation. Here are some of our industry-leading features: - Multi-platform support for smartphones and web - Simplify debts into the easiest repayment plan - Expense categorization - Calculate group totals - Export to CSV - Comment directly on expenses - Split expenses equally or unequally by percentages, shares, or exact amounts - Add informal debts and IOUs - Create bills that reccur monthly, weekly, yearly, fortnightly - Add multiple payers on a single expense - See total balances with a person across multiple groups and private expenses - Custom user avatars - Cover photos for groups - Activity feed and push notifications help you stay on top of changes - View your edit history for changes to an expense - Any deleted group or bill can be restored easily - World-class customer support - Pay back using our integrated payments: Venmo and PayPal (US only), Paytm (India only) - 100+ currencies and growing - 7+ supported languages Endorsements: “Makes it easy to split everything from your dinner bill to rent.” - NY Times "Fundamental for tracking finances. As good as WhatsApp for containing awkwardness." – The Financial Times “I never fight with roommates over bills because of this genius expense-splitting app”- Business Insider “The Single Best App You Can Download for Group Trips of Any Kind” - Thrillist “Life Changing! I don’t review many things, but this app has seriously improved my quality of life. It has saved my sanity when it comes to splitting utilities, mortgage, groceries, dog expenses...the list goes on. No more saving receipts, making spreadsheets, and manually calculating each month. So handy for group trips/weekends, too! THANK YOU!!” – Courtney via the App Store We offer in-app purchases for “Splitwise Pro”, the benefits of which are described below. The subscription amount will be charged to your App Store account and will vary by plan and country. You’ll see the total price before completing your first payment. If you don’t choose to purchase “Splitwise Pro”, you can continue using Splitwise for free. Premium Subscription Service “Splitwise Pro”: 1. Store high-resolution receipts in the cloud (10GB cloud storage) 2. OCR integration for scanning and itemizing receipts 3. Backups to JSON, downloadable from our website 4. Convert expenses to different currencies using our Open Exchange Rates integration 5. Access to “spending by category” budgeting tools and other charts 6. Search full expense history “Splitwise Pro” subscriptions purchased in-app renew monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time by visiting the App Store. Terms of Service and Privacy Policy: https://www.splitwise.com/terms

About

Split Bills & Expenses

Easily split bills and track shared expenses with friends, roommates, or family. Features include receipt scanning, animated debt visualization, and multiple payment options. Ideal for managing group costs on trips, rent, or everyday shared items.

Highlights
  • Receipt scanning with line-item extraction
  • Animated debt visualization
  • Tabs for one-time bill splitting
  • Unlimited groups for recurring splits
  • Member units for couples/families
  • Multi-currency support
  • Offline-first functionality
Read full description

Two ways to split, one app. Open a Tab for tonight's dinner: scan the bill, share one link, and everyone taps what they had and pays their share from their phone browser - no app or account for your friends. The tab wraps up on its own after a day. Or keep a Group for the people you split with over and over. dvup turns your group's money into a living picture: every person is a bubble, every shared expense pulls them together, every IOU glows as an arrow between them. Built so no one ever forgets who owes what. It's pronounced "divvy up" - for a reason. No tables, no rows of numbers. Tap a bubble, see exactly what's owed. Settle up, and watch the math melt away. WHY PEOPLE CHOOSE dvup - Tabs for one bill, right now - scan a receipt, share a link, and each person pays their share with no app to install. The tab closes itself after a day - Animated debt visualization - see who owes who at a glance, not in a spreadsheet - Receipt scanning with line-item extraction. Snap a photo, every item parsed automatically - Combine couples and families into units. Let "Mika & Sasha" count as one share instead of two - Personalize your bubble with glow, sparkles, fireflies, snowfall, and more effects to make your group feel like yours - Unlimited groups, free with an account. No caps, no upsells to add another trip or roommate PERFECT FOR Splitting the check: open a tab, everyone claims what they had and pays their share, no app for the table Roommates: split rent, utilities, groceries, and streaming subscriptions Trips and vacations: split flights, hotels, and meals across currencies Couples: split groceries, date nights, and shared subscriptions KEY FEATURES - Tabs: split one bill on the spot - scan it, share a link, guests claim their items and pay from the browser, and the tab expires in a day - Three ways to split a tab: evenly, everyone claims their own items, or you sort it out - Get paid on a tab through Interac, Pix, UPI, Venmo, or PayPal - Smart bill splitter with equal, custom, or per-item shares - Member units: combine couples or families into one share-taker for clean group splits - Group expense tracker: every shared expense in one place - IOU tracker with running balances per person - Settle up: see exactly who owes who, mark debts as paid - One-tap payment links to Interac e-Transfer, Venmo, PayPal, Cash App, and Zelle - Receipt scanning: 5 free scans, unlimited with dvup+ - Visual debt simplification: watch tangled IOUs collapse into the fewest possible payments - Spending analytics: monthly tide chart, category breakdown by slice, top spenders, and per-member totals - Bubble personalization with 17 effects, free favorites plus premium options - Multi-currency support with live exchange rates - Push notifications for tab activity, new expenses, and settlements - Offline-first: works on a plane, in a tunnel, anywhere - QR code group join: scan to join, no codes to type - Sign in with Apple or Google, or skip it and try the demo - Dark mode and light mode with system detection - Available in 11 languages: English, Spanish, French, German, Italian, Portuguese, Dutch, Polish, Turkish, Japanese, Korean - Easy migration: switching from Settle Up? Your data comes with you FREE TO USE, PREMIUM WHEN YOU NEED IT dvup is free, with unlimited groups, split-a-bill Tabs, and 5 receipt scans to try. Upgrade to dvup+ for unlimited receipt scanning, smart debt simplification (minimize who-pays-who across complex groups), Travel Mode with auto-detected travel currency, recurring expenses, per-item receipt splits, receipt photo attachments, advanced spending analytics, premium bubble effects, and an ad-free experience. Share dvup+ with your household via the Family Plan, which covers up to 6 people on one subscription. Made in Canada. Download dvup and stop chasing your friends for that dinner bill. Terms of Use (EULA): https://dvup.ca/termsofuse

Screenshots

Splitwise4 screens
Split Bills & Expenses4 screens

Verdict

The call

The clearest difference is review sentiment: Split Bills & Expenses at 100% against Splitwise's 45%. Split Bills & Expenses also leads on update cadence (every 4 days vs every 11 days). Splitwise's advantage is ads (none vs shown) and chart position (#25 vs unranked). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitwise sells 10 in-app purchases, starting at $2.99 per month and Split Bills & Expenses sells 9 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splitwise ships an update every 11 days, Split Bills & Expenses every 4 days. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

Scorecard4 real differences · 7 level
Splitwise versus Split Bills & Expenses: the parameters behind the verdict, then further details
ParameterSplitwiseSplit Bills & Expenses
PriceFreeFree
Rating4.0 (29K ratings) — better—
Positive reviews44.8% of reviews100.0% of reviews — better
Number of ratings29K — better—
Update frequencyEvery 11 daysEvery 4 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#25 — better—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.5 — better
Further details — not scored
Size67 MB112 MB
Age rating4+4+
DeveloperSplitwise, Inc.Nolstar Studio

Customer experience

Splitwise

All ratings29,168 ratings
Positive74.3%
Neutral2.1%
Negative23.6%
Written reviews2,347 reviews
Positive44.8%
Neutral6.3%
Negative48.9%

Split Bills & Expenses

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Splitwise

Reported bugs

4 issues
  • Payments not properly credited
  • Expense entries disappearing
  • Incorrect balance calculations
  • Venmo integration issues

Requested features

5 requests
  • Custom recurring expense options
  • Ability to set default split percentages
  • Better group management tools
  • Improved currency conversion and tracking
  • Integration with more payment services

Split Bills & Expenses

Not enough reviews yet to summarise bugs or requests.

In-app purchases

10 purchases

Splitwise

Subscriptions10
  • Splitwise Pro7 Days trial$2.991 Month
  • Splitwise Pro3 variants$2.991 Month
  • Splitwise Pro1 Month trial$2.991 Month
Show 7 more
  • Splitwise Pro$3.991 Month
  • Splitwise Pro4 variants$4.991 Month
  • Splitwise Pro1 Month trial$29.991 Year
  • Splitwise Pro2 variants$29.991 Year
  • Splitwise Pro3 variants$39.991 Year
  • Splitwise Pro1 Year trial$39.991 Year
  • Splitwise Pro7 Days trial$59.991 Year
9 purchases

Split Bills & Expenses

Subscriptions5
  • dvup+ (Personal Weekly)$1.997 Days
  • dvup+ (Personal Monthly)7 Days trial$2.991 Month
  • dvup+ (Personal Annually)7 Days trial$29.991 Year
Show 2 more
  • dvup+ (Duo)$44.991 Year
  • dvup+ (Group)$89.991 Year
One-time4
  • Group Pass · 1 week$9.99
  • Group Pass · 1 month$19.99
  • Group Pass · 3 months$39.99
Show 1 more
  • Group Pass · Lifetime$349.99

Questions

Is Splitwise free?
Splitwise is free to download, with in-app purchases available.
Is Split Bills & Expenses free?
Split Bills & Expenses is free to download, with in-app purchases available.
Do Splitwise or Split Bills & Expenses have ads?
Split Bills & Expenses shows ads; Splitwise does not.
Which is updated more often, Splitwise or Split Bills & Expenses?
Splitwise ships an update every 11 days, and Split Bills & Expenses every 4 days. Most recently, Splitwise was updated on October 31, 2026 and Split Bills & Expenses on October 28, 2026.

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