Splitwise vs Split Facil
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splitwise
Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.
- Create groups or private friendships
- Add expenses in any currency
- Simplify debts into repayment plans
- Split expenses equally or unequally
- Record cash payments or use integrations
- Recurring bills
- Export to CSV
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Splitwise is the easiest way to share expenses with friends and family and stop stressing about “who owes who”. Millions of people around the world use Splitwise to organize group bills for households, trips, and more. Our mission is to reduce the stress and awkwardness that money places on our most important relationships. Splitwise is great for: - Roommates splitting rent and apartment bills - Group trips around the world - Splitting a vacation house for skiing or at the beach - Weddings and bachelor/bachelorette parties - Couples sharing relationship costs - Friends and co-workers who go out to lunch or dinner together frequently - Loans and IOUS between friends - And so much more Splitwise is simple to use: - Create groups or private friendships for any splitting situation - Add expenses, IOUs, or informal debts in any currency, with support for offline entry - Expenses are backed up online so everyone can log in, view their balances, and add expenses - Keep track of who should pay next, or settle up by recording cash payments or using our integrations We also have powerful features that can handle almost any money sharing situation. Here are some of our industry-leading features: - Multi-platform support for smartphones and web - Simplify debts into the easiest repayment plan - Expense categorization - Calculate group totals - Export to CSV - Comment directly on expenses - Split expenses equally or unequally by percentages, shares, or exact amounts - Add informal debts and IOUs - Create bills that reccur monthly, weekly, yearly, fortnightly - Add multiple payers on a single expense - See total balances with a person across multiple groups and private expenses - Custom user avatars - Cover photos for groups - Activity feed and push notifications help you stay on top of changes - View your edit history for changes to an expense - Any deleted group or bill can be restored easily - World-class customer support - Pay back using our integrated payments: Venmo and PayPal (US only), Paytm (India only) - 100+ currencies and growing - 7+ supported languages Endorsements: “Makes it easy to split everything from your dinner bill to rent.” - NY Times "Fundamental for tracking finances. As good as WhatsApp for containing awkwardness." – The Financial Times “I never fight with roommates over bills because of this genius expense-splitting app”- Business Insider “The Single Best App You Can Download for Group Trips of Any Kind” - Thrillist “Life Changing! I don’t review many things, but this app has seriously improved my quality of life. It has saved my sanity when it comes to splitting utilities, mortgage, groceries, dog expenses...the list goes on. No more saving receipts, making spreadsheets, and manually calculating each month. So handy for group trips/weekends, too! THANK YOU!!” – Courtney via the App Store We offer in-app purchases for “Splitwise Pro”, the benefits of which are described below. The subscription amount will be charged to your App Store account and will vary by plan and country. You’ll see the total price before completing your first payment. If you don’t choose to purchase “Splitwise Pro”, you can continue using Splitwise for free. Premium Subscription Service “Splitwise Pro”: 1. Store high-resolution receipts in the cloud (10GB cloud storage) 2. OCR integration for scanning and itemizing receipts 3. Backups to JSON, downloadable from our website 4. Convert expenses to different currencies using our Open Exchange Rates integration 5. Access to “spending by category” budgeting tools and other charts 6. Search full expense history “Splitwise Pro” subscriptions purchased in-app renew monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time by visiting the App Store. Terms of Service and Privacy Policy: https://www.splitwise.com/terms
Split Facil
Easily track shared expenses, repayments, and debts within groups for trips, home, or daily plans. Avoid messy spreadsheets and group chats with a clear timeline of activity and instant updates on who owes what.
- Create groups for shared expenses
- Split expenses with friends and roommates
- Record repayments instantly
- Track who owes what
- Follow activity timeline and reminders
- Export financial information
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Split Facil helps you track shared expenses, repayments, and informal debts without spreadsheets or messy group chats. Use Split Facil to: • create groups for trips, home, and everyday plans • split expenses with friends, partners, or roommates • record repayments and see who owes what instantly • follow a timeline of activity and reminders • keep your information synced and ready to export The app is built for everyday money coordination where clarity matters more than heavy accounting. This first release is free and supported by ads. Some advanced actions may ask you to watch a rewarded ad before continuing.
Screenshots
Verdict
The clearest difference is rating: Split Facil at 5.0 against Splitwise's 4.0. Split Facil also leads on in-app purchases (none vs 19). Splitwise's advantage is ads (none vs shown) and ratings volume (29K vs 1). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitwise sells 10 in-app purchases, starting at $2.99 per month. Split Facil asks for nothing beyond the download.
Split Facil holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Splitwise has 29K ratings behind it against 1, so its average is the more settled of the two.
Splitwise ships an update every 11 days, Split Facil every 6 weeks. The most recent releases landed on October 19, 2026 and September 28, 2026 respectively.
| Parameter | Splitwise | Split Facil |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (29K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 44.8% of reviews | — |
| Number of ratings | 29K — better | 1 |
| Update frequency | Every 11 days — better | Every 6 weeks |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Best chart rank | #30 — better | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 67 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | Splitwise, Inc. | Justin Haase |
Customer experience
Splitwise
Split Facil
Bugs and requests
Splitwise
Reported bugs
4 issues- Payments not properly credited
- Expense entries disappearing
- Incorrect balance calculations
- Venmo integration issues
Requested features
5 requests- Custom recurring expense options
- Ability to set default split percentages
- Better group management tools
- Improved currency conversion and tracking
- Integration with more payment services
Split Facil
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Splitwise
- Splitwise Pro7 Days trial$2.991 Month
- Splitwise Pro3 variants$2.991 Month
- Splitwise Pro1 Month trial$2.991 Month
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- Splitwise Pro$3.991 Month
- Splitwise Pro4 variants$4.991 Month
- Splitwise Pro1 Month trial$29.991 Year
- Splitwise Pro2 variants$29.991 Year
- Splitwise Pro3 variants$39.991 Year
- Splitwise Pro1 Year trial$39.991 Year
- Splitwise Pro7 Days trial$59.991 Year
Split Facil
No in-app purchases







