Splitwise vs MoneyGoose
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splitwise
Easily share expenses with friends and family, eliminating the stress of tracking who owes whom. Organize group bills for households, trips, and more with a simple and intuitive interface. Reduce awkwardness around money in your relationships.
- Group expense splitting
- Offline expense entry
- Multi-currency support
- Simplified debt repayment
- Expense categorization
- Recurring bills
- Payment integrations
Read full descriptionHide full description
Splitwise is the easiest way to share expenses with friends and family and stop stressing about “who owes who”. Millions of people around the world use Splitwise to organize group bills for households, trips, and more. Our mission is to reduce the stress and awkwardness that money places on our most important relationships. Splitwise is great for: - Roommates splitting rent and apartment bills - Group trips around the world - Splitting a vacation house for skiing or at the beach - Weddings and bachelor/bachelorette parties - Couples sharing relationship costs - Friends and co-workers who go out to lunch or dinner together frequently - Loans and IOUS between friends - And so much more Splitwise is simple to use: - Create groups or private friendships for any splitting situation - Add expenses, IOUs, or informal debts in any currency, with support for offline entry - Expenses are backed up online so everyone can log in, view their balances, and add expenses - Keep track of who should pay next, or settle up by recording cash payments or using our integrations We also have powerful features that can handle almost any money sharing situation. Here are some of our industry-leading features: - Multi-platform support for smartphones and web - Simplify debts into the easiest repayment plan - Expense categorization - Calculate group totals - Export to CSV - Comment directly on expenses - Split expenses equally or unequally by percentages, shares, or exact amounts - Add informal debts and IOUs - Create bills that reccur monthly, weekly, yearly, fortnightly - Add multiple payers on a single expense - See total balances with a person across multiple groups and private expenses - Custom user avatars - Cover photos for groups - Activity feed and push notifications help you stay on top of changes - View your edit history for changes to an expense - Any deleted group or bill can be restored easily - World-class customer support - Pay back using our integrated payments: Venmo and PayPal (US only), Paytm (India only) - 100+ currencies and growing - 7+ supported languages Endorsements: “Makes it easy to split everything from your dinner bill to rent.” - NY Times "Fundamental for tracking finances. As good as WhatsApp for containing awkwardness." – The Financial Times “I never fight with roommates over bills because of this genius expense-splitting app”- Business Insider “The Single Best App You Can Download for Group Trips of Any Kind” - Thrillist “Life Changing! I don’t review many things, but this app has seriously improved my quality of life. It has saved my sanity when it comes to splitting utilities, mortgage, groceries, dog expenses...the list goes on. No more saving receipts, making spreadsheets, and manually calculating each month. So handy for group trips/weekends, too! THANK YOU!!” – Courtney via the App Store We offer in-app purchases for “Splitwise Pro”, the benefits of which are described below. The subscription amount will be charged to your App Store account and will vary by plan and country. You’ll see the total price before completing your first payment. If you don’t choose to purchase “Splitwise Pro”, you can continue using Splitwise for free. Premium Subscription Service “Splitwise Pro”: 1. Store high-resolution receipts in the cloud (10GB cloud storage) 2. OCR integration for scanning and itemizing receipts 3. Backups to JSON, downloadable from our website 4. Convert expenses to different currencies using our Open Exchange Rates integration 5. Access to “spending by category” budgeting tools and other charts 6. Search full expense history “Splitwise Pro” subscriptions purchased in-app renew monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time by visiting the App Store. Terms of Service and Privacy Policy: https://www.splitwise.com/terms
MoneyGoose
Read full descriptionHide full description
MoneyGoose is a habit app for the moment before you buy — the one where the cart is full and your thumb is over the button. Most money apps show you what you already spent. MoneyGoose steps in earlier, while the urge is still there and the money is still yours. HOW IT WORKS 1. Set your why. The thing you are keeping your money for, in your own words, waiting for you where it counts. 2. Catch the urge. Share a product page from any shop, or drop in a screenshot — MoneyGoose reads the item and the price for you. 3. Sit with it. One calm question instead of a checkout button. 4. Skip it. The money you did not spend is added to your total, and your streak grows. THE PAUSE IS THE WHOLE POINT The add-to-cart feeling is loud and it is short. MoneyGoose does not lecture you, block your apps, or ask whether you really meant it. It just puts one quiet moment between the urge and the purchase, and lets the moment do the work. EARNED STREAKS A day counts when you actually close it: a purchase you skipped, or a check-in saying you got through the day clean. Silence does not count — and that is the point. Slip once and a freeze covers the day, so a single hard evening cannot undo a month. Clean days earn you more of them. KEPT, NOT SPENT Every purchase you skip adds up toward a goal you choose. There is no bank connection and no linked card — this is not your balance, it is the money you decided not to hand over. PRIVATE BY DESIGN No account. No login. No bank linking. Your data lives on your device and backs up to your own private iCloud, where we cannot see it. ON YOUR HOME SCREEN A widget keeps your streak in sight without opening the app. Reminders arrive only when you have asked for them — never all day, never a nag. MONEYGOOSE PREMIUM MoneyGoose is a subscription app. The available plans and the current price for your region are shown in the app before you buy. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use: https://moneygoose.app/terms Privacy Policy: https://moneygoose.app/privacy
Screenshots
Verdict
The clearest difference is chart position: Splitwise at #26 against MoneyGoose's unranked. Splitwise also leads on iOS requirement (16.0 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitwise sells 6 in-app purchases, starting at $2.99 per month and MoneyGoose sells 3 in-app purchases, starting at $3.99 per 7 days. Whichever you choose, the download price is not the number that matters.
| Parameter | Splitwise | MoneyGoose |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (29K ratings) — better | — |
| Positive reviews | 45.0% of reviews | — |
| Number of ratings | 29K — better | — |
| Update frequency | Every 11 days | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Best chart rank | #26 — better | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 67 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Splitwise, Inc. | CAN ERTURK |
Bugs and requests
Splitwise
Reported bugs
4 issues- Payments not properly credited
- Expense entries disappearing
- Incorrect balance calculations
- Venmo integration issues
Requested features
5 requests- Custom recurring expense options
- Ability to set default split percentages
- Better group management tools
- Improved currency conversion and tracking
- Integration with more payment services
MoneyGoose
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Splitwise
- Splitwise Pro1 Month trial$2.991 Month
- Splitwise Pro2 variants$2.991 Month
- Splitwise Pro$3.991 Month
Show 3 moreShow fewer
- Splitwise Pro4 variants$4.991 Month
- Splitwise Pro$29.991 Year
- Splitwise Pro$39.991 Year
MoneyGoose
- Weekly Membership$3.997 Days
- Monthly Membership$9.991 Month
- Yearly Membership$49.991 Year







