Comparison

Splitwise vs Buddy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitwise

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

Highlights
  • Create groups or private friendships
  • Add expenses in any currency
  • Simplify debts into repayment plans
  • Split expenses equally or unequally
  • Record cash payments or use integrations
  • Recurring bills
  • Export to CSV
Features
Read full description

Splitwise is the easiest way to share expenses with friends and family and stop stressing about “who owes who”. Millions of people around the world use Splitwise to organize group bills for households, trips, and more. Our mission is to reduce the stress and awkwardness that money places on our most important relationships. Splitwise is great for: - Roommates splitting rent and apartment bills - Group trips around the world - Splitting a vacation house for skiing or at the beach - Weddings and bachelor/bachelorette parties - Couples sharing relationship costs - Friends and co-workers who go out to lunch or dinner together frequently - Loans and IOUS between friends - And so much more Splitwise is simple to use: - Create groups or private friendships for any splitting situation - Add expenses, IOUs, or informal debts in any currency, with support for offline entry - Expenses are backed up online so everyone can log in, view their balances, and add expenses - Keep track of who should pay next, or settle up by recording cash payments or using our integrations We also have powerful features that can handle almost any money sharing situation. Here are some of our industry-leading features: - Multi-platform support for smartphones and web - Simplify debts into the easiest repayment plan - Expense categorization - Calculate group totals - Export to CSV - Comment directly on expenses - Split expenses equally or unequally by percentages, shares, or exact amounts - Add informal debts and IOUs - Create bills that reccur monthly, weekly, yearly, fortnightly - Add multiple payers on a single expense - See total balances with a person across multiple groups and private expenses - Custom user avatars - Cover photos for groups - Activity feed and push notifications help you stay on top of changes - View your edit history for changes to an expense - Any deleted group or bill can be restored easily - World-class customer support - Pay back using our integrated payments: Venmo and PayPal (US only), Paytm (India only) - 100+ currencies and growing - 7+ supported languages Endorsements: “Makes it easy to split everything from your dinner bill to rent.” - NY Times "Fundamental for tracking finances. As good as WhatsApp for containing awkwardness." – The Financial Times “I never fight with roommates over bills because of this genius expense-splitting app”- Business Insider “The Single Best App You Can Download for Group Trips of Any Kind” - Thrillist “Life Changing! I don’t review many things, but this app has seriously improved my quality of life. It has saved my sanity when it comes to splitting utilities, mortgage, groceries, dog expenses...the list goes on. No more saving receipts, making spreadsheets, and manually calculating each month. So handy for group trips/weekends, too! THANK YOU!!” – Courtney via the App Store We offer in-app purchases for “Splitwise Pro”, the benefits of which are described below. The subscription amount will be charged to your App Store account and will vary by plan and country. You’ll see the total price before completing your first payment. If you don’t choose to purchase “Splitwise Pro”, you can continue using Splitwise for free. Premium Subscription Service “Splitwise Pro”: 1. Store high-resolution receipts in the cloud (10GB cloud storage) 2. OCR integration for scanning and itemizing receipts 3. Backups to JSON, downloadable from our website 4. Convert expenses to different currencies using our Open Exchange Rates integration 5. Access to “spending by category” budgeting tools and other charts 6. Search full expense history “Splitwise Pro” subscriptions purchased in-app renew monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time by visiting the App Store. Terms of Service and Privacy Policy: https://www.splitwise.com/terms

About

Buddy

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Highlights
  • Create personal budgets
  • Shared budgeting for couples/groups
  • Connect bank accounts for transaction import
  • Detailed spending and income overview
  • Expense splitting and settlement tracking
Features
Currently charting
Read full description

Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Terms & Conditions: http://www.nattkod.tech/privacy_policy_terms_conditions

Screenshots

Splitwise4 screens
Buddy4 screens

Verdict

The call

The clearest difference is rating: Buddy at 4.7 against Splitwise's 4.0. Splitwise's advantage is iOS requirement (16.0 vs 18.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitwise sells 10 in-app purchases, starting at $2.99 per month and Buddy sells 11 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Buddy holds the better App Store score, 4.7 against 4.0. Both are backed by a comparable volume of ratings — 28K and 9.5K respectively. Written reviews point the same way: 44% of Splitwise's written reviews are positive against 49% of Buddy's.

UpkeepUpdate frequency

Splitwise ships an update weekly, Buddy every 9 days. Both last shipped on October 1, 2026.

Scorecard2 real differences · 9 level
Splitwise versus Buddy: the parameters behind the verdict, then further details
ParameterSplitwiseBuddy
PriceFreeFree
Rating4.0 (28K ratings)4.7 (9.5K ratings) — better
Positive reviews44.4% of reviews48.8% of reviews — better
Number of ratings28K — better9.5K
Update frequencyWeekly — betterEvery 9 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#30 — better#63
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS16.0 — better18.0
Further details — not scored
Size67 MB157 MB
Age rating4+4+
DeveloperSplitwise, Inc.Buddy Budgeting AB

Customer experience

Splitwise

All ratings28,064 ratings
Positive73.6%
Neutral2.2%
Negative24.2%
Written reviews2,277 reviews
Positive44.4%
Neutral6.5%
Negative49.1%

Buddy

All ratings9,498 ratings
Positive92.8%
Neutral3.0%
Negative4.2%
Written reviews862 reviews
Positive48.8%
Neutral12.1%
Negative39.1%

User reviews

Splitwise

From 28K App Store ratings

What we love

  • 🚀 Simplifies splitting expenses
  • 👍 Easy to use and intuitive
  • 💡 Helpful for group trips and shared living
  • 🚀 Convenient payment integration
  • 🚀 Supports multiple currencies

Room to improve

  • 🐛 Confusing settle up process
  • 🐛 Inaccurate receipt scanning
  • 💰 Subscription model too expensive
  • 🐛 Glitches when switching between apps
  • 🐛 Inconsistent user experience

Buddy

From 9.5K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface
  • 👍 Helps with budgeting

Room to improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices
  • 🐛 Transactions disappearing or resetting
  • 💸 Expensive subscription

Bugs and requests

Splitwise

Reported bugs

4 issues
  • Payments not properly credited
  • Expense entries disappearing
  • Incorrect balance calculations
  • Venmo integration issues

Requested features

5 requests
  • Custom recurring expense options
  • Ability to set default split percentages
  • Better group management tools
  • Improved currency conversion and tracking
  • Integration with more payment services

Buddy

Reported bugs

5 issues
  • Recurring transactions not working as expected
  • Balance not carrying over to next month
  • Syncing issues between devices
  • Transactions disappearing or resetting
  • Inability to edit categories without creating new ones

Requested features

8 requests
  • Calendar view for transactions
  • Bill reminders and due date tracking
  • Ability to hide/exclude certain transactions
  • Savings/investment tracking
  • Multi-currency support
Show 3 more
  • Ability to reorder categories
  • Weekly budget view
  • Ability to split transactions

In-app purchases

10 purchases

Splitwise

Subscriptions10
  • Splitwise Pro7 Days trial$2.991 Month
  • Splitwise Pro3 variants$2.991 Month
  • Splitwise Pro1 Month trial$2.991 Month
Show 7 more
  • Splitwise Pro$3.991 Month
  • Splitwise Pro4 variants$4.991 Month
  • Splitwise Pro1 Month trial$29.991 Year
  • Splitwise Pro2 variants$29.991 Year
  • Splitwise Pro3 variants$39.991 Year
  • Splitwise Pro1 Year trial$39.991 Year
  • Splitwise Pro7 Days trial$59.991 Year
11 purchases

Buddy

Subscriptions10
  • Buddy Premium7 Days trial$4.991 Month
  • Buddy Premium$4.991 Month
  • Premium$9.991 Month
Show 7 more
  • Buddy Premium$9.991 Month
  • Buddy Premium7 Days trial$16.991 Year
  • Buddy Premium7 Days trial$24.991 Year
  • Buddy Premium7 Days trial$34.991 Year
  • Buddy Premium1 Year trial$34.991 Year
  • Buddy Premium7 Days trial$39.991 Year
  • Buddy Premium7 Days trial2 variants$49.991 Year
One-time1
  • Unlimited$49.99

Questions

Is Splitwise free?
Splitwise is free to download, with in-app purchases available.
Is Buddy free?
Buddy is free to download, with in-app purchases available.
Which has better reviews, Splitwise or Buddy?
Buddy is rated higher. Splitwise averages 4.0 out of 5 from 28K ratings, while Buddy averages 4.7 from 9.5K ratings.
Do Splitwise or Buddy have ads?
Neither Splitwise nor Buddy shows ads.
Which is updated more often, Splitwise or Buddy?
Splitwise ships an update weekly, and Buddy every 9 days. Most recently, Splitwise was updated on October 1, 2026 and Buddy on October 1, 2026.
Which is more popular, Splitwise or Buddy?
Splitwise currently peaks at #30 in the App Store charts, and Buddy at #63. Chart position reflects recent download velocity rather than total install base.

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