Comparison

KBC Mobile vs Accountable Self

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KBC Mobile

Manage your banking and insurance needs securely and conveniently. Save, invest, and track your finances from home. Access mobility and home planning tools, or use it for train tickets and loyalty cards even without a bank account.

Highlights
  • Secure banking and insurance management
  • Savings and investment tools
  • Digital wallet for loyalty cards
  • Mobility and home planning hub
  • Financial educational articles
  • Digital assistant (Kate)
Features
Read full description

KBC Mobile: the best banking app in the world Looking to take care of your banking and insurance needs quickly and securely? Fancy saving and making investments from the comfort of home? Do it in a snap with our app. You can even check your account balance on your Apple watch. KBC Mobile has again been named best banking app in the world by independent research firm, Sia. Even if you don't have a current account with us, KBC Mobile can still be used for things like buying train tickets and storing your loyalty cards in a digital wallet. If you hold a current account at KBC, you can use the app to the full. You’ll get access to MyMobility, your very own hub for everything mobility-related. And MyHome will help you every step of the way with your home plans, regardless of whether you’re buying, renovating or making energy-efficient improvements. If you’d rather learn more about financial matters, the app has informative articles on key financial topics. And, of course, our digital assistant Kate is also on hand to assist you. Just tap the search bar at the top of the app’s screen and ask your question. If you opt for our ‘Personalised’ service, you can earn Kate Coins and use them to get cashbacks and other benefits at KBC and numerous partners. Download KBC Mobile for free now or visit www.kbc.be/en/mobile.

About

Accountable Self

Manage your business finances and tax obligations with ease. This app helps you submit tax returns, create invoices, track expenses by scanning receipts, and connect your bank account for real-time financial insights. Get support from tax coaches and prepare your documents for your accountant.

Highlights
  • Tax return preparation and submission
  • Unlimited e-invoicing
  • Receipt scanning for expense deduction
  • Real-time tax and spending insights
  • Bank account connection
  • Document sharing with accountants
Features
Read full description

Accountable - Taxes and invoicing for the self-employed Accountable takes the stress out of being your own boss. Handle your invoices, expenses, VAT, and taxes in one place. By yourself, or with an accountant. Trusted by 100,000+ freelancers and sole traders across Belgium and Germany. The Accountable app helps you with: - Taxes: prepare and submit all your tax obligations, stress-free. No prior tax knowledge required. From VAT return to income tax: we've got you covered. - Invoicing: create, personalise, and send unlimited e-invoices for your clients on your phone or on your computer. We notify you as soon as you get paid. - Expense management: never lose a deductible expense again. Just scan your receipt and we make sure it gets deducted from your taxes. You also get tailored tax tips and can match the expense with the relevant bank transaction. - Finances: connect your bank account and see what you should set aside for taxes and what you can safely spend in real time, or open a free Accountable Banking business account. - Accountant collaboration: prepare your taxes yourself or share your administration with your accountant. All your documents are ready for them in your account. - Support: our Tax Coaches can help you with all your questions. Just send us a message: support@accountable.eu __________________________________________________ Start for free, upgrade when you're ready. Every user gets access to our free invoicing plan, including: - Free PEPPOL registration - Unlimited e-invoices via the app (including self-billing) - Scan or upload up to 5 receipts per month - One connected professional bank account Ready for more? Upgrade for automatic VAT and tax return filing, live chat with our AI Accountant and Tax Coaches, and tax guarantee coverage of up to €10,000. Choose from: INVOICING PLUS, ACCOUNTING, TAXES or MAX. Free business account is included (Accountable Banking) for all users. Pay with Apple Pay or Google Pay, or order a physical card featuring our mascot, Aldo. __________________________________________________ Subscription info - Payment will be charged to your Apple account at confirmation of purchase. - Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. - Manage or cancel your subscription at any time in your Apple account settings. - After cancelling, your subscription remains active until the end of the current billing period, after which you move to our free plan. Terms and conditions: https://www.accountable.eu/en-be/terms Privacy policy: https://www.accountable.eu/privacy Address: Accountable SA, Square Victoria Régina 1, 1210 Sint-Josse-ten-Noode, Belgium Accountable SA Deutschland, Wattstraße 11, 13355 Berlin, Germany Accountable SA is authorised by the National Bank of Belgium. With its PSD2 licence, Accountable SA in Germany is subject to the supervision of the National Bank of Belgium as well as the Federal Financial Supervisory Authority (BaFin) in Bonn (Directive (EU) 2015/2366). In addition, the Deutsche Bundesbank in Frankfurt was informed of Accountable SA's offer by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) in a letter dated 26 March 2020.

Screenshots

KBC Mobile4 screens
Accountable Self4 screens

Verdict

The call

The clearest difference is ads: KBC Mobile at none against Accountable Self's shown. KBC Mobile also leads on rating (4.7 vs 4.4) and ratings volume (1.1K vs 44). Accountable Self's advantage is update cadence (every 6 days vs every 2 months). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. KBC Mobile sells 1 in-app purchase, starting at $0.99 per year and Accountable Self sells 19 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

KBC Mobile holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: KBC Mobile has 1.1K ratings behind it against 44, so its average is the more settled of the two. Written reviews point the same way: 80% of KBC Mobile's written reviews are positive against 66% of Accountable Self's.

UpkeepUpdate frequency

KBC Mobile ships an update every 2 months, Accountable Self every 6 days. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
KBC Mobile versus Accountable Self: the parameters behind the verdict, then further details
ParameterKBC MobileAccountable Self
PriceFreeFree
Rating4.7 (1.1K ratings) — better4.4 (44 ratings)
Positive reviews79.7% of reviews — better65.8% of reviews
Number of ratings1.1K — better44
Update frequencyEvery 2 monthsEvery 6 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.0 — better16.4
Further details — not scored
Size320 MB221 MB
Age rating4+4+
DeveloperKBC Global Services NVAccountable

Customer experience

KBC Mobile

All ratings1,106 ratings
Positive95.0%
Neutral1.8%
Negative3.2%
Written reviews69 reviews
Positive79.7%
Neutral2.9%
Negative17.4%

Accountable Self

All ratings44 ratings
Positive86.4%
Neutral0.0%
Negative13.6%
Written reviews111 reviews
Positive65.8%
Neutral12.6%
Negative21.6%

Bugs and requests

KBC Mobile

Reported bugs

5 issues
  • Login screen freezes
  • Incompatible with older devices
  • Mobile payments crashing after updates
  • Unreliable international transfers
  • Inability to save payee information

Requested features

5 requests
  • Dark mode option
  • Improved transaction history
  • Fingerprint/biometric login
  • Ability to print bank statements
  • More language support

Accountable Self

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

KBC Mobile

Subscriptions1
  • Goal Alert Video Pass (1 year)2 Months trial$0.991 Year
19 purchases

Accountable Self

Subscriptions19
  • Accountable INVOICING+$12.991 Month
  • BASIC (unavailable)$16.491 Month
  • Accountable GROW$19.991 Month
Show 16 more
  • Accountable BOOKKEEPING$25.001 Month
  • PRO (unavailable)$31.991 Month
  • Accountable PRO$39.901 Month
  • Accountable TAXES$39.991 Month
  • Accountable GROW MAX$39.991 Month
  • Accountable PRO MAX$49.001 Month
  • Accountable MAX$79.901 Month
  • BASIC (unavailable)$129.991 Year
  • Accountable INVOICING+$129.991 Year
  • Accountable SMALL$199.991 Year
  • PRO (unavailable)$269.991 Year
  • Accountable PRO$299.001 Year
  • Accountable GROW MAX$299.991 Year
  • Accountable TAXES$399.991 Year
  • Accountable PRO MAX$450.001 Year
  • Accountable MAX$799.991 Year

Questions

Is KBC Mobile free?
KBC Mobile is free to download, with in-app purchases available.
Is Accountable Self free?
Accountable Self is free to download, with in-app purchases available.
Which has better reviews, KBC Mobile or Accountable Self?
KBC Mobile is rated higher. KBC Mobile averages 4.7 out of 5 from 1.1K ratings, while Accountable Self averages 4.4 from 44 ratings.
Do KBC Mobile or Accountable Self have ads?
Accountable Self shows ads; KBC Mobile does not.
Which is updated more often, KBC Mobile or Accountable Self?
KBC Mobile ships an update every 2 months, and Accountable Self every 6 days. Most recently, KBC Mobile was updated on October 23, 2026 and Accountable Self on October 24, 2026.

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