Comparison

KBC Mobile vs Financial Flows

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KBC Mobile

Manage your banking and insurance needs securely and conveniently. Save, invest, and track your finances from home. Access mobility and home planning tools, or use it for train tickets and loyalty cards even without a bank account.

Highlights
  • Secure banking and insurance management
  • Savings and investment tools
  • Digital wallet for loyalty cards
  • Mobility and home planning hub
  • Financial educational articles
  • Digital assistant (Kate)
Features
Read full description

KBC Mobile: the best banking app in the world Looking to take care of your banking and insurance needs quickly and securely? Fancy saving and making investments from the comfort of home? Do it in a snap with our app. You can even check your account balance on your Apple watch. KBC Mobile has again been named best banking app in the world by independent research firm, Sia. Even if you don't have a current account with us, KBC Mobile can still be used for things like buying train tickets and storing your loyalty cards in a digital wallet. If you hold a current account at KBC, you can use the app to the full. You’ll get access to MyMobility, your very own hub for everything mobility-related. And MyHome will help you every step of the way with your home plans, regardless of whether you’re buying, renovating or making energy-efficient improvements. If you’d rather learn more about financial matters, the app has informative articles on key financial topics. And, of course, our digital assistant Kate is also on hand to assist you. Just tap the search bar at the top of the app’s screen and ask your question. If you opt for our ‘Personalised’ service, you can earn Kate Coins and use them to get cashbacks and other benefits at KBC and numerous partners. Download KBC Mobile for free now or visit www.kbc.be/en/mobile.

About

Financial Flows

Features
Read full description

Financial Flows is a private, easy-to-use personal finance app that shows you where your money goes - and where it is heading. Track every transaction, organise multiple accounts, and watch your balance update instantly. A clear dashboard shows your income, spending and net position at a glance, while the cash flow forecast projects your balance forward from your recurring income and bills. KEY FEATURES - Dashboard overview: total balance, income and expenses in one place - Transactions: fast entry, categories, search and attachments (snap a receipt) - Accounts: track as many as you need - Cash flow forecast: see your projected balance from recurring items - Reports: spending by category, income vs expenses, net worth and a Year in Review - Budgets and savings goals: plan ahead and stay on track - Multi-currency, in English and Dutch PRIVATE BY DESIGN Your data lives on your device. Nothing is shared or sold. Turn on optional Cloud Sync to back up and sync securely across your phone and the web. FOR FREELANCERS AND SMALL BUSINESS (Professional) - Business entities and invoicing - Business budgeting and a revenue calculator - Profit and loss reports Buy Personal Premium or Professional once, or get the Pro Bundle. Cloud Sync is a simple monthly or yearly subscription. Start free. No ads, ever. Privacy Policy: https://financialflows.app/about#privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

KBC Mobile4 screens
Financial Flows4 screens

Verdict

The call

The clearest difference is iOS requirement: Financial Flows at 13.0 against KBC Mobile's 16.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. KBC Mobile sells 1 in-app purchase, starting at $0.99 per year and Financial Flows sells 5 in-app purchases, starting at $3.49 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
KBC Mobile versus Financial Flows: the parameters behind the verdict, then further details
ParameterKBC MobileFinancial Flows
PriceFreeFree
Rating4.7 (1.1K ratings) — better—
Positive reviews79.7% of reviews—
Number of ratings1.1K — better—
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size320 MB46 MB
Age rating4+4+
DeveloperKBC Global Services NVNick Van den Acker

Bugs and requests

KBC Mobile

Reported bugs

5 issues
  • Login screen freezes
  • Incompatible with older devices
  • Mobile payments crashing after updates
  • Unreliable international transfers
  • Inability to save payee information

Requested features

5 requests
  • Dark mode option
  • Improved transaction history
  • Fingerprint/biometric login
  • Ability to print bank statements
  • More language support

Financial Flows

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

KBC Mobile

Subscriptions1
  • Goal Alert Video Pass (1 year)2 Months trial$0.991 Year
5 purchases

Financial Flows

Subscriptions2
  • Cloud Sync Monthly$3.491 Month
  • Cloud Sync Yearly$34.991 Year
One-time3
  • Personal Premium$15.99
  • Professional Pack$21.99
  • Pro Bundle$34.99

Questions

Is KBC Mobile free?
KBC Mobile is free to download, with in-app purchases available.
Is Financial Flows free?
Financial Flows is free to download, with in-app purchases available.
Do KBC Mobile or Financial Flows have ads?
Neither KBC Mobile nor Financial Flows shows ads.

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