Discovery vs Bankmed Balance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Discovery
Manage all your Discovery products in one place. Access health benefits, track fitness goals, view financial information, and submit claims. It's your central hub for all Discovery services.
- Access membership card
- Find healthcare professionals
- Submit and track claims
- View Vitality points and status
- Track fitness goals
- View transactions and balances
- Request emergency assistance
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Access and experience all your Discovery products wherever you are. Application features: Discovery Health: Access your membership card, find a healthcare professional, submit and track your claims, get your tax certificate and more. Discovery Vitality: See your Vitality points and status, track your Vitality Active Rewards goal and more. Discovery Card: View your transactions and balances, spend your Discovery Miles in store and more. Discovery Insure: Request emergency assistance, submit a claim, track your Vitalitydrive points and Active Rewards and more. Discovery Life: View your policy information including financial adviser details. Discovery Invest: View your portfolio (including fund balances) and request to have a document emailed to you. Members on the following medical schemes will also have access to their scheme information: MMED, Naspers, LA Health, Tsogo, TFG, Quantum, Anglovaal, Retail Medical Scheme, UKZN, BMW, Malcor, Wits & SAB . User notes: The application is available for anyone to download, but you have to be a Discovery member with at least one active Discovery product and must register on the Discovery website (www.discovery.co.za) before you can log in on the Discovery app. You will use the same username and password for the app as for the Discovery website. Continued use of GPS running in the background can dramatically decrease battery life. This App reads / writes data from Apple’s Health App with your permission. Earn Vitality points for your workouts from the Health App.
Bankmed Balance
Access your medical aid information, track claims, and view health records. Earn rewards for fitness activities by linking to health apps.
- View plan benefits and savings
- Track 12 months of claims history
- Search for healthcare professionals
- Access Electronic Health Record (EHR)
- Earn fitness points and rewards
- Integrates with Apple Health
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The Balance application is simple to use and provides a convenient way to access your Balance information - anytime, anywhere. Application features: Balance: Access your Active Rewards Active Rewards for Balance members encourages and rewards you for getting active. Achieve your Active rewards weekly exercise goals, earn fitness points and get rewarded with a play on the gameboard to reveal Miles – the rewards currency that you can redeem for a range of exciting rewards in the rewards mall. User notes: The application is available for all Balance members. To access your personalised Active Rewards exercise goals, you need to activate the Active Rewards benefit in the Balance app. To find out more about your Balance benefits, you can visit the Balance website on https://www.balancesa.co.za/portal/. This App reads / writes data from Apple’s Health App with your permission. Earn Miles for your workouts tracked via the Balance App.
Screenshots
Verdict
The clearest difference is rating: Discovery at 4.5 against Bankmed Balance's 3.6. Discovery also leads on ratings volume (3.6K vs 8) and update cadence (every 10 days vs monthly). Bankmed Balance's advantage is monetization model (ad-supported vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Discovery holds the better App Store score, 4.5 against 3.6. That said, the two scores are not equally well evidenced: Discovery has 3.6K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 22% of Discovery's written reviews are positive against 11% of Bankmed Balance's.
Discovery ships an update every 10 days, Bankmed Balance monthly. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.
| Parameter | Discovery | Bankmed Balance |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (3.6K ratings) — better | 3.6 (8 ratings) |
| Positive reviews | 21.7% of reviews — better | 10.7% of reviews |
| Number of ratings | 3.6K — better | 8 |
| Update frequency | Every 10 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 484 MB | 296 MB |
| Age rating | 12+ | 12+ |
| Developer | Discovery Limited | Bankmed |
Customer experience
Discovery
Bankmed Balance
Bugs and requests
Discovery
Reported bugs
4 issues- Workouts not syncing correctly
- Login and authentication problems
- Rewards and points not updating properly
- Compatibility issues with newer iOS versions
Requested features
4 requests- Improved syncing with fitness trackers and health apps
- Simplified navigation and user interface
- Customizable dashboard and reporting
- Ability to easily view and redeem rewards
Bankmed Balance
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Discovery
No in-app purchases
Bankmed Balance
No in-app purchases
Questions
Is Discovery free?
Is Bankmed Balance free?
Which has better reviews, Discovery or Bankmed Balance?
Do Discovery or Bankmed Balance have ads?
Which is updated more often, Discovery or Bankmed Balance?
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