Coastal1 Mobile Banking vs WaveFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Coastal1 Mobile Banking
Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, and deposit checks. Business members can also initiate ACH payments and wire transfers.
- Check account balances and details
- Make fund transfers between accounts
- Pay bills and search transaction history
- Deposit checks via mobile device
- Find ATM and branch locations
- Initiate ACH payments and wire transfers (business)
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Enjoy the convenience of banking on the go with Coastal1 Mobile. Available to all Coastal1 Credit Union online banking members. Coastal1 Mobile allows you to check balances, make transfers, pay bills, deposit checks, and find ATM and branch locations. Business online banking members can also make ACH payments and wire transfers. Available features include: Accounts Display account balances and details in real-time. Search and sort account history by date, amount, or check number. Payments Pay your bills and search for recent transactions by date, amount, or check number. Transfers Transfer funds among Coastal1 accounts, and between Coastal1 and external accounts. Deposits Deposit checks using your mobile device. Locations Find nearby branches and ATMs using your phone’s built-in GPS; you can also search by zip code or address.
WaveFCU
Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds between accounts, and make loan payments securely. It also offers secure messaging for customer support.
- Check account balances
- View transaction history
- Transfer funds
- Pay loans
- Secure messaging
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Wave Federal Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Secure Messaging for support If you have any questions about this application, please contact us at 401-781-1020.
Screenshots
Verdict
The clearest difference is rating: Coastal1 Mobile Banking at 4.5 against WaveFCU's 3.5. Coastal1 Mobile Banking also leads on ratings volume (2.4K vs 19) and update cadence (every 6 months vs every 31 months). WaveFCU's advantage is iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Coastal1 Mobile Banking holds the better App Store score, 4.5 against 3.5. That said, the two scores are not equally well evidenced: Coastal1 Mobile Banking has 2.4K ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 70% of Coastal1 Mobile Banking's written reviews are positive against 57% of WaveFCU's.
Coastal1 Mobile Banking ships an update every 6 months, WaveFCU every 31 months. The most recent releases landed on November 13, 2026 and November 3, 2026 respectively.
| Parameter | Coastal1 Mobile Banking | WaveFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2.4K ratings) — better | 3.5 (19 ratings) |
| Positive reviews | 70.3% of reviews — better | 57.1% of reviews |
| Number of ratings | 2.4K — better | 19 |
| Update frequency | Every 6 months — better | Every 31 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 119 MB | 95 MB |
| Age rating | 4+ | 4+ |
| Developer | Coastal1 Credit Union | Wave Federal Credit Union |
Customer experience
Coastal1 Mobile Banking
WaveFCU
Bugs and requests
Coastal1 Mobile Banking
Reported bugs
4 issues- App frequently crashes or freezes
- Login process often fails or takes too long
- Inconsistent app behavior across devices
- Incorrect account balance information
Requested features
5 requests- Ability to deposit checks through the app
- Improved bill pay functionality
- Faster external transfers
- Option to view account history in more detail
- Support for Spanish language
WaveFCU
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Coastal1 Mobile Banking
No in-app purchases
WaveFCU
No in-app purchases
Questions
Is Coastal1 Mobile Banking free?
Is WaveFCU free?
Which has better reviews, Coastal1 Mobile Banking or WaveFCU?
Do Coastal1 Mobile Banking or WaveFCU have ads?
Which is updated more often, Coastal1 Mobile Banking or WaveFCU?
Other comparisons
