Comparison

Sunward Mobile vs Worthium

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sunward Mobile

Manage your finances conveniently from your mobile device. Deposit checks, transfer money, pay bills, and monitor your spending and savings goals. Access account information quickly and securely.

Highlights
  • Quick balance and transaction view
  • Mobile check deposit
  • Send money to others
  • Biometric/PIN login
  • Bill payment and payee setup
  • Spending and savings goal tracking
  • Budget monitoring
  • View eStatements
Features
Read full description

Manage your Sunward accounts on the go. Deposit checks, transfer funds, pay bills, and check your balance. KEY FEATURES - Check your balances and recent transactions without logging in. - Deposit checks by taking a picture. - Send money to friends and family. - Securely log in using biometrics or a PIN - Pay bills and set up payees. - Track spending and savings goals. - Monitor monthly budgets. - View eStatements. - Update contact information. - Send and receive secure messages. For assistance with issues or questions regarding the app, please send us a secure message within online banking with a description of what you’re experiencing. Or call 505.293.0500 or 800.947.5328. Federally insured by NCUA

About

Worthium

A private, offline net worth tracker that allows you to manually input assets and liabilities. Gain clarity on your financial standing without sharing your data or dealing with ads and subscriptions.

Highlights
  • 100% Offline tracking
  • Private by design, data stays on device
  • No account or bank connections required
  • Ad-free and no in-app purchases
  • Manual asset and liability entry
  • View net worth and historical trends
Features
Read full description

Why No Bank Connections? Worthium is built around a simple idea: your financial life should not require handing over access to your financial accounts. Bank-connected finance apps can be useful, but they often come with tradeoffs. Accounts disconnect. Logins expire. Passwords change. Institutions fail to sync correctly. You end up reconnecting accounts, approving access again, fixing missing data, or wondering whether your numbers are even accurate. Worthium avoids that entire mess. No bank linking. No account syncing. No reconnecting institutions. No remembering extra passwords. No wondering who has access to your financial data. Instead, Worthium gives you a clean, manual way to track your net worth with intention. There is also something more meaningful about entering your own progress. When your savings grow, your debt goes down, your investments increase, or your home equity rises, you get to record that moment yourself. You are not just watching numbers auto-sync in the background. You are actively tracking the wealth you are building. Worthium is for people who want privacy, clarity, and control. Not every transaction. Not every coffee. Not every bank login. Just the bigger picture: what you own, what you owe, and how your net worth is changing over time.

Screenshots

Sunward Mobile4 screens
Worthium4 screens

Verdict

The call

Sunward Mobile and Worthium both sit at 4.9 stars, but that hides the real split: 100% of Worthium's written reviews are positive against 60% of Sunward Mobile's. Worthium also leads on update cadence (every 2 days vs every 5 weeks). Sunward Mobile's advantage is in-app purchases (none vs 1) and ratings volume (14K vs 3). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Worthium sells 1 in-app purchase, starting at $6.99 per year. Sunward Mobile asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Sunward Mobile against 5.0 for Worthium. That said, the two scores are not equally well evidenced: Sunward Mobile has 14K ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 60% of Sunward Mobile's written reviews are positive against 100% of Worthium's.

UpkeepUpdate frequency

Sunward Mobile ships an update every 5 weeks, Worthium every 2 days. The most recent releases landed on November 11, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
Sunward Mobile versus Worthium: the parameters behind the verdict, then further details
ParameterSunward MobileWorthium
PriceFreeFree
Rating4.9 (14K ratings)5.0 (3 ratings) — better
Positive reviews60.0% of reviews100.0% of reviews — better
Number of ratings14K — better3
Update frequencyEvery 5 weeksEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterPaid
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size186 MB54 MB
Age rating4+12+
DeveloperSunward Federal Credit UnionERIC ADLER

Customer experience

Sunward Mobile

All ratings13,934 ratings
Positive97.8%
Neutral1.5%
Negative0.6%
Written reviews100 reviews
Positive60.0%
Neutral15.0%
Negative25.0%

Worthium

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Sunward Mobile

Reported bugs

4 issues
  • Login screen freezes
  • Mobile deposit issues
  • Incompatibility with newer devices
  • Frequent crashes and force-closes

Requested features

5 requests
  • Dark mode option
  • Landscape mode support
  • Improved Zelle integration
  • Differentiate deposits and withdrawals
  • Show account interest rates

Worthium

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Sunward Mobile

No in-app purchases

1 purchases

Worthium

Subscriptions1
  • Worthium Pro$6.991 Year

Questions

Is Sunward Mobile free?
Sunward Mobile is free to download, with no in-app purchases.
Is Worthium free?
Worthium is free to download, with in-app purchases available.
Which has better reviews, Sunward Mobile or Worthium?
Worthium is rated higher. Sunward Mobile averages 4.9 out of 5 from 14K ratings, while Worthium averages 5.0 from 3 ratings.
Do Sunward Mobile or Worthium have ads?
Neither Sunward Mobile nor Worthium shows ads.
Which is updated more often, Sunward Mobile or Worthium?
Sunward Mobile ships an update every 5 weeks, and Worthium every 2 days. Most recently, Sunward Mobile was updated on November 11, 2026 and Worthium on October 31, 2026.

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