Sunward Mobile vs Worthium
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sunward Mobile
Manage your finances conveniently from your mobile device. Deposit checks, transfer money, pay bills, and monitor your spending and savings goals. Access account information quickly and securely.
- Quick balance and transaction view
- Mobile check deposit
- Send money to others
- Biometric/PIN login
- Bill payment and payee setup
- Spending and savings goal tracking
- Budget monitoring
- View eStatements
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Manage your Sunward accounts on the go. Deposit checks, transfer funds, pay bills, and check your balance. KEY FEATURES - Check your balances and recent transactions without logging in. - Deposit checks by taking a picture. - Send money to friends and family. - Securely log in using biometrics or a PIN - Pay bills and set up payees. - Track spending and savings goals. - Monitor monthly budgets. - View eStatements. - Update contact information. - Send and receive secure messages. For assistance with issues or questions regarding the app, please send us a secure message within online banking with a description of what you’re experiencing. Or call 505.293.0500 or 800.947.5328. Federally insured by NCUA
Worthium
A private, offline net worth tracker that allows you to manually input assets and liabilities. Gain clarity on your financial standing without sharing your data or dealing with ads and subscriptions.
- 100% Offline tracking
- Private by design, data stays on device
- No account or bank connections required
- Ad-free and no in-app purchases
- Manual asset and liability entry
- View net worth and historical trends
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Why No Bank Connections? Worthium is built around a simple idea: your financial life should not require handing over access to your financial accounts. Bank-connected finance apps can be useful, but they often come with tradeoffs. Accounts disconnect. Logins expire. Passwords change. Institutions fail to sync correctly. You end up reconnecting accounts, approving access again, fixing missing data, or wondering whether your numbers are even accurate. Worthium avoids that entire mess. No bank linking. No account syncing. No reconnecting institutions. No remembering extra passwords. No wondering who has access to your financial data. Instead, Worthium gives you a clean, manual way to track your net worth with intention. There is also something more meaningful about entering your own progress. When your savings grow, your debt goes down, your investments increase, or your home equity rises, you get to record that moment yourself. You are not just watching numbers auto-sync in the background. You are actively tracking the wealth you are building. Worthium is for people who want privacy, clarity, and control. Not every transaction. Not every coffee. Not every bank login. Just the bigger picture: what you own, what you owe, and how your net worth is changing over time.
Screenshots
Verdict
Sunward Mobile and Worthium both sit at 4.9 stars, but that hides the real split: 100% of Worthium's written reviews are positive against 60% of Sunward Mobile's. Worthium also leads on update cadence (every 2 days vs every 5 weeks). Sunward Mobile's advantage is in-app purchases (none vs 1) and ratings volume (14K vs 3). On price, rating, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Worthium sells 1 in-app purchase, starting at $6.99 per year. Sunward Mobile asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.9 for Sunward Mobile against 5.0 for Worthium. That said, the two scores are not equally well evidenced: Sunward Mobile has 14K ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 60% of Sunward Mobile's written reviews are positive against 100% of Worthium's.
Sunward Mobile ships an update every 5 weeks, Worthium every 2 days. The most recent releases landed on November 11, 2026 and October 31, 2026 respectively.
| Parameter | Sunward Mobile | Worthium |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (14K ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 60.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 14K — better | 3 |
| Update frequency | Every 5 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Paid |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 186 MB | 54 MB |
| Age rating | 4+ | 12+ |
| Developer | Sunward Federal Credit Union | ERIC ADLER |
Customer experience
Sunward Mobile
Worthium
Bugs and requests
Sunward Mobile
Reported bugs
4 issues- Login screen freezes
- Mobile deposit issues
- Incompatibility with newer devices
- Frequent crashes and force-closes
Requested features
5 requests- Dark mode option
- Landscape mode support
- Improved Zelle integration
- Differentiate deposits and withdrawals
- Show account interest rates
Worthium
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Sunward Mobile
No in-app purchases
Worthium
- Worthium Pro$6.991 Year
Questions
Is Sunward Mobile free?
Is Worthium free?
Which has better reviews, Sunward Mobile or Worthium?
Do Sunward Mobile or Worthium have ads?
Which is updated more often, Sunward Mobile or Worthium?
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