Comparison

Sunward Mobile vs State ECU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sunward Mobile

Manage your finances conveniently from your mobile device. Deposit checks, transfer money, pay bills, and monitor your spending and savings goals. Access account information quickly and securely.

Highlights
  • Quick balance and transaction view
  • Mobile check deposit
  • Send money to others
  • Biometric/PIN login
  • Bill payment and payee setup
  • Spending and savings goal tracking
  • Budget monitoring
  • View eStatements
Features
Read full description

Manage your Sunward accounts on the go. Deposit checks, transfer funds, pay bills, and check your balance. KEY FEATURES - Check your balances and recent transactions without logging in. - Deposit checks by taking a picture. - Send money to friends and family. - Securely log in using biometrics or a PIN - Pay bills and set up payees. - Track spending and savings goals. - Monitor monthly budgets. - View eStatements. - Update contact information. - Send and receive secure messages. For assistance with issues or questions regarding the app, please send us a secure message within online banking with a description of what you’re experiencing. Or call 505.293.0500 or 800.947.5328. Federally insured by NCUA

About

State ECU Mobile

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Secure sign-on options like Touch ID and Face ID enhance your banking experience.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills and manage payees
  • Deposit checks via camera
  • Secure Touch ID/Face ID login
Features
Read full description

Bank wherever you are with State ECU Digital Banking Mobile App. Available to all State ECU Digital Banking Members. Available features include: Accounts: • Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: • Easily transfer funds between your accounts. Bill Pay: • Make payments and view recent and scheduled payments. • Ability to add new payees, edit existing payees, or delete payees directly from the mobile app. Deposits: • Submit check deposits using your device’s camera. Touch ID/Face ID: • Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition. Member NCUA. Equal Housing Lender.

Screenshots

Sunward Mobile4 screens
State ECU Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Sunward Mobile at 60% against State ECU Mobile's 11%. Sunward Mobile also leads on rating (4.9 vs 1.8) and ads (none vs shown). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Sunward Mobile holds the better App Store score, 4.9 against 1.8. That said, the two scores are not equally well evidenced: Sunward Mobile has 14K ratings behind it against 56, so its average is the more settled of the two. Written reviews point the same way: 60% of Sunward Mobile's written reviews are positive against 11% of State ECU Mobile's.

UpkeepUpdate frequency

Sunward Mobile ships an update every 5 weeks, State ECU Mobile every 2 months. The most recent releases landed on September 23, 2026 and August 15, 2026 respectively.

Scorecard5 real differences · 5 level
Sunward Mobile versus State ECU Mobile: the parameters behind the verdict, then further details
ParameterSunward MobileState ECU Mobile
PriceFreeFree
Rating4.9 (14K ratings) — better1.8 (56 ratings)
Positive reviews60.0% of reviews — better11.1% of reviews
Number of ratings14K — better56
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod, Apple Watch — better
Requires iOS16.015.5 — better
Further details — not scored
Size186 MB199 MB
Age rating4+17+
DeveloperSunward Federal Credit UnionState Employees Credit Union

Customer experience

Sunward Mobile

All ratings13,934 ratings
Positive97.8%
Neutral1.5%
Negative0.6%
Written reviews100 reviews
Positive60.0%
Neutral15.0%
Negative25.0%

State ECU Mobile

All ratings56 ratings
Positive16.1%
Neutral5.4%
Negative78.6%
Written reviews27 reviews
Positive11.1%
Neutral3.7%
Negative85.2%

User reviews

Sunward Mobile

From 14K App Store ratings

What we love

  • 👍 Easy to use
  • 💡 Convenient features
  • 🚀 Fast and responsive
  • 🔒 Secure banking
  • ⭐ Great customer service

Room to improve

  • 🐛 Frequent crashes and bugs
  • ⚠️ Unreliable app performance
  • 🔒 Privacy concerns
  • 🔄 Forced log-outs and login issues
  • 🛑 Unable to access accounts and features

State ECU Mobile

From 56 App Store ratings

What we love

  • 🆕 More updated features
  • 🔍 Better account overview

Room to improve

  • 🤯 Complicated and confusing interface
  • 🤔 Inaccurate account information
  • 🔒 Difficulty logging in and accessing accounts
  • 🚫 Lack of important features (pending transactions, bill pay, etc.)
  • 🤬 Frustrating user experience leading to customer churn

Bugs and requests

Sunward Mobile

Reported bugs

4 issues
  • Login screen freezes
  • Mobile deposit issues
  • Incompatibility with newer devices
  • Frequent crashes and force-closes

Requested features

5 requests
  • Dark mode option
  • Landscape mode support
  • Improved Zelle integration
  • Differentiate deposits and withdrawals
  • Show account interest rates

State ECU Mobile

No bugs or feature requests surfaced in reviews.

In-app purchases

None

Sunward Mobile

No in-app purchases

None

State ECU Mobile

No in-app purchases

Questions

Is Sunward Mobile free?
Sunward Mobile is free to download, with no in-app purchases.
Is State ECU Mobile free?
State ECU Mobile is free to download, with no in-app purchases.
Which has better reviews, Sunward Mobile or State ECU Mobile?
Sunward Mobile is rated higher. Sunward Mobile averages 4.9 out of 5 from 14K ratings, while State ECU Mobile averages 1.8 from 56 ratings.
Do Sunward Mobile or State ECU Mobile have ads?
State ECU Mobile shows ads; Sunward Mobile does not.
Which is updated more often, Sunward Mobile or State ECU Mobile?
Sunward Mobile ships an update every 5 weeks, and State ECU Mobile every 2 months. Most recently, Sunward Mobile was updated on September 23, 2026 and State ECU Mobile on August 15, 2026.

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