Sunward Mobile vs State ECU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sunward Mobile
Manage your finances conveniently from your mobile device. Deposit checks, transfer money, pay bills, and monitor your spending and savings goals. Access account information quickly and securely.
- Quick balance and transaction view
- Mobile check deposit
- Send money to others
- Biometric/PIN login
- Bill payment and payee setup
- Spending and savings goal tracking
- Budget monitoring
- View eStatements
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Manage your Sunward accounts on the go. Deposit checks, transfer funds, pay bills, and check your balance. KEY FEATURES - Check your balances and recent transactions without logging in. - Deposit checks by taking a picture. - Send money to friends and family. - Securely log in using biometrics or a PIN - Pay bills and set up payees. - Track spending and savings goals. - Monitor monthly budgets. - View eStatements. - Update contact information. - Send and receive secure messages. For assistance with issues or questions regarding the app, please send us a secure message within online banking with a description of what you’re experiencing. Or call 505.293.0500 or 800.947.5328. Federally insured by NCUA
State ECU Mobile
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Secure sign-on options like Touch ID and Face ID enhance your banking experience.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills and manage payees
- Deposit checks via camera
- Secure Touch ID/Face ID login
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Bank wherever you are with State ECU Digital Banking Mobile App. Available to all State ECU Digital Banking Members. Available features include: Accounts: • Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: • Easily transfer funds between your accounts. Bill Pay: • Make payments and view recent and scheduled payments. • Ability to add new payees, edit existing payees, or delete payees directly from the mobile app. Deposits: • Submit check deposits using your device’s camera. Touch ID/Face ID: • Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition. Member NCUA. Equal Housing Lender.
Screenshots
Verdict
The clearest difference is review sentiment: Sunward Mobile at 60% against State ECU Mobile's 11%. Sunward Mobile also leads on rating (4.9 vs 1.8) and ads (none vs shown). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sunward Mobile holds the better App Store score, 4.9 against 1.8. That said, the two scores are not equally well evidenced: Sunward Mobile has 14K ratings behind it against 56, so its average is the more settled of the two. Written reviews point the same way: 60% of Sunward Mobile's written reviews are positive against 11% of State ECU Mobile's.
Sunward Mobile ships an update every 5 weeks, State ECU Mobile every 2 months. The most recent releases landed on September 23, 2026 and August 15, 2026 respectively.
| Parameter | Sunward Mobile | State ECU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (14K ratings) — better | 1.8 (56 ratings) |
| Positive reviews | 60.0% of reviews — better | 11.1% of reviews |
| Number of ratings | 14K — better | 56 |
| Update frequency | Every 5 weeks — better | Every 2 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod, Apple Watch — better |
| Requires iOS | 16.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 186 MB | 199 MB |
| Age rating | 4+ | 17+ |
| Developer | Sunward Federal Credit Union | State Employees Credit Union |
Customer experience
Sunward Mobile
State ECU Mobile
User reviews
Sunward Mobile
From 14K App Store ratingsWhat we love
- 👍 Easy to use
- 💡 Convenient features
- 🚀 Fast and responsive
- 🔒 Secure banking
- ⭐ Great customer service
Room to improve
- 🐛 Frequent crashes and bugs
- ⚠️ Unreliable app performance
- 🔒 Privacy concerns
- 🔄 Forced log-outs and login issues
- 🛑 Unable to access accounts and features
State ECU Mobile
From 56 App Store ratingsWhat we love
- 🆕 More updated features
- 🔍 Better account overview
Room to improve
- 🤯 Complicated and confusing interface
- 🤔 Inaccurate account information
- 🔒 Difficulty logging in and accessing accounts
- 🚫 Lack of important features (pending transactions, bill pay, etc.)
- 🤬 Frustrating user experience leading to customer churn
Bugs and requests
Sunward Mobile
Reported bugs
4 issues- Login screen freezes
- Mobile deposit issues
- Incompatibility with newer devices
- Frequent crashes and force-closes
Requested features
5 requests- Dark mode option
- Landscape mode support
- Improved Zelle integration
- Differentiate deposits and withdrawals
- Show account interest rates
State ECU Mobile
No bugs or feature requests surfaced in reviews.
In-app purchases
Sunward Mobile
No in-app purchases
State ECU Mobile
No in-app purchases
Questions
Is Sunward Mobile free?
Is State ECU Mobile free?
Which has better reviews, Sunward Mobile or State ECU Mobile?
Do Sunward Mobile or State ECU Mobile have ads?
Which is updated more often, Sunward Mobile or State ECU Mobile?
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