Sunward Mobile vs LTR Plans

Manage your Sunward accounts on the go. Deposit checks, transfer funds, pay bills, and check your balance. KEY FEATURES - Check your balances and recent transactions without logging in. - Deposit checks by taking a picture. - Send money to friends and family. - Securely log in using biometrics or a PIN - Pay bills and set up payees. - Track spending and savings goals. - Monitor monthly budgets. - View eStatements. - Update contact information. - Send and receive secure messages. For assistance with issues or questions regarding the app, please send us a secure message within online banking with a description of what you’re experiencing. Or call 505.293.0500 or 800.947.5328. Federally insured by NCUA

Your budget is incomplete. You've probably got the basics covered — monthly expenses and savings for standard long-term needs (retirement, maybe college). If you're really on the ball you've factored quarterly and annual expenses into your savings plan. But have you factored in those expenses that are not going to happen until next year, or the year after, or in seven years? Do you even know what those expenses are and how much you'll need? Every person, especially home-owners, has assets that will eventually need replacing — cars, laptops, phones, roofs, HVAC systems, appliances, water heaters, and more. Does your current budget factor in all these things? Everyone needs a Long Term Replacement (LaTeR) Plan. With a good plan, you can add ONE more line item to your monthly budget to fund all those expenses that are coming your way. Finish your budget! How it works: Create a plan, and enter how much you've already set aside (or can set aside) in savings for your LTR Fund. Record your assets with their expected lifespans and replacement costs. LTR Plans automatically schedules future replacements, adjusts for inflation, and calculates the exact monthly contribution needed to keep your replacement fund healthy — for decades. Key Features: • Add assets to your plan from a list of common choices, or entirely customized • Month-by-month fund projections with interest, contributions, and expenses • Required contribution calculator — know the minimum you need to save • Designate a future replacement as being funded elsewhere to remove it from future calculations • Self-sustaining balance analysis — how much is needed to fully fund the plan without further contributions • Category-specific inflation rates for accurate long-term projections • Multiple plans for different properties or scenarios • Full backup & restore • Multi-platform: iPhone, iPad, or Mac • iCloud sync