OceanFirst Bank Mobile vs Edifi Credit Union
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OceanFirst Bank Mobile
Securely manage your bank accounts from your smartphone or tablet. View balances, deposit checks, transfer funds, pay bills, and send money. You can also manage your debit card and locate branches and ATMs.
- Digital banking registration
- View account balances
- Deposit checks
- Transfer funds
- Pay bills
- Send money with Zelle®
- Manage debit card and travel notifications
Read full descriptionHide full description
With the OceanFirst Bank app, you can securely manage your personal or business accounts anytime, anywhere. - Register for Digital Banking Access - View Account Balances - Deposit Checks - Transfer Funds - Pay Bills - Send Money Using Zelle® - Manage Your Debit Card & Travel Notifications - Locate OceanFirst Branches & ATMs For questions about mobile banking, please contact the OceanFirst Customer Care Center at 1.888.623.2698. To learn more about how we protect your accounts and your privacy, please visit https://oceanfirst.com/security/mobile-app-privacy-policy/ Member FDIC
Edifi Credit Union
Manage your finances on the go with secure and free access to your accounts. Check balances, review transactions, pay bills, and transfer funds instantly from your mobile device.
- Check account balances
- Review recent transactions
- Transfer funds between accounts
- View and pay bills
- Secure and free access
Read full descriptionHide full description
Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills (you must be enrolled in bill pay within online banking) Federally insured by the NCUA.
Screenshots
Verdict
The clearest difference is ads: OceanFirst Bank Mobile at none against Edifi Credit Union's shown. OceanFirst Bank Mobile also leads on review sentiment (54% vs 39%) and ratings volume (12K vs 1.1K). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OceanFirst Bank Mobile holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: OceanFirst Bank Mobile has 12K ratings behind it against 1.1K, so its average is the more settled of the two. Written reviews point the same way: 54% of OceanFirst Bank Mobile's written reviews are positive against 39% of Edifi Credit Union's.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 24, 2026 and September 18, 2026 respectively.
| Parameter | OceanFirst Bank Mobile | Edifi Credit Union |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (12K ratings) — better | 4.6 (1.1K ratings) |
| Positive reviews | 54.2% of reviews — better | 39.1% of reviews |
| Number of ratings | 12K — better | 1.1K |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 115 MB | 104 MB |
| Age rating | 4+ | 4+ |
| Developer | OceanFirst Bank - Mobile Banking | EdiFi Federal Credit Union |
Customer experience
OceanFirst Bank Mobile
Edifi Credit Union
User reviews
OceanFirst Bank Mobile
From 12K App Store ratingsWhat we love
- 🚀 Convenient mobile banking
- 👍 User-friendly interface
- 🔒 Secure transactions
- 💡 Useful features (e.g. quick balance, Zelle)
Room to improve
- 🐛 Frequent app crashes and bugs
- 🔍 Inaccurate account balances and transaction tracking
- ⚠️ Unreliable mobile deposit feature
- 🕰️ Slow processing of transfers and payments
Edifi Credit Union
From 1.1K App Store ratingsWhat we love
- 👍 Easy to navigate
- 🚀 Great app performance
- 💡 Useful features like check deposit
Room to improve
- 🐛 Frequent app crashes and bugs
- ⚠️ Unreliable server connectivity
- 🔒 Security concerns with login process
- 🤔 Confusing UI changes
Bugs and requests
OceanFirst Bank Mobile
Reported bugs
4 issues- Zelle transfers not working
- Card control section not loading
- iOS 18 widget compatibility issues
- Inconsistent app performance after updates
Requested features
4 requests- Add dark mode option
- Improve mobile deposit functionality
- Enhance transaction search and filtering
- Provide real-time account balance updates
Edifi Credit Union
Reported bugs
3 issues- Delayed transaction updates
- Account balances not displaying correctly
- Login freezes and crashes
Requested features
3 requests- Ability to label accounts
- Integration with mobile wallets like Apple Pay
- Improved transaction history and balance visibility
In-app purchases
OceanFirst Bank Mobile
No in-app purchases
Edifi Credit Union
No in-app purchases
Questions
Is OceanFirst Bank Mobile free?
Is Edifi Credit Union free?
Which has better reviews, OceanFirst Bank Mobile or Edifi Credit Union?
Do OceanFirst Bank Mobile or Edifi Credit Union have ads?
Which is updated more often, OceanFirst Bank Mobile or Edifi Credit Union?
Other comparisons
