Comparison

BECU vs Composition Wealth Portal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BECU

Manage your finances on the go with this app. It allows you to view all your BECU and non-BECU accounts, track spending, and handle everyday banking tasks like transfers and mobile check deposits. The design is user-friendly, making financial management simpler.

Highlights
  • Consolidate accounts (BECU & non-BECU)
  • Budgeting based on spending history
  • Locate ATMs and branches
  • Fund transfers
  • Mobile check deposit
  • Bill pay
Features
Read full description

Manage your finances in the palm of your hand: BECU’s app is designed to bring budgeting to your phone. Use the unique features to view not only your BECU accounts but also your credit cards, bank accounts and loans held elsewhere. The colorful, friendly design helps you track spending, review outstanding balances and expenses. The updated app also allows easy everyday banking. From transferring funds to locating ATMs and the ever popular mobile check deposit feature, it’s your money, simplified. BECU App Features and Benefits: • Combine and view your BECU and non-BECU financial accounts in one place • Budget based on your spending, income, debt and expense history • Locate the nearest BECU, ATM or shared branching partner credit union • Transfer funds • Deposit checks • View accounts • Pay bills and view payees • Review Alerts • Updated design and expansive user experience

About

Composition Wealth Portal

Access your portfolio data through a streamlined interface. This application is exclusively for authorized clients of Composition Wealth. Contact your advisory team to request access.

Highlights
  • Portfolio data access
  • Simple interface
  • Elegant design
  • Client-specific access
  • Advisory team contact
Features
Read full description

The Composition Wealth mobile phone application enables authorized clients to access portfolio data in a simple, elegant interface. Requirements: You must be a Composition Wealth client authorized to use the phone application. If you would like to request access, please get in touch with your Composition Wealth Advisory Team.

Screenshots

BECU4 screens
Composition Wealth Portal3 screens

Verdict

The call

The clearest difference is ratings volume: BECU at 71K against Composition Wealth Portal's 5. BECU also leads on iOS requirement (13.0 vs 15.5). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Composition Wealth Portal holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: BECU has 71K ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
BECU versus Composition Wealth Portal: the parameters behind the verdict, then further details
ParameterBECUComposition Wealth Portal
PriceFreeFree
Rating4.8 (71K ratings)5.0 (5 ratings) — better
Positive reviews59.8% of reviews—
Number of ratings71K — better5
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size105 MB141 MB
Age rating4+4+
DeveloperBECUComposition Wealth, LLC

Customer experience

BECU

All ratings70,888 ratings
Positive97.5%
Neutral1.0%
Negative1.5%
Written reviews495 reviews
Positive59.8%
Neutral8.1%
Negative32.1%

Composition Wealth Portal

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

BECU

Reported bugs

4 issues
  • Inconsistent transaction reporting between app and website
  • Messaging/chat feature not functioning properly
  • Mobile check deposit often fails to recognize correct amounts
  • Frequent login issues and challenges with multi-factor authentication

Requested features

5 requests
  • Add ability to make loan payments and view statements within the app
  • Improve transaction search and categorization tools
  • Provide option to customize budget categories and time periods
  • Integrate credit score checking functionality
  • Allow linking of external bank accounts for a more holistic view

Composition Wealth Portal

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BECU

No in-app purchases

None

Composition Wealth Portal

No in-app purchases

Questions

Is BECU free?
BECU is free to download, with no in-app purchases.
Is Composition Wealth Portal free?
Composition Wealth Portal is free to download, with no in-app purchases.
Which has better reviews, BECU or Composition Wealth Portal?
Composition Wealth Portal is rated higher. BECU averages 4.8 out of 5 from 71K ratings, while Composition Wealth Portal averages 5.0 from 5 ratings.
Do BECU or Composition Wealth Portal have ads?
Neither BECU nor Composition Wealth Portal shows ads.
Which is updated more often, BECU or Composition Wealth Portal?
BECU ships an update every 2 months, and Composition Wealth Portal every 2 months. Most recently, BECU was updated on November 7, 2026 and Composition Wealth Portal on November 5, 2026.

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