BECU vs First Hill Trust
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BECU
Manage all your financial accounts, both BECU and external, in one place. Track spending, review balances, and handle everyday banking tasks like transfers and mobile check deposits with a user-friendly interface.
- Consolidate BECU and non-BECU accounts
- Budget based on spending history
- Locate ATMs and credit unions
- Transfer funds
- Deposit checks
- Pay bills
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Manage your finances in the palm of your hand: BECU’s app is designed to bring budgeting to your phone. Use the unique features to view not only your BECU accounts but also your credit cards, bank accounts and loans held elsewhere. The colorful, friendly design helps you track spending, review outstanding balances and expenses. The updated app also allows easy everyday banking. From transferring funds to locating ATMs and the ever popular mobile check deposit feature, it’s your money, simplified. BECU App Features and Benefits: • Combine and view your BECU and non-BECU financial accounts in one place • Budget based on your spending, income, debt and expense history • Locate the nearest BECU, ATM or shared branching partner credit union • Transfer funds • Deposit checks • View accounts • Pay bills and view payees • Review Alerts • Updated design and expansive user experience
First Hill Trust
Manage your retirement savings and investments with this app. Forecast your future income, monitor your account balance and performance, and adjust your contributions. Securely upload documents and access financial learning resources.
- Retirement income forecast
- Balance and investment monitoring
- Contribution adjustments
- Investment selection and rebalancing
- Secure document upload
- Financial learning center
- Beneficiary management
- Biometric login
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Planning for a secure and fulfilling retirement requires careful consideration and proactive steps. One of the most effective tools at your disposal is your company's 401(k) plan, particularly if you're new to investing. Even a small percentage of your income can have a substantial impact on your financial future when you're deciding on your contribution rate. Secure your future with ease with the First Hill Trust Company Retirement Benefits app. • Forecast: Get a retirement income forecast • Monitor: Check your balance and investment performance • Save: Change your paycheck contributions • Invest: Choose and rebalance investments • Upload: Snap photos of documents and submit them securely • Learn: Explore and grow with our financial learning center • Plan: Manage beneficiaries and other account settings • Biometrics: Use face or fingerprint for fast, secure login • Espanol: Usa la aplicación en español
Screenshots
Verdict
The clearest difference is review sentiment: BECU at 60% against First Hill Trust's 0%. BECU also leads on rating (4.8 vs 2.3) and ratings volume (71K vs 6). First Hill Trust's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BECU holds the better App Store score, 4.8 against 2.3. That said, the two scores are not equally well evidenced: BECU has 71K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 60% of BECU's written reviews are positive against 0% of First Hill Trust's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 20, 2026 and October 3, 2026 respectively.
| Parameter | BECU | First Hill Trust |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (71K ratings) — better | 2.3 (6 ratings) |
| Positive reviews | 60.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 71K — better | 6 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 102 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | BECU | Schwab Retirement Technologies Inc. |
Customer experience
BECU
First Hill Trust
Bugs and requests
BECU
Reported bugs
4 issues- Inconsistent transaction reporting between app and website
- Messaging/chat feature not functioning properly
- Mobile check deposit often fails to recognize correct amounts
- Frequent login issues and challenges with multi-factor authentication
Requested features
5 requests- Add ability to make loan payments and view statements within the app
- Improve transaction search and categorization tools
- Provide option to customize budget categories and time periods
- Integrate credit score checking functionality
- Allow linking of external bank accounts for a more holistic view
First Hill Trust
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BECU
No in-app purchases
First Hill Trust
No in-app purchases
