Comparison

BECU vs FlipSub

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BECU

Manage your finances on the go with this app. It allows you to view all your BECU and non-BECU accounts, track spending, and handle everyday banking tasks like transfers and mobile check deposits. The design is user-friendly, making financial management simpler.

Highlights
  • Consolidate accounts (BECU & non-BECU)
  • Budgeting based on spending history
  • Locate ATMs and branches
  • Fund transfers
  • Mobile check deposit
  • Bill pay
Features
Read full description

Manage your finances in the palm of your hand: BECU’s app is designed to bring budgeting to your phone. Use the unique features to view not only your BECU accounts but also your credit cards, bank accounts and loans held elsewhere. The colorful, friendly design helps you track spending, review outstanding balances and expenses. The updated app also allows easy everyday banking. From transferring funds to locating ATMs and the ever popular mobile check deposit feature, it’s your money, simplified. BECU App Features and Benefits: • Combine and view your BECU and non-BECU financial accounts in one place • Budget based on your spending, income, debt and expense history • Locate the nearest BECU, ATM or shared branching partner credit union • Transfer funds • Deposit checks • View accounts • Pay bills and view payees • Review Alerts • Updated design and expansive user experience

About

FlipSub

Features
Read full description

Discover subscriptions you’re paying for. Cancel what you don’t need. Restart when you’re ready. FlipSub finds subscriptions from supported services in your connected mailbox and shows what you’re paying—all in one place. With FlipSub Pro, you can cancel or restart supported services in a few taps, with guided steps whenever a provider needs your input. SEE WHERE YOUR MONEY GOES Connect a supported mailbox and let FlipSub find subscription-related emails. See your detected subscriptions, available prices, and estimated monthly total in one clear dashboard. Less digging through receipts. More clarity about recurring charges. CANCEL WHEN YOU’RE DONE Finished a show? Not using a service? Cancel supported subscriptions in a few taps from your dashboard. If a service needs you to sign in or confirm, FlipSub walks you through it. RESTART WHEN YOU’RE READY New season dropping? Missing your favorite playlist? Restart supported subscriptions in a few taps from your dashboard. If a service needs you to choose a plan or confirm payment, FlipSub walks you through it. KEEP TRACK IN ONE PLACE Review active and canceled subscriptions, check available status and pricing details, and keep supported subscription records refreshed over time. INVITE FRIENDS. EARN REWARDS. Refer friends and earn credits toward gift-card rewards when they become eligible paying subscribers. Reward thresholds and program terms apply. BUILT WITH PRIVACY IN MIND FlipSub searches for messages matching supported services’ sender or domain filters. It does not scan your entire inbox to build your dashboard. No ads. No selling your data. No using your email data to train AI models. GET STARTED WITH FLIPSUB FlipSub is free to download and offers a limited preview of detected subscriptions. Upgrade to FlipSub Pro to view all detected subscriptions and unlock supported cancellation and restart actions. FlipSub Pro is a monthly auto-renewable subscription. Pricing is shown in the app before purchase. Manage or cancel your Pro subscription in your App Store account settings. SUPPORTED SERVICES Netflix, Disney+, Hulu, Peacock, YouTube Premium, Apple TV+, Amazon Prime, HBO Max, Spotify, Audible, and Walmart+. FlipSub currently focuses on users in the United States. Discovery, pricing details, and available actions vary by service, plan, region, and account state. Some actions require additional steps with the provider. FlipSub may not detect every subscription or reflect every recent change. Third-party service names identify supported services and do not imply sponsorship, affiliation, or endorsement. Terms of Use: https://flipsub.com/terms End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://flipsub.com/privacy

Screenshots

BECU4 screens
FlipSub4 screens

Verdict

The call

The clearest difference is in-app purchases: BECU at none against FlipSub's 1. BECU also leads on iOS requirement (13.0 vs 15.1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FlipSub sells 1 in-app purchase, starting at $1.99 per month. BECU asks for nothing beyond the download.

UpkeepUpdate frequency

BECU ships an update every 2 months, FlipSub every 5 weeks. The most recent releases landed on November 3, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 8 level
BECU versus FlipSub: the parameters behind the verdict, then further details
ParameterBECUFlipSub
PriceFreeFree
Rating4.8 (71K ratings) — better—
Positive reviews59.8% of reviews—
Number of ratings71K — better—
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size105 MB35 MB
Age rating4+12+
DeveloperBECUHeapMem LLC

Bugs and requests

BECU

Reported bugs

4 issues
  • Inconsistent transaction reporting between app and website
  • Messaging/chat feature not functioning properly
  • Mobile check deposit often fails to recognize correct amounts
  • Frequent login issues and challenges with multi-factor authentication

Requested features

5 requests
  • Add ability to make loan payments and view statements within the app
  • Improve transaction search and categorization tools
  • Provide option to customize budget categories and time periods
  • Integrate credit score checking functionality
  • Allow linking of external bank accounts for a more holistic view

FlipSub

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BECU

No in-app purchases

1 purchases

FlipSub

Subscriptions1
  • FlipSub Pro$1.991 Month

Questions

Is BECU free?
BECU is free to download, with no in-app purchases.
Is FlipSub free?
FlipSub is free to download, with in-app purchases available.
Do BECU or FlipSub have ads?
Neither BECU nor FlipSub shows ads.
Which is updated more often, BECU or FlipSub?
BECU ships an update every 2 months, and FlipSub every 5 weeks. Most recently, BECU was updated on November 3, 2026 and FlipSub on October 15, 2026.

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