Comparison

My Medibank vs 98 Training

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Medibank

Manage your health insurance easily. Check cover details, track limits, find providers, and make claims. Connect with Apple Health to earn rewards for healthy habits.

Highlights
  • Check cover details
  • Track extras limits
  • Find providers
  • Make and track claims
  • Connect Apple Health
  • Earn Live Better points
  • Find Medibank stores
Features
Read full description

Better health means being better informed. Our refreshed app makes it easier to log in and check your cover details, keep on top of your extras limits and waiting periods, and find your nearest Members' Choice provider. You can also use the Medibank app to: • Make a claim and track its processing and approval. • Connect Apple Health to track your steps and earn Live Better points. • Find your nearest Medibank store. • Update your account details. • Request and download tax documents To use the updated App, you'll need to be a Medibank health insurance member. If you have Visitors Health Insurance, Working Visa Health Insurance or Overseas Student Health cover, you may not be able to use all the features.

About

98 Training

This app offers a comprehensive fitness experience with diverse training programs, a vast movement library, and expert coaching. Access science-based knowledge, connect with a supportive global community, and achieve your health and wellness goals.

Highlights
  • Five unique training programs
  • Extensive movement library
  • Expert coaching and insights
  • Knowledge base with articles
  • Global supportive community
  • Nutrition and mindset guidance
Features
Read full description

WHAT IS 98 TRAINING? 98 Training brings you an unrivalled, global-industry standard of training that challenges your potential and turns training into an intrinsic part of your well-being. Wherever you are in the world, our measured and proven programs, extensive movement library and training insights, expert coaches and tight-knit community will be supporting you as you not only reach but surpass your training goals. OUR PROGRAMS Offering five unique training programs; each intentionally designed and rigorously tested to ensure you not only reach but surpass any fitness goal. Performance: Our flagship strength & conditioning program, purpose built to develop all aspects of training - strength, endurance, power and mobility. Capacity: A specialised 3-day training blueprint designed to improve your performance across all energy systems. Strength: A targeted and systematic approach to strength training; designed to increase all attributes of strength, with the option to utilise as an adjunct to other training modalities or as a stand alone program. Hybrid: A unique minimal equipment program designed for new and experienced athletes that desire a challenge without complications. Groundwork: Our no gear training program. Built to maintain your fitness without any equipment. OUR KNOWLEDGE 98 Training believes that knowledge is wealth! That’s why the 98 Training app has its own Knowledge Base which is stacked with science-based training advice, nutrition and wellbeing articles and more. Just like the 360-approach to the programs, 98 Training incorporates their ethos outside of the gym, offering all avenues to educate and provide knowledge for living a healthy, active, and fitness-orientated lifestyle. OUR COMMUNITY There’s so much more to 98 Training than just its acclaimed programs. The 98 community allows like-minded individuals to connect, encouraging you to share your results after each workout. No matter where you are in the world, the community will make you feel at home and a part of the 98 family. STARTING IS SIMPLE We offer 3 auto-renewing subscription options: • 1 Month • 3 Months • 12 Months Whether you’re an everyday athlete, elite-athlete or all-round high performer, 98 Training is specifically designed to enable you to reach, meet and exceed your fitness goals. Contact us at support@98training.com. By purchasing, you accept our Terms of Use (https://www.98training.com/terms-and-conditions/) and Privacy Policy (https://www.98training.com/privacy-policy/). Together, we train like athletes.

Screenshots

My Medibank4 screens
98 Training4 screens

Verdict

The call

The clearest difference is review sentiment: 98 Training at 87% against My Medibank's 42%. 98 Training also leads on rating (5.0 vs 4.7). My Medibank's advantage is in-app purchases (none vs 3) and ratings volume (416 vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 98 Training sells 3 in-app purchases, starting at $24.49 per month. My Medibank asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

98 Training holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: My Medibank has 416 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 42% of My Medibank's written reviews are positive against 87% of 98 Training's.

UpkeepUpdate frequency

My Medibank ships an update weekly, 98 Training monthly. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

Scorecard6 real differences · 4 level
My Medibank versus 98 Training: the parameters behind the verdict, then further details
ParameterMy Medibank98 Training
PriceFreeFree
Rating4.7 (416 ratings)5.0 (1 ratings) — better
Positive reviews42.2% of reviews86.7% of reviews — better
Number of ratings416 — better1
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases — betterSubscription
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size201 MB76 MB
Age rating17+4+
DeveloperMedibank Private Limited98 Training Pty Limited

Customer experience

My Medibank

All ratings416 ratings
Positive92.3%
Neutral2.6%
Negative5.0%
Written reviews623 reviews
Positive42.2%
Neutral10.9%
Negative46.9%

98 Training

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews15 reviews
Positive86.7%
Neutral0.0%
Negative13.3%

Bugs and requests

My Medibank

Reported bugs

4 issues
  • Live Better section not loading on iOS 26
  • Inability to upload receipts or claim details
  • Constant log-outs and need to re-enter login
  • Incompatibility with older iOS versions

Requested features

4 requests
  • Landscape mode support for iPad
  • Ability to customize extras coverage
  • Seamless integration with Apple Health
  • Easier payment method updates

98 Training

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

My Medibank

No in-app purchases

3 purchases

98 Training

Subscriptions3
  • 1 Month14 Days trial$24.491 Month
  • 3 Months14 Days trial$54.993 Months
  • 12 Months14 Days trial$144.991 Year

Questions

Is My Medibank free?
My Medibank is free to download, with no in-app purchases.
Is 98 Training free?
98 Training is free to download, with in-app purchases available.
Which has better reviews, My Medibank or 98 Training?
98 Training is rated higher. My Medibank averages 4.7 out of 5 from 416 ratings, while 98 Training averages 5.0 from 1 ratings.
Do My Medibank or 98 Training have ads?
Neither My Medibank nor 98 Training shows ads.
Which is updated more often, My Medibank or 98 Training?
My Medibank ships an update weekly, and 98 Training monthly. Most recently, My Medibank was updated on October 29, 2026 and 98 Training on October 27, 2026.

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