Comparison

AIB Mobile vs LoyLap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AIB Mobile

Manage your everyday banking conveniently and securely from your smartphone. Apply for loans, credit cards, and overdrafts, make payments, and access account statements. The app offers features like quick balance checks and card management for enhanced financial control.

Highlights
  • Open new accounts
  • Apply for loans and overdrafts
  • Make payments with phone number
  • Manage standing orders and direct debits
  • View and save statements
  • Freeze/unfreeze cards
  • Secure login with FaceID/TouchID
Features
Read full description

Our mobile app is built to support you in the life you’re after. It includes features to support how you bank every day and new ways to manage your money and make quick and easy payments.   The app offers a personalised everyday banking experience with a strong focus on your day-to-day banking.   You can get better insight into your money with a clear picture of where your money is going, with detailed transactions and budgeting tools to help you understand your spending.    With easy payments and more control to make the fast, secure SEPA Instant and Zippay payments you know and trust.     Strong security & protection against fraud with enhanced security features, including Passkeys, which give you a fast and safe way to login to the app and an added layer of protection from fraudsters.   The app offers support when and how you need it. Get help directly in the app - chat to our digital assistant Abi, check our FAQ’s or find other ways to contact us for the support you need.    Your AIB mobile app home screen:  Life is busy. Most days when you open the app, you just want to quickly check your balance and your spending.   - To make your online banking easier, we’ve introduced spaces for your different accounts.  - Your ‘Everyday’ space brings your current and credit card accounts, together in the one place.    - Easily switch between your Savings, Loans, or Mortgages space.  - See your balances, recent activity and upcoming payments at a glance.   - Keep track of your spending and an eye on the budget you set.  - In app messages help you stay up to date.  - Ask Abi a question, call us or find your nearest branch.   Spending & budgeting insights:  Track your spending trends by getting a daily, weekly or monthly view.   - See a breakdown of your spending by structured categories, so you know where your money is going.  - Understand your habits by seeing where you spend most of your money.  - Add your own tags to transactions to track spending in a way that works for you.   - Set and manage budgets, track your progress and see what you’ve left against your budget target.  Payments:  Make & manage your payments simply and quickly.  - Move your money between your AIB accounts.  - Send, request or split payments with Zippay using your mobile contacts.   - Send money to your family and friends whether they are in Ireland or the SEPA zone countries.   - Use Selfie Check facial biometrics to let us check it’s really you making payments in the app. Once enrolled, you can make higher-value payments securely.  - Pay your household or credit card bills.   - Set up or cancel standing orders anytime.   - View and manage your payees and set payment limits.  Cards:  You can easily and securely:  - Freeze and unfreeze your cards.  - Order a replacement card if yours is lost or stolen.  - View your personal debit card PIN.  Apply and open products:  Open a new account, apply to borrow money, apply for a credit card or mortgage or get insurance. You can also plan for your future with AIB life.  - New account: Open a new current or savings account on your own, all from within the app.   - Borrow money: Apply for a Personal loan or top-up, a green loan, the SBCI Home Energy Upgrade Loan Scheme or a Personal overdraft.   - Credit cards: Apply for a Click or Platinum credit card.   - Mortgage: Easy access to calculate, apply and manage your mortgage application.  - Insurance: Call us for a travel, home and/or car insurance quote.   - AIB life: Start planning for your future by exploring ways to invest your money, grow your pension, get cover for your income or mortgage.    For more information:   We have more information on our website https://www.aib.ie/ways-to-bank/mobile-banking For more information on our new app go to https://www.aib.ie/newapp Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.

About

LoyLap

This app acts as a digital wallet for your favorite businesses, allowing you to earn loyalty rewards and make payments seamlessly. It consolidates your loyalty programs and payment options into a single, user-friendly interface.

Highlights
  • Digital wallet
  • Earn loyalty rewards
  • Make payments
  • Consolidated loyalty programs
  • Easy to use interface
Features
Read full description

LoyLap is the digital wallet for your favourite businesses. Earn loyalty rewards, make payments & much more, in one easy to use app. Need some help? Contact us at support@loylap.com

Screenshots

AIB Mobile4 screens
LoyLap4 screens

Verdict

The call

The clearest difference is review sentiment: LoyLap at 59% against AIB Mobile's 16%. LoyLap also leads on ads (none vs shown) and rating (4.7 vs 4.5). AIB Mobile's advantage is ratings volume (1.5K vs 312). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LoyLap holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 1.5K and 312 respectively. Written reviews point the same way: 16% of AIB Mobile's written reviews are positive against 59% of LoyLap's.

UpkeepUpdate frequency

AIB Mobile ships an update every 3 weeks, LoyLap every 5 weeks. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level
AIB Mobile versus LoyLap: the parameters behind the verdict, then further details
ParameterAIB MobileLoyLap
PriceFreeFree
Rating4.5 (1.5K ratings)4.7 (312 ratings) — better
Positive reviews15.6% of reviews59.2% of reviews — better
Number of ratings1.5K — better312
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size153 MB34 MB
Age rating4+4+
DeveloperAllied Irish Banks, p.l.c.Smart Points Ltd

Customer experience

AIB Mobile

All ratings1,479 ratings
Positive88.6%
Neutral1.9%
Negative9.5%
Written reviews225 reviews
Positive15.6%
Neutral5.3%
Negative79.1%

LoyLap

All ratings312 ratings
Positive91.3%
Neutral3.5%
Negative5.1%
Written reviews49 reviews
Positive59.2%
Neutral2.0%
Negative38.8%

User reviews

AIB Mobile

From 1.5K App Store ratings

What we love

  • 👍 Nice app, enjoyable to use
  • 🚀 Efficient and quick to use
  • 💡 Fantastic transfers, saved time service

Room to improve

  • 🐛 Archaic, outdated, and unreliable
  • 🔒 Excessive security measures, complicated
  • 🔒 Requires card readers, inconvenient
  • 🐛 Constant issues, crashes, and bugs
  • 🐛 Fails to update, authentication issues

LoyLap

From 312 App Store ratings

What we love

  • 👍 Friendly and knowledgeable staff
  • 👍 Great selection and prices
  • 👍 Good coffee and food
  • 👍 Welcoming atmosphere
  • 👍 Convenient location and parking

Room to improve

  • 🐛 App crashes frequently
  • 🐛 App freezes on opening screen
  • 🐛 Unable to register or log in
  • 🐛 Login issues with Facebook
  • 🐛 Birthday entry rollers glitching

Bugs and requests

AIB Mobile

Reported bugs

3 issues
  • Selfie check operates sideways
  • Payee information cannot be saved
  • Security update consistently fails to install

Requested features

2 requests
  • Add ability to block betting sites
  • Improve credit card balance display

LoyLap

Reported bugs

28 issues
  • App unable to open after update
  • Stuck on opening screen indefinitely
  • App loads then screen goes blank
  • Cannot get a balance
  • App doesn't work in listed store
Show 23 more
  • App crashes when trying to open
  • Unable to complete sign-up
  • QR code scanning error
  • App constantly crashing
  • Cannot access accrued points
  • Cannot log in
  • Login with Facebook doesn't work
  • Impossible to set up account
  • Birthday entry rollers glitching
  • Repeated error messages
  • Not all content visible
  • Register text disappears in dark mode
  • Some buttons hard to see in light mode
  • UX design is garbage
  • Difficult to navigate
  • Cannot find way to change physical location
  • Toggling between sections not intuitive
  • Top Up feature disappeared
  • Profile info not saving
  • QR code scanned successfully but threw error
  • App not finding location
  • Doesn't work or scan at Esquires Coffee shops
  • Snaggy sign up

Requested features

4 requests
  • Integrate with Apple Wallet
  • Add option to add barcode to Wallet
  • Bring back the Top Up feature
  • Keep new flavors coming

In-app purchases

None

AIB Mobile

No in-app purchases

None

LoyLap

No in-app purchases

Questions

Is AIB Mobile free?
AIB Mobile is free to download, with no in-app purchases.
Is LoyLap free?
LoyLap is free to download, with no in-app purchases.
Which has better reviews, AIB Mobile or LoyLap?
LoyLap is rated higher. AIB Mobile averages 4.5 out of 5 from 1.5K ratings, while LoyLap averages 4.7 from 312 ratings.
Do AIB Mobile or LoyLap have ads?
AIB Mobile shows ads; LoyLap does not.
Which is updated more often, AIB Mobile or LoyLap?
AIB Mobile ships an update every 3 weeks, and LoyLap every 5 weeks. Most recently, AIB Mobile was updated on September 23, 2026 and LoyLap on September 21, 2026.

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